Cash ISAs: The Best Currently Available List

jak22

Charter 1YR 2YR 3YR 4.52% AER (4.43% monthly incl. pay away option). 30 day funding window with transfers in (and if opened recently at a lower rate can transfer over within 14 days to the better rate).

sparkiemalarkie

https://forums.moneysavingexpert.com/discussion/comment/81980046#Comment_81980046

I hope the above helps

andyhicks88

I'm not that worried if they go a bit higher, I've settled now and transferred to 2 x Santander fixed rates now with 10k each and whilst these are only 4.5% accounts the voucher effectively makes them 5% and 4.75% respectively so it was still the best outcome at the moment,

Whilst we are on Santader…it really bugs me thee fixed terms aren't disaplyed anywhere on the account details in the app, it's just "fixed rate ISA" which if you have 2 or 3 is a bit confusing.

AlwaysLearnin

https://forums.moneysavingexpert.com/discussion/comment/81980314#Comment_81980314

You can rename/add a nickname to a Santander account via the desktop browser online access, to call it something more meaningful to you.

refluxer

https://forums.moneysavingexpert.com/discussion/comment/81980314#Comment_81980314

If you log into online banking on a browser, you can give your accounts nicknames to distinguish between them, plus you can change the order in which they are displayed. I've just changed mine to '1 Year fixed Rate ISA'.

Go to… My details and settings - Change online settings - Add, remove or rename an account

allegro120

Meteor (Al Rayan) 1 year fixed 4.7% (incl. 0.05% bonus) https://savings.meteoram.com/savings/fixed-term/10585/alrayan-bank-1-year-fixed-term-deposit-465-aer-boosted-by-meteor-to-470-aer

When I logged in it was showing 4.65% (incl. 0.05% bonus), but still a very decent offer.

poblomov

https://forums.moneysavingexpert.com/discussion/comment/81980656#Comment_81980656

I think 4.7% is the rate outside an ISA

ps2659

I would like to ask if it is possible to open a fixed cash ISA with £10.000 and another ISA that is flexible with another £10,000 with different banks in this tax year.

flaneurs_lobster

https://forums.moneysavingexpert.com/discussion/comment/81981790#Comment_81981790

Yes (if that's your only ISA subscriptions so far this year).

friolento

https://forums.moneysavingexpert.com/discussion/comment/81981790#Comment_81981790

yes you can contribute to any number of ISAs in the same tax year so long as you do not exceed your total £20k annual ISA limit. You have to keep records yourself as none of the ISA providers know whether and where you have made other contributions, so their "remaining ISA contribution amount" is invaraibly incorrect.

Note that if you are under 65, there will be changes to the deposit limits from 2027-28 onwards. Please inform yourself accordingly.