Paps Penny's

postingalwaysposting

Week & weekend round-up

Spends
Mon- 79p embroidery floss = 79p
Tue - NSD
Wed - NSD
Thur - £4.99 magazine - £7.10 fabric = 12.09
Fri - £2.00 purse, £1.00 pens for work, £15.90 petrol, £3.21 groceries, £0.79 thread, £2.00 2*toothpaste, £1.00 shower gel, £3.00 lunch, 59p ice cream = 29.49
Sat - NSD
Sun - £8.00 choc & £4.00 lunch = 12.00

Some of that is bad, bad spends but some are justified. However 3 NSD's thats good.

Tax pot
Fri £3.45
Sun £1.40

I also have save £5 in my penny pot so may cash that in nearer tax day.

Ebay

Everything has now finished, after £22 in fees, refunding £5 and spending £3 I now have £27.01 in my paypal account. I will leave it in there until everything has arrived to its destination then withdraw it. I will use money in my current account to send this set of parcels and will put that back in once I withdraw the funds. I am hoping I have £20 to pay off the CC. The collection only item hasn't been collected it should be this week :cool:

CC

All the payment have hit the CC now. However I will get a new statement tommorow and have to make the min payment before the15th. So I will pay the min payment from my account and hopefully I will get the paypal money through before Friday.

Bills

Touch and go right now, unsure if I will have enough on Friday to get everything payed. Worse case will be not paying rent and poss getting petrol using my CC. However right now as long as my loan and the min CC is being payed I am happy. I will see what happens throughout this week. Lets just say I will be having a NSD week, I have NVQ work to do so that will keep my entertained... Oh and ebay

Have a great week all, thinking about climbing the staircase to bed now :T

beanielou

Have a good week.

postingalwaysposting

These points stop the waffle, hence sticking with them

Daily Spends

Mon - NSD
Tue - NSD
Wed - NSD
Thurs - £4.50 photocopy £3.29 cooking thermometer, £1.70 tax pot, £33.96 petrol CC

Budget

Bills - £287.05
Pay - £289.41
:j
No rent to pay this week however had to purchase petrol on the CC I kind of expected that. That said I do have £15 in my wallet and £7 floating in my account. But I am hoping to bid/win a sewing table, I have wanted one for ages but after looking for ages they were always 25+ miles away. I have found one around the corner for £8 I will not bid more than £15 anyways, it also needs re-lining/waxing but that can come later.

Ebay

The collection only item hasn't been paid, think I will go and cancel the transaction and get the fees back. I purchased something on behalf of my brother on ebay so he payed for my photocopy today and has to give me approx £4 which I will put into my tax pot. That however means I have just under £10 in my paypal account and I payed for my parcels out of my main money. Nevermind either way at least the CC got a huge £65. My aim is to put a new batch of stuff on next Thursday night.

CC

I have had to put my petrol on this today but the good news is the bill isn't released until the 18th. My aim is to be able to pay the petrol £35 + min payment + interest but we shall see.

Work

I have asked for more hours and I have a definate that I am working xmas day, at moment just the morning Not doing any NVQ work this/next week as I have a week off before I see the advisor which means I can spend the week doing it.

Christmas

The reason for the thermometer... My plan was to make jams for my sister for xmas (jars if purchased new are £2 ea) however can only make one type in the slow cooker so need to make some on the stove. I will also make candys/marshmallow/fudge and make a hamper for Mum/Brother/friends too. Should cost less than £20 with all the ingredients just packaging to get, then I can get them a smaller token gift too. However I am going to test some of the recipies before hand

Will also handmake the 'special cards' will only need blank cards hopefully less than £3 :T

Tax

Pot going well, have to find £50 in 50days, so £1 a day I shall get there!

Have a great weekend all, even if it rains :cool:

beanielou

Looking good.
Chucking it down here big time as we speak.

postingalwaysposting

Beanie, I hope the weather was good this weekend for you :j

:mad: :eek: :mad: For this weekend...

Spends
Fri - £18.00 (car part, not my fault and really annoyed tbh, £3 taken out of tax £15 from purse)
Sat - £11.50 (sewing box, too late to cancel my bid after the above happened, taken from car tax)
Sun - £2.74 (ebay, latch for box used paypal balance)

Car tax
Now £5.15 Plan to save £10 every Friday until it needs paying :T

Ebay
I think every thing has been delivered just awaiting feedback. Large item transaction has been canceled so I have my fees back and bidder blocked. Nothing listed, thats Thursdays job. Paypal balance is noy £5.55 but I am not counting this in any way.

Sewing Box
Won the box :T Needs a lot of work I estimate prob £15, hence leaving the paypal money. however the seller has listed another better quality one. I am watching it, prob won't bid but Mum says I am allowed two downstairs so not writing it off

Thats me for another week I predict NSD's all week as I am skint :rotfl: I also only have to work 5 more days until my week off :j

Have a great week all :beer:

postingalwaysposting

NSD's Monday through Wednseday :j Petrol should last all next week :j7 Payments to go :j

Off on 'holiday' next week and although I have no/very little funds I want to do something. So I have managed to grab free tickets to two screening of wildlife films. I may get the bus down but that should only be circa £4 for two days out. I also want to visit a new museum which I may roll into one of those days. The only real big charge is that I want to go and see the uni botanic gardens thats £3.50. But that should fill my week, plus NVQ work and taking the dog on a hike.

I have also spent some of today soting out my budgets after the loan. If I manage to get my car insurance at the price I have been quoted on comparison sites I should be able to save £400 a month Thats if I save for the car repairs/tax and pay for petrol and not much else. However if I can do that I can save for my new car in 6months... Maybe thats next years challenge. Got to get to May first

Have a great weekend all :T

slowlyfading

Well done on the NSDs, and have a lovely weekend

postingalwaysposting

Thasnk SF, working over the wekend however then I have a week off :j

Having trouble with a buyer on ebay but have refunded them now. Some spends over the past few days - groceries and some stitching stuff from Hobby Craft. However that should be all the spends this week asside from bus fares etc. Unsure about the petrol situation at the moment, I believe I have enough to last over the weekend but if we decide to go far/elsewhere I will have to fill up.

CC statement has come through, thats £25min + £40 for my petol. That needs paying on the 10th. I am going to see how the month goes, as long as the min payment is payed I will be happy. The reason I say that is because I am on holiday next week so my pay on the 2nd will be holiday pay which goes on the last 4 weeks hours worked

Still have't thought into Christmas anymore, just know I am making the handmade stuff. I am thinking because I am working I may get out of it but I know that will not happen, sadly :rotfl:

Have a great weekend all :j

postingalwaysposting

:T Had quite a nice holiday. Shame it now has to end because the weekend will be taken up with NVQ work! Wage was rubbish this week so I can only guess that it will be as bad next week However I had a reviews before my holiday and basically begged for more work and this week I am working every night (except my days off)

Spends this week -
Thurs - 9.56 groceries
Fri - £7.74 hobby craft (skeins for project and christmas tree project)
Sat - nsd
Sun - nsd
Mon - nsd
Tue - £6.00 food + £4 groceries (free cinema showing, I did the food today Mum did it Thurs)
Wed - nsd
Thurs - £5.00 pound shop, £4.00 pet stuff, £3.00 drink and sweets (pound shop is halloween stuff and a new toothbrush)
Fri - £2.00 poppy appeal, £5 handmade sweets for Mum, £3 beads (xmas gift), £6.08 aida (xmas 2013), £1.49 diary (xmas gift), £6 mug (xmas gift), £11.45 lush (hair dye and shower gel), £4.40 car parking.

:j NSD target made :j

Today there has been a lot of spends, I could have done without spending the money in Lush but I have wanted to do my hair for about 2 months now. But at least I have started my xmas shopping :T I now also know what/where/cost for everything else I am going to purchase as gifts.

Just have to make it to May!!

postingalwaysposting

Sat - nsd
Sun - £3 paper ream
Mon - nsd
Tues - £3.60 lunch, £2.59 coffee
Wed - nsd

= October NSD challenge - 19/16 :j :j :j

So this month I am going to go for 16 again. Not much happening, the reason for Tue's lunch out is I got a 13hr shift :T Today and Monday I had overtime :T Good week for me this week.