Cash ISAs: The Best Currently Available List

OrangeBlueGreen

Saffron

Also still awaiting for my transfer

nomorekids

https://forums.moneysavingexpert.com/discussion/comment/81976145#Comment_81976145

Thank you Londoner62 do you or anyone else know if Shawbrook is on the list of isa providers, First Direct will deal with online or is Shawbrook one that has to be done on paper?

GrubbyGirl_2

https://forums.moneysavingexpert.com/discussion/comment/81976274#Comment_81976274

Shawbrook do electronic transfers. This is a good list of those that do electronic transfers

https://www.cynergybank.co.uk/personal/isa-transfers

flobbalobbalob

ISA transfer from Monument to Vanquis.

I didn't initiate the transfer when I opened the Vanquis ISA so I had to send the transfer form by post (freepost address)

Posted on a Monday, 8 days later Vanquis told me they had it. Next day email from Vanquis to tell me it was submitted to Monument. Then the next day email from Monument to say received, then transferred the same day. So 2 days to complete after Vanquis received tbe transfer form.

What a difference from when I transfered to Monument who were responsible for it taking 29 working days.

londoner62

https://forums.moneysavingexpert.com/discussion/comment/81976274#Comment_81976274

I spoke with FD an hour ago and they said that the forms requesting a transfer have to be posted. Does not appear to be an online option at all to transfer (for anyone). Form is printed and will be posted in the morning. If you have questions about Shawbrook I'd suggest you call FD. Sorry I can't help.

gt94sss2

Instructions on how to transfer an ISA to First Direct can be found at https://www.firstdirect.com/savings/isas/transfers/

blindman

https://forums.moneysavingexpert.com/discussion/comment/81976473#Comment_81976473

Trading 212 to Monument:

10th April Initiated request.with Monument -Electronic.

20th April T212 Notified me they had the request-Electronic

21st April T212 Notified me they had sent the money.

21st April Monument added to account.

So 10 day gap of nothing then very quick to do the transfer.

badger09

https://forums.moneysavingexpert.com/discussion/comment/81976145#Comment_81976145

if you follow the link posted by @gt94sss2 you will see that FD’s xfer form has the option to xfer on maturity. Phrased as ‘serve notice’

SickGroove

https://forums.moneysavingexpert.com/discussion/comment/81976681#Comment_81976681

Good to know Trading 212 can actually do electronic transfers, even though they don't appear on the official cash ISA electronic transfer list.

I've just joined them as a new customer, so will need to transfer out once the bonus rate drops in a years time.

I don't want the paper form faff if I can help it!

david72

I have just seen that Skipton has recently launched a Two Access Cash ISA Saver (Flexible ISA), paying 4.07% AER (annually, or 4.00% if paid monthly).

Although not the highest rate available, this may be of use if you prefer to go with a more trusted provider and is currently near the top of that list. Skipton are also one of the (sadly too few) providers who have implemented the multiple ISA account reforms, which can be very useful if you want to put your ISA contributions into different "pots" for different purposes.

Interestly, although Skipton are normally unable to process transactions between their accounts at the weekend, it seems that if you have an existing Skipton ISA that you want to transfer in via internal ISA transfer, in order to "upgrade" your interest rate, that process does happen immediately when you open the new account and initiate the transfer! 🙂

• Skipton Two Access Cash ISA Saver