Cash ISAs: The Best Currently Available List

andyhicks88

Investec - 1yr Fixed Rate - 4.52%

We have a new table topper!

AspiringPensioner

https://forums.moneysavingexpert.com/discussion/comment/81957139#Comment_81957139

No transfers in though!

superleeds27

I'm tempted with Monument at 4.28% with transfers in, and it's flexible.

The latter probably won't be an issue, but it's handy, I guess.

Although saying that. Plum (4.61) might be one to look at, so long as I stick out the full 12 months with them

Wolvesinwales_2

https://forums.moneysavingexpert.com/discussion/comment/81957218#Comment_81957218

I'm only seeing 3.74%?

superleeds27

https://forums.moneysavingexpert.com/discussion/comment/81957220#Comment_81957220

New Customers - Boosted Rate

Ocelot

https://forums.moneysavingexpert.com/discussion/comment/81956219#Comment_81956219

Indeed. If you have 20k, even 0.5% is only £100 a year.

Wolvesinwales_2

https://forums.moneysavingexpert.com/discussion/comment/81957226#Comment_81957226

Then some of that can be eroded if there's a delay in the transfer.

Looking at my recent transfer to Prosper I'm not sure it was worth the stress for the sake of 0.6%.

superleeds27

https://forums.moneysavingexpert.com/discussion/comment/81957235#Comment_81957235

Yeah, that's true.

Human nature though I guess. Always wanting and chasing more!

Numb_fingers

Asking on behalf of a relative.

If they open a Santander 1 year fixed rate ISA 4.5% now funded from a Premium Bond withdrawal when another ISA matures in June, Chip 4.31%, can that then be transferred to a better paying ISA?

flaneurs_lobster

https://forums.moneysavingexpert.com/discussion/comment/81957275#Comment_81957275

There's no restriction on ISA transfers (other than those imposed by the providers themselves).