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Hypno's kick up the backside debt diary....

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Comments

  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    oh, Hypno - massive hugs to you. I'm sorry you've been having a hard time with it all. Good luck with the chocolate mission - we'll be with you all the way!

    Sea xx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    Hello Hypno. Don't feel bad about having a chocolate weakness. You are so fabulous at dealing positively with everything life throws at you while grieving for your dad.

    It's not surprise if something has to give somewhere along the line. We all have our demons and chocolate is not such a bad one in the scheme of things.

    I hope Fathers Day is a happy one in your house, with OH enjoying his DFW CD (nice one!) and you enjoying good memories of your dad. He must be beaming down on you with pride from wherever he is currently watching.

    I've been mulling over our £6k challenge trying to think of things I could sell or extra ways of bringing in cash. The realisation has hit me though that actually my best bet is just to WORK. I'm going to try to achieve a minimum of six billable hours every weekday and three at weekends. Perhaps I should run that like your chocolate challenge and every day I achieve it pay a little sum off my Sainsbury's card.
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Just got back from work and hopped on here for just a little while - and yes, I've already had my chocolate fix. Totally empathise with what you're saying here, about chocolate and about your dad. I've been in denial about Father's Day, it just hit me today that its on Sunday. Don't quite know what I'll do about that.

    I don't keep any chocolate, biscuits or cakes in the house any more - at one stage about 5 years ago, I was consciously buying all my sweet stuff in several shops so that no one shop assistant saw what I actually ate. Not good.

    Thats a great idea to do an online payment on your non-chocolate days. Good luck with it.
    2023: the year I get to buy a car
  • GirlRacer_2
    GirlRacer_2 Posts: 3,026 Forumite
    Hi Hypno, glad your going to try to give up the chocolate. I used to be chocoholic but decided to give it up for lent last year, since then I've had the odd bar but don't eat a fraction of what I used to so it can be done.

    The fact that your paying the money off the CC may be the incentive that you need and I wish you all the luck in the world. x
  • pania
    pania Posts: 8,258 Forumite
    good morning you.

    Something very bizarre is going on with your thread. I posted on here twod ays ago but my post is no where to be seen, checked in yesterday and at same time computer developed a serious error and shut down on me!!!! Are you at it again seaxwyn?!?!:rotfl:

    I think the chocolate challenge sounds a great idea. I'm so sorry you are coming up to a hard day tomorrow and making through the day without chocolate and payin a £1 or so off the card may make you feel a little better. If you need to talk just let us know;)

    Re the CD i laughed out lous with that bit, waking OH up in the process! That was a fab idea and i bet he won't even realise the CD has gone!!:rotfl: nice work that lady!!:T

    Re the lodger, you have done fantastically paying the money off this year, so if it just a very small amount extra over the summer then don't panic. time without the extra body around may be remarkably peaceful!!!

    Right well i'm off to work. CHat later and have a good day today..
    P
    xx
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Hello all, I hope you are having a good weekend and managing to dodge the showers.....

    Have been at the ski club all morning, just nipped home for lunch and for the kids to shower then they have karate grading this afternoon, so we will be leaving again fairly soon! Tomorrow is ski racing and then a visit to the children's godparents for "birthday tea" for DD. All in all a really nice weekend, but pretty exhausting all round I think! The children's ski "sponsor" has promised them £10 each if they pass their grading - typical, it costs me £22 each for them to grade, but THEY get £10 each if they pass.....something not quite right here :rolleyes:

    No chocolate yet today, so doing fairly well. Feeling positive about tomorrow.....so far!

    Karma - I don't keep chocolate, sweets or biscuits in the house either but I am fairly good at knowing which shops are doing offers on Green & Blacks or Lindt.......and Morrisons "value" plain chocolate at 25p per 100g bar is pretty good too and often several find their way into my basket.....:o I'm very good at eating in the car, so when I get to wherever I am going the evidence is well hidden!! In the days when I gave the children a penguin bar or similar in their packed lunches, I would go to the supermarket on Sunday, but by Monday there was nothing left to put in the lunchboxes!! Lesson learned there!

    I have made myself a batch of sugar free jelly just in case I need something.....and have picked some strawberries from the garden to go with it :D

    Seaxwyn - 6 hours a day! Make sure you leave time for MSE......I got withdrawal symptoms last week when I had to do all that recording!

    Pania - the CDs that I bought for [STRIKE]myself[/STRIKE] OH are pretty good. Am sure he will never notice. He still has a £1 book token that he got when he was about 8. Not sure it is even in modern currency, may be in shillings and pence, or even guineas.....
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Finally home - the children both passed their grading at Karate with Merit, so they are very happy. I can't believe how nervous I was for them! The higher they go, the more they want to pass, so I think the more nervous I get!

    Anyway, too tired to cook, I was tempted to get a takeaway, but trying to be DFW I went into Sainsburys instead and told the children they could chose a ready meal :eek: (I am a good mother, really I am). By the time I had finished, it cost me £38!!!!

    Would have been cheaper to go to the takeaway......oh well, the shopping didn't include chocolate so that is a positive!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    great news with the kids gradings hypno i'm just catching up with your diary s promised but spen today arguing with hubby so went to bed in a huff ...i think i might know something that might help with the chocolate but not too sure so will look it up first and let you know ...hope tomorrow goes ok for you and all the beautiful memories remind you of the fantastic times you shared with your dad
  • pania
    pania Posts: 8,258 Forumite
    Go The kids!!!!! Thats fantastic news hypno!!! :j :T :T :T
    completely understandable how nervous you'd be but it sounds like they did you proud!!:T :T

    Shame about the shopping, was it just tonights dinner or stuff for the rest of the week? don't beat yourself up to much over it though ;) V V V positive that you didn't give in and buy chocolate, good for you!!!:j :T
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Glad to see you are awake and not working El - that combination must be a bit of a rarity these days!

    Any help with the chocolate will be gratefully received. I am almost close enough to be able to say I have been three days without!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
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