Cash ISAs: The Best Currently Available List

superleeds27

https://forums.moneysavingexpert.com/discussion/comment/81956241#Comment_81956241

Same here tbh.

Moneybox 4.15% finishes in July, so ideally want something in place by then. Just no idea what to do. That's on the basis that everything seems so uncertain at the minute.

The Santander Fixed at 4.5% for 1 year is looking good though. Even if I just transferred in the Moneybox ISA from 25/26 into there, and looked at something else for the 26/27 year.

Undecided!

mon3ysav3r

https://forums.moneysavingexpert.com/discussion/comment/81956229#Comment_81956229

One thing you can be sure of - as soon as you do a new ISA a better one will appear!

I just filled out a transfer, and now have seen the Santander ISA offer, not only a slightly higher AER, but would have also got a 100 quid e-voucher!

superleeds27

https://forums.moneysavingexpert.com/discussion/comment/81956250#Comment_81956250

Haha, always the case!

Just noticed that with Santander you can't do an online transfer request from Moneybox. Have to download and fill in a form!

ccluedo

https://forums.moneysavingexpert.com/discussion/comment/81956250#Comment_81956250

Cancel the transfer if Santander offer is better for you. I organised a transfer about 10days ago and it was due to go thru upon maturity today. I cancelled it yesterday afternoon and it's gone into an easy access whilst I await a new transfer I've initiated.

masonic

https://forums.moneysavingexpert.com/discussion/comment/81953771#Comment_81953771

Update: It seems I have had much better luck as my transfer from Plum to MoneyBox has just completed on the third working day.

samtaylor99

I panicked earlier today as I saw a few rates falling. Then quite a few increases followed. It's not an immediate transfer as theres 13 days to maturity. It's from Shawbrook to Nationwide. Best way to cancel the transfer ? Which one do I contact ?

ccluedo

https://forums.moneysavingexpert.com/discussion/comment/81956468#Comment_81956468

I cancelled with the outgoing provider first to ensure it was stopped. I then courtesy called the receiving provider so they could cancel from their side too if req. Belt and braces 😉

NebulaNova

https://forums.moneysavingexpert.com/discussion/comment/81956256#Comment_81956256

Does that mean you have to post something to them?

If it's new money, is it all done electronically and quickly?

NebulaNova

Actually, scrap that. You can't manage the ISA with Santander online - as in you can't withdraw or move.

andyhicks88

I don't see a issue with that for me, I don't imagine I will want to withdraw or 'manage' that money in any way once it's in there apart from at the end of the term when I imagine I will just transfer it somewhere else anyway.