The unthinkable has happened...redundancy

squidgychesspiece

Thanks Aamberle will update tonight!

My overwhelming thought at the moment is what will I worry/think about all the time about once the debt is gone? :rotfl:It's been here for so long I've gotten quite used to it...ridiculous I know! So now I'm worrying about what I'll worry about once my main worry is gone :rotfl::rotfl::rotfl:I need to get. a. grip.

Perhaps the office will help distract me!

squidgychesspiece

Well first day wasn't as bad as expected :jeveryone was lovely and friendly and most of the day was taken up with introductions etc. Also, found out pay day is on the 25th so only 3 weeks to go til my first pay cheque. Not that I am counting Relieved that day 1 is over, real work to do as of tomorrow I think I am going to like it there
Managed NSD #1 today too as took packed lunch in. Finally going to bite the bullet now and pay a chunk off the mbna balance :eek: then to re-do my snowball calculator!

Enchanted21

Well done on finishing your first day with a smile :-)

Things are moving on up and the debt is moving on out! Whoop De Whoop X

sistafromanothermista

So glad your 1st day went well
Sounds like you're going to enjoy it and a big whoop for chunk off MBNA

squidgychesspiece

Enchanted21 wrote: »

Well done on finishing your first day with a smile :-)

Things are moving on up and the debt is moving on out! Whoop De Whoop X

:hello:Enchanted! Thanks for stopping by for a read (I've got that M-people song stuck in my head now - totally showing my age :rotfl: )

sistafromanothermista wrote: »

So glad your 1st day went well
Sounds like you're going to enjoy it and a big whoop for chunk off MBNA

Thanks Sista Just paid £5k off mbna in addition to £300 min. payment and it feels A-M-A-Z-I-N-G! Way better than any dumb designer bag Why oh why did I not have this lightbulb moment years ago?! I honestly think that being made redundant could be the best thing to ever happen as it's woken me up to what a fool I've been in the past and brought me here to you lovely people and your wise words, just want to give you all a big for all the help you've given me. I know for sure in the past I would've squandered every single penny of that money and more. Will pay the rest to mbna once I get paid at the end of the month but keeping it back for now just in case work mess up on payroll or something.

Re-did the snowball calc. based on just the credit cards (as it didnt seem to cope well with the loans) and it says we could be free of those in 16m based on an overpayment of £500p.m. Not sure how accurate this is as I don't think the mint APR is correct - unsurprisingly I can't find it printed anywhere on the statement :rotfl:but this would leave only the loans and overdrafts to focus on then!

Wooooooooooooooooooooooooooooooooooo

Aamberle

Morning SCP - So you got through day 1. Woohoo ..and as you state payday in 3 weeks. Glad everyone is really nice.

Good Work on the MBNA pay off - Must be a great feeling knowing that you have made a huge difference to your debts in such a short space of time :j

Enjoy your 2nd day and catch up later xx

slowlyfading

Glad your first day went well and payday is not too far away!

MummyDrusilla

Wow, well done on paying off that chunk of the MBNA card. It's a fabby feeling isn't it?

Glad they eased you in gently and hope today goes spiffingly (!).

squidgychesspiece

It really is a fabby feeling mummy! They do say that us obsessive spenders make the best savers in the end so fingers crossed its true

Spoke to the job centre again today and they have finally released the payment for my JSA almost a month after I initally made contact and now that I have a job :laugh: Oh well, mustn't complain as that's another £142 to throw at the debt once it comes through. Other than that pretty uneventful day. Mbna payment hasnt cleared, grrrr!

Couldn't manage a NSD as run out of tea bags and that is one thing I CANNOT compromise on! Spent a fiver in t**co on tea and cereal - starting to think this is why my grocery shop was so cheap...I forgot half the essentials :rotfl:

Some friends have invited themselves round at the weekend so will be nice to have some company as DH is away. Also he really does need to get spectacles now so will point him in the direction of spekyfoureyes I think.

sistafromanothermista

Hey Squidge :beer: on the extra £142 that's brilliant news even more that only 16m until the cards might be paid off