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Cash ISAs: The Best Currently Available List

Comments

winkowinko Posts: 465 Forumite

10 April at 12:21PM

https://forums.moneysavingexpert.com/discussion/comment/81957328#Comment_81957328

Probably now.
I left Chip a couple of weeks ago whilst still on a boosted rate, as I found something better.

1
roked Posts: 126 Forumite

10 April at 12:38PM edited 10 April at 12:39PM

I have been using chip ISA for several years now as a daily flexible savings account, using the money to put my salary in, feed regular savers, pay bills etc, as all transfers in and out are instant.
As it is now a relatively poor 3.55% interest rate, I am looking for something better. Does anyone know if Monument deposits and withdrawals are instant? it says same day on the website, which suggests there is a delay + are they easy to transfer the ISA in to?
If not, does anyone have a suggestion of a better rate flexible ISA that works like chip?

0
Gambler Posts: 3,487 Forumite

10 April at 12:41PM

https://forums.moneysavingexpert.com/discussion/comment/81957379#Comment_81957379

I opened a non ISA easy access with Monument a few weeks back just for the referral bonus.
Payments and withdrawals were instant to your linked account

1
Johnny-Cage Posts: 300 Forumite

10 April at 12:54PM

https://forums.moneysavingexpert.com/discussion/comment/81957379#Comment_81957379

exactly what I need so following

0
csw5780 Posts: 163 Forumite

10 April at 1:50PM edited 10 April at 1:54PM

https://forums.moneysavingexpert.com/discussion/comment/81957379#Comment_81957379

The new Chip “Smart cash isa” launched recently, is 3.75% (variable tracker). The old isa can be transferred internally.

0
Gambler Posts: 3,487 Forumite

10 April at 2:06PM

https://forums.moneysavingexpert.com/discussion/comment/81957471#Comment_81957471

Be careful with tis one. If you decide to move before the annual interest is paid you won't receive any interest.

3
roked Posts: 126 Forumite

10 April at 2:14PM edited 10 April at 2:16PM

https://forums.moneysavingexpert.com/discussion/comment/81957489#Comment_81957489

Yes ihis is exactly why I ignored this one, bit of a harsh term, especially as they can lower the rates at any time in line with BOE rates

0
Johnny-Cage Posts: 300 Forumite

10 April at 2:30PM

If you open the Monument with the boosted rate how long do you get before you need to fund it by a transfer
Is there a max you can transfer

0
superleeds27 Posts: 136 Forumite

10 April at 2:38PM

https://forums.moneysavingexpert.com/discussion/comment/81957517#Comment_81957517

It's all there on their website.
Monument

1
surreysaver Posts: 5,304 Forumite

10 April at 2:54PM edited 10 April at 2:56PM

https://forums.moneysavingexpert.com/discussion/comment/81957379#Comment_81957379

Tesco 4.02%
https://www.tescobank.com/savings/isa-accounts/instant-access/

I consider myself to be a male feminist. Is that allowed?
0

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