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Return to Solvency

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  • lucielle
    lucielle Posts: 11,509 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you get a good result and OH steps up to the mark.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Aw Granny I wish I could wave a magic wand for you. You deserve a little sparkle after everything you do for everyone else. Do you and Grandad buy each other Xmas gifts? Perhaps you could ask for yours early & get your nails etc done? I do agree with the others though and you should just ask him to help. Xx

    Ps love the "pick your favourite" part of the flight attendant funny :rotfl:
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Thanks all, haven't bit the bullet yet but going to tomorrow. Had lovely day with DGDs today and then went to see DDIL2B for coffee when I took them home. By the time I got home OH was tired and slouched on the sofa and didn't seem to be in the mood for chats. Going to spend the day blitzing the house tomorrow and make nice tea and talk to him when he gets home from work. Hopefully he'll have a good day in work.

    We do buy each other xmas presents, though this year is going to be something small on my part as I want to pay in advance for everything I buy. I could try that method but don't think it'll work with xmas being 2 months later.

    So I'm just going to come straight out and ask him for some money towards what I've given them. Anything he gives will be a help so going to leave it up to him to decide how much but hoping for at least £100 as that'll take the pressure off me.

    Had a nsd today so 4 already this month

    Off to bed now

    Night all x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • Rainbow_Bridge
    Rainbow_Bridge Posts: 363 Forumite
    edited 8 October 2012 at 7:22AM
    Hi Granny that sounds like a good plan.

    I thought the way you put it in your diary sounded very reasonable, especially the fact that he has been involved with DS since he was six, and has got overtime money due to him.

    I'm sure you will find a way of pulling his heart strings to open his purse strings xx.
    Weight 12 st 2lb - Now 11 stone 1 lb (-15 lb)
    Saving £0 Now £1,000.00-J Cricket fund £200.00
    £70.00/£350.00 grocery challenge in October
    Custardy's 9000 reps by the new year 3000/9000
    £10.00 a day extra earnings - £127.00/£310.00
    “What the caterpillar calls the end, the rest of the world calls a butterfly.” Lao Tse
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    nsd #5, no chat yet as it was already grumpy when it came home from work. Had a row about asking him to help me move some furniture around so we have room for everyone around the wedding. So didn't feel like asking him. Will try to do it tomorrow though.

    In the meantime

    252516_458976830789713_187487575_n.jpg
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    off to work, here's hoping HE doesn't wind me up today and here's hoping OH is in a good mood when I get home.

    267274_460203000667096_1215184766_n.jpg
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • missrlr
    missrlr Posts: 2,192 Forumite
    Hello Granny sorry to hear the grumpiness abounds thought we had managed to keep it within the confines of our house.
    Hope today is OK.
    Start info Dec11 :eek:
    H@lifax [STRIKE]£13813.45[/STRIKE] paid Sep14 paid 23 months early :T
    Mortgage [STRIKE]£206400[/STRIKE] :eek: £199750 Mortgage £112500
    B@rclays £[STRIKE]25000[/STRIKE] paid 4 years 5 months early. S@ntander £[STRIKE]9300[/STRIKE] paid 2 years 2 months early
    2013 8lb lost 2014 need to lose 14lb. Lost 4 so far!;)
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    i am so sorry that you are going through it. You know I understand
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Thank you both, it's nice to know that others understand the situation. Didn't chat tonight either, I'm afraid I chickened out as I didn't get home from work until 8pm and was feeling rather tired. :o

    The cooker is being fitted tomorrow and the boiler serviced so I decided to wait until we know the financial implication of that and then I can judge how much I want off him and how much I think he can afford. DS has also asked to borrow £40 from him so he can buy DDIL2B a gift for their wedding day and I didn't want to jeopardise his chances, although if OH gives me the money I can give it instead of lend it to DS. :A

    Work was okish today, HE wasn't in so only had to deal with HIM over the phone and that involved one very quick phone call. During which HE called me a sarcastic s0d, in a jokey manner but probably picked up on the fact that I was actually behaving exactly that way. It was quite amusing really. I got the impression HE was trying to gain my approval and tbh if HE wants it HE's going to have to work very hard to get it :rotfl:

    Off to bed now as plumber calling early and he isn't tasty enough for me to want to still be in my glamorous nightwear when he calls ;)

    Gx2 x

    nsd #6 today
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    so did you treat the plumber to you in your nightie or did you manage to get up and dressed?

    I have a way to ensure the postman arrives. All I need to do to summon him is get into the shower!
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
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