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Cash ISAs: The Best Currently Available List
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I’m seeing Moneybox only at 4.00% including a 0.55% bonus for 12 months.
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Plum seem to have cut their bonus rates overnight. With bonus now 4.35% for new money, 4.18% for transfers.
I am not a financial advisor or other expert. All posts are purely my thoughts at the time for discussion, not advice. Bear in mind, even most of this disclaimer is ripped off another forum user. Please check out the facts first before doing anything.0 -
You have nothing to worry about
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If First Direct want the savings income perhaps it would be better to offer some decent rates. Who is going to stick with an instant access isa paying 2.75% after 3 months once their £100 arrives when other major providers are paying 4% and more. HSBC at least has a 4.5% market leading 1 year fixed rate cash isa backing up their cashback offer.
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Prosper now accepting new customers.
Do they pay the full interest monthly or do you need to wait a year for the boost? I can't see any confirmation.
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From the website:
18. How is interest paid?
Your standard interest is calculated daily and paid into your Cash ISA tax-free on the first of each month.
If you have a boosted rate, how the Boost is handled depends on when you opened your Cash ISA.
- Opened before 30 March 2026: Your Boost is paid as a lump sum to your nominated bank account after 12 months or when you close your account.
- Opened on or after 30 March 2026: Your Boost is paid monthly, directly into your Cash ISA.
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Oh that's good.
Is Prosper ok to use? Is it all online only and no forms needed?
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Who was that with? And why?
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From what I can see, you enter PROSPERCASH as the offer code before opening and ISA, deposit £10k or more and then after 6 months, they credit the ISA with £100? Is that right?
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With the Barclays Premier 1 yr flexible Cash ISA @ 4.40% you can get £50 cashback when you transfer a minimum of £10,000 from another ISA provider - are there any downsides to this?
I have an easy access ISA from last year that would work for me but I would only want to transfer £10,000 -
sx0
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