Cash ISAs: The Best Currently Available List

dlevene · 16 April at 2:06PM

Full terms of the Chip Smart ISA boost.

https://www.getchip.uk/promo-terms/smart-isa-tax-year-26-27

It's not for me but might be useful for some.

Going to stick with my boosted Chip Cash ISA (4.48%) until the bonus runs out at the end of May and see what's available…

snowstormcat · 16 April at 2:14PM

https://forums.moneysavingexpert.com/discussion/comment/81964696#Comment_81964696

Is it possible to open more than one type of each ISA? For instance open two x 1yr fix or two x 2yr fix and then transfer £10K to each of them to get a voucher for each one or will they only allow one of each type?

p1ston · 16 April at 3:02PM

https://forums.moneysavingexpert.com/discussion/comment/81965219#Comment_81965219

Not rubbing salt. I did the referral yesterday afternoon, not got 10k in my account, got the 50 quid paid in my linked account this morning. Seems like they're trying to bamboozle you.

andyhicks88 · 16 April at 4:21PM

https://forums.moneysavingexpert.com/discussion/comment/81965695#Comment_81965695

I don't know I'm guessing the person who referred me is just a series refrerrer and has done it tens of times and probably they just didn't count anymore, which is annoying but what can you do. I did go back to them with the 10K thing and say that is nowhere in the terms that the referee needs to do that and they agreed that was the wrong info given to me, so at this point I can only assume it's the other thing and I won't actually get paid. It's just one of those things, the only annoying thing about is that I only did it for that bonus and now I've had a week in a lower rate ISA instead of the higher rate Santander one it could have gone into straight away but it's a few pounds isn't it so not that much of a loss.

blindman · 16 April at 4:23PM

https://forums.moneysavingexpert.com/discussion/comment/81965811#Comment_81965811

Did you ask them to point to the T&C's where it says there is a limit for referals?

I certainly cannot see one!

andyhicks88 · 16 April at 4:57PM

https://forums.moneysavingexpert.com/discussion/comment/81965814#Comment_81965814

Though it doesn't seem to say anywhere on the app how many referrals are allowed despite it stating it does.

Also I guess the person who referred me might no longer have an account with them and have transferred out in the last couple pf days or something and so maybe that is why it's not gone through.

Who knows

masonic · 16 April at 5:36PM

https://forums.moneysavingexpert.com/discussion/comment/81965875#Comment_81965875

Possibly the referrer gets told in their app when they hit a limit… if they check it before handing out more. Often*, there is a broad anti-abuse clause in the T&Cs that can be used if the provider believes the referrer is taking the Michael. All leading to disappointment, and sometimes a large volume of off-topic posts.

This is one of several reasons MSE banned sharing of referrals through this site.

* Here is the relevant term for Monument:

easysaver · 16 April at 10:32PM

Sorry if it has already been mentioned but I think the Monument Boosted Cash ISA for new customers has been pulled, at least the former web page returns not found.