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Hypno's kick up the backside debt diary....

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  • taxi73
    taxi73 Posts: 20,815 Forumite
    Hi Hypno ...bet you're glad to see the back of those scripts!!!....you've earnt a nice glass of wine....enjoy it...lol...I could do with some of your energy though...it makes me tired just reading what you've been up to...
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    Hi hypno - well done you. I hope you've got an easier day or two ahead.

    I've only written five of my pieces but I've done the research for all the rest and will finish it this evening or die in the attempt. They're not really that hard to write but I have such a problem with distractability that it's almost a personality disorder. I spent a lot of this afternoon helping a friend write tie-breakers for competitions - what a waste of time!
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Girlracer - Mint paid me back the full amount of charges on receipt of my second letter, up to the point that they reduced them to £12 on the oft advice.

    So out of £290 that I claimed, I got £265 without any hassle, so I didn't take it any further (very glad too, given the court hassle I am having over the Barclays Claim!).

    I hope you are able to get a reasonable amount out of them soon.

    LIH - sorry that your water bill has gone up so much. However, now that you have lost so much weight, you won't need so much water in the shower, and I am sure your costs will go back down soon!

    Taxi - a nice glass of wine, yes that is just what I could do with.

    Seaxwyn - distractability. I love that word :T

    Hey everyone, guess who landed in a helicopter at the ski club this afternoon.....George Michael!!!

    Told OH to get a photo.....he has come home with loads of photos of the helicopter, but none of the Man himself! Typical!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Hi Hypno

    Just catching up on your busy life, glad you got your stuff done, bet you feel so relieved now don't you!

    I've heard nothing more from bank re charges despite their promises to send me a letter :mad: Just got a defence served from Cobbetts so looks like I may have to plough on with it, didn't want to, just wanted my charges back but as is life :confused:

    And :j to George Michael - suppose he can't drive anymore so helicopter it is :rotfl: Shame about the photos though

    By the way, I've really got the hang of matched betting, once you've placed the first few bets it sinks it - DH says he cannot compete with the running or MB - talking of which did you go for a run or do any more yoga?

    Well done for finishing your stuff though - Aldi Value Milk Chocolate en route ;)
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Well, no recording for me today so a chance to catch up with some of the everyday stuff that I need to do.

    A new online banking passcode has arrived so I can hopefully get on and deal with the finances :eek: and Pania has kindly sent me a timer so I can do the 15 min housework thing.

    OH has got his motorbike back - a new petrol tank was £500 but he managed to get one off ebay for £99 and the guy fitted it for £60 so all in all it wasn't as bad as it could have been, but still £159 that we hadn't budgetted for. Just grateful that he managed to get a tank off ebay. £500 would have been the point where we consider whether it is worth getting the work done!

    I still ache from the yoga at the weekend, and haven't done any more since. It is part of my plan to do something about that today. Watch this space!!

    I hope everyone has a good day!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    It is 8am and already my day is not going to plan.....just had a call from the high school - one of the invigilators is off sick so could I go and help. I said sorry, but I have a client at 10. The reply came back saying "well, even if you can do from 8.15 to 9.45 that would help!!

    So mad rush to get self made presentable, don't think giving out pencils dressed in my pjs would have been appropriate!! Now off, and will be thinking of the £15 it will generate for an hour and a half's work.........
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Well not a bad day, although very busy. Did a little bit of extra invigilating this morning, money for old rope really! Then managed to stay away from DFW for most of the rest of the day and actually got some work done :eek:

    Also finally managed to log into online banking, expecting to be presented with a lot of :eek: :eek: :eek: but actually found there was a little (notice a little!) more than I was expecting, so I may be able to make a small overpayment this month after all :T

    Also, I bought a top and skirt a couple of weeks ago, only from Tesco so not too expensive, but I didn't need them really, and finally decided not to cut the tags off and to take them back for a refund - £32 - so I have decided that I will pay that straight off a card too, just as soon as it hits my account.

    And got a lovely card from Elanten this morning thanking me for sending her a DVD, really made me smile. So thanks El, set my day off fabulously :D

    So my positive mood from the weekend is generally continuing......long may it last!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Fantastic to hear of your positive day :) Glad things are going well still.

    Shame about the £159, but as you say, mcuh much better than £500!! I hope the aching goes soon! :D

    Sea xx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Bit narked, because today I was asked if I could invigilate exams from 9am to 4pm. No problem, and a reasonable amount of cash to be earned.

    Arrived at 9am for the first exam which finished at 10.45, then asked where I was to go to next, to be told there are no more exams today!!

    OK, so I get a few hours off before parents evening which is at 4pm and then clients, but obviously I have earned less than £20 instead of the £65 that I was expecting!

    Oh well, will make the most of the time off instead.
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Hi Hypno..sorry for the disappointment you must be feeling...is there anything else you could be catching up with to make money...if not try and get yourself a rest as you always seem to be working soooo hard...take care xx
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