Cash ISAs: The Best Currently Available List

superleeds27

I'm tempted with Monument at 4.28% with transfers in, and it's flexible.

The latter probably won't be an issue, but it's handy, I guess.

Although saying that. Plum (4.61) might be one to look at, so long as I stick out the full 12 months with them

Wolvesinwales_2

https://forums.moneysavingexpert.com/discussion/comment/81957218#Comment_81957218

I'm only seeing 3.74%?

superleeds27

https://forums.moneysavingexpert.com/discussion/comment/81957220#Comment_81957220

New Customers - Boosted Rate

Ocelot

https://forums.moneysavingexpert.com/discussion/comment/81956219#Comment_81956219

Indeed. If you have 20k, even 0.5% is only £100 a year.

Wolvesinwales_2

https://forums.moneysavingexpert.com/discussion/comment/81957226#Comment_81957226

Then some of that can be eroded if there's a delay in the transfer.

Looking at my recent transfer to Prosper I'm not sure it was worth the stress for the sake of 0.6%.

superleeds27

https://forums.moneysavingexpert.com/discussion/comment/81957235#Comment_81957235

Yeah, that's true.

Human nature though I guess. Always wanting and chasing more!

Numb_fingers

Asking on behalf of a relative.

If they open a Santander 1 year fixed rate ISA 4.5% now funded from a Premium Bond withdrawal when another ISA matures in June, Chip 4.31%, can that then be transferred to a better paying ISA?

flaneurs_lobster

https://forums.moneysavingexpert.com/discussion/comment/81957275#Comment_81957275

There's no restriction on ISA transfers (other than those imposed by the providers themselves).

Johnny-Cage

currently have a Chip with a boost rate at 4.48% but that expires 27th May so looking for another flexible ISA

When the best time to start looking what’s out there

superleeds27

Gone with Monument, but they need more details from me. I should receive an email within 2 business days.