The unthinkable has happened...redundancy

squidgychesspiece

sistafromanothermista wrote: »

I think you lease for say 3 yrs then at the end of it you give it back and swap for another one OR give back OR pay whatever is left on the car and keep it That's what they told me anyways
You're right about the check thing though, that might be the sticking point
When we moved (a long time ago) we had no ££ so ended up buying the cheapest car we could find £250 :rotfl: it lasted a yr and was brilliant on fuel:D is this a possibility?

Deffo! Need to do some research methinks but not tonight...yaaawn!
Nite all

meow5678

Hey SCP,
just spotted your diary *subscribes*

Glad the new job is going well

squidgychesspiece

meow5678 wrote: »

Hey SCP,
just spotted your diary *subscribes*

Glad the new job is going well

Hi Meow :hello:Thanks for subscribing! Come on in...:D
Just noticed my signature reads £43,142 so once I update for the jsa paid to mbna we will be exactly £43k!!!! (Well, give or take a few pennies ) Very pleased - mbna balance has not been this low in years.

Work pretty busy but enjoying it and only 1 day until the weekend and catching up with all my girls! Feeling at the moment! I can't believe how life has changed in a month

squidgychesspiece

sistafromanothermista wrote: »

Forgot to say there are also a lot of 'clauses' with leasing a car so be careful....for example, you have to declare how many miles you're going to do in the given lease period-for example 10,000 if you go over this then you are charged a per mile rate thereafter added to the finance at the end. They also tell you where you must get new tyres etc so it's not all that straightforward...

Had a real quick look online but seems fairly expensive so not sure it is our best option right now. £350p.m would be much better thrown at the debts. Will check the autotrader bargain section :rotfl:That's more our price range.

MummyDrusilla

squidgychesspiece wrote: »

Hi Meow :hello:Thanks for subscribing! Come on in...:D
Just noticed my signature reads £43,142 so once I update for the jsa paid to mbna we will be exactly £43k!!!! (Well, give or take a few pennies ) Very pleased - mbna balance has not been this low in years.

Work pretty busy but enjoying it and only 1 day until the weekend and catching up with all my girls! Feeling at the moment! I can't believe how life has changed in a month

ooh you should pay off £1 extra to take it into the 42s!!!!!

Glad you're feeling really positive today - you've only got yourself to credit for how you're feeling and for how you've turned things around in such a short space of time. Well done you hun!!!!

x x x x

sistafromanothermista

£350pm!!! which car were you looking at?

squidgychesspiece

MummyDrusilla wrote: »

ooh you should pay off £1 extra to take it into the 42s!!!!!

Glad you're feeling really positive today - you've only got yourself to credit for how you're feeling and for how you've turned things around in such a short space of time. Well done you hun!!!!

x x x x

And all of you for helping It's great to feel that I am controlling our money for the first time in, well ever really, rather than the other way around.

£350 was a cute little sporty car just wishing though, we would be daft to set ourselves back by agreeing to a 2 year lease!! Haven't seen any shorter ones yet.

Just off to walk dearest dog xxxx

joee

Hey SCP,

I was browsing the forum and I am so glad to have read your thread, I recently had my LBM and you truly are an inspiration. Thank you for sharing your journey here

squidgychesspiece

joee wrote: »

Hey SCP,

I was browsing the forum and I am so glad to have read your thread, I recently had my LBM and you truly are an inspiration. Thank you for sharing your journey here

Hey thanks Joee what a lovely comment! Congrats on having your LBM, have you started a diary? I've found it really helps keep me going xx

squidgychesspiece

Just a post for me to record where we are with our debt as at today before I update my signature - going to run out of characters I think!!

hsbc loan 1 [STRIKE]£3,731[/STRIKE] £3,465, hsbc loan 2[STRIKE] £11,731[/STRIKE] £11,518, co-op loan [STRIKE]£7,932[/STRIKE] £7,723, student o/d £1,500, mint cc £4,867, halifax cc £5,857, hsbc cc £2,060, mbna cc[STRIKE] £8,808[/STRIKE] £3,652, OH's parents £2,500 = [STRIKE]£49,129[/STRIKE] £43,142
Longhaul supporter #313 - 1,125 days until DFD :j

ETA: Didn't quite get there as didn't factor in the interest, grrr! Still going in the right direction.