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Cash ISAs: The Best Currently Available List
Comments
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You have nothing to worry about
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If First Direct want the savings income perhaps it would be better to offer some decent rates. Who is going to stick with an instant access isa paying 2.75% after 3 months once their £100 arrives when other major providers are paying 4% and more. HSBC at least has a 4.5% market leading 1 year fixed rate cash isa backing up their cashback offer.
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Prosper now accepting new customers.
Do they pay the full interest monthly or do you need to wait a year for the boost? I can't see any confirmation.
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From the website:
18. How is interest paid?
Your standard interest is calculated daily and paid into your Cash ISA tax-free on the first of each month.
If you have a boosted rate, how the Boost is handled depends on when you opened your Cash ISA.
- Opened before 30 March 2026: Your Boost is paid as a lump sum to your nominated bank account after 12 months or when you close your account.
- Opened on or after 30 March 2026: Your Boost is paid monthly, directly into your Cash ISA.
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Oh that's good.
Is Prosper ok to use? Is it all online only and no forms needed?
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Who was that with? And why?
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From what I can see, you enter PROSPERCASH as the offer code before opening and ISA, deposit £10k or more and then after 6 months, they credit the ISA with £100? Is that right?
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With the Barclays Premier 1 yr flexible Cash ISA @ 4.40% you can get £50 cashback when you transfer a minimum of £10,000 from another ISA provider - are there any downsides to this?
I have an easy access ISA from last year that would work for me but I would only want to transfer £10,000 -
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I just signed up for the app, but could not see where you enter PROSPERCASH. I asked the bot about the cashback, which appears to have ended.
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What details do you need from Chip app to transfer your cash ISA out of there?
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