Hypno's kick up the backside debt diary....

hypno06

Thanks Se999, when I spoke to the lady at Experian she said that it was not always good to put a comment on the file - something about lenders thinking you are trying to make feeble excuses!!

I think I am just going to keep plugging away, get the Halifax to get their !!!!!s into gear at last and to try and get things back on an even keel from there. If they amend the credit file, I will push for something to put things right in other ways - they were one of the low LOB cards that we were rejected for, so they can jolly well do us a deal worth having!!

Karmacat

Hi hypno - I like what ZTD has posted - that sounds a good avenue to explore. And its really handicapping you, obviously, from your reply to him.

Client stuff sounds like its going well for you - glad of that - you're brill at financial admin, remember, so keep on at the Halifax. We'll celebrate with you.

dreams_R_free

I've just got to post as I'm so incensed on your behalf:mad: . You've always struck me as a totally honest person whose integrity shines through whatever life throws at you. You work all hours to solve your debt problems and give your family the best possible life despite having to count the pennies all the time.Yet you are scuppered at every turn by other people's ineptitude:eek: . I'm not sure if that's a real word but you know what I mean!

I know you'd never dream of taking anything that wasn't rightly yours but I sincerely hope you'll push ahead with a compensation claim for the accident you had and which you are obviously still suffering from. I know in an earlier post you seemed to think it wasn't right to do so as you weren't severely injured but the aftermath has caused you a lot of pain and inconvenience in your work and life in general. The fact that you needed several physio treatments shows it was serious. In a society where everyone seems to be jumping on every compensation bandwaggon going, I'd be quite cross with you if you didn't make a claim for a genuine hindrance to your life. At least then you'd receive something back for a change instead of forever having to pay out for such as that robber garage and Halifax's mistakes.

hypno06

Thank you KC and Imp! I am still having physio - next session is on Tuesday and I am still suffering, so yes I am making a claim. I wasn't going to, but it is 6 or 7 weeks on now, and I still have to wear that blasted collar and go to physio, so I am giving it a go.

I am filling in my forms for college in between clients today - I have my interview for the Cert Ed tomorrow morning.

I will, one day, get where I want to be. Not just me, but the whole family, as this all affects the whole lot of us. When I reach that point, I will be hollering so loudly that everyone who has mucked me about one way or the other will wonder what the heck is going on!

Go Hypno! Go Hypno! (*hypno dances around in a very careful cheerleeder stylee for self motivation*)

Karmacat

!!! :T go-go-hypno :T go-go-hypno :T go-go-hypno !!!

hypno06

Karmacat wrote: »

!!! :T go-go-hypno :T go-go-hypno :T go-go-hypno !!!

Ooh, your's is far better than mine!! I think you have been practising!!

Karmacat

hypno06 wrote: »

Ooh, your's is far better than mine!! I think you have been practising!!

That sounds very like the playground, but in reverse! :rotfl: (you know, "mine's better than yours", that kind of thing!) Still giggling :rotfl:

pania

:hello:.........

The_Dragon

Halifax need a serious talking too - when I had my mortgage through them they managed almost every month to codge up my DD payments! either not taking them or taking more than one payment :mad:

Boy am I glad we are not getting this mortgage though them!

atypicalblonde

Hi hun, you don't sound like you're having the best of times at the mo. I hope that things start to seem a little brighter soon - these things are sent to try us. Please do pursue the claim - you are tackling it with a brave face, but remember you deserve what is rightly yours, so get that claim in straightaway. Thinking of you x