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Return to Solvency

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  • satchmo1
    satchmo1 Posts: 3,224 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Oh Granny, my DH likes to refer to me as CFO and rely on my vigilance. However, he's as likely to turn feral when in a depressed mood and say I'm a drain on resources because I'm not earning (ATM) and we're only in this position because I wanted to relocate in order to take care of my mum.
    What would you get if all you got was what you were thankful for?
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    edited 7 September 2014 at 11:23PM
    Thanks DF(w) & Satch, good to know someone understands, although it isn't nice to think of you being referred to in that way x

    Men, odd creatures at times x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Am very glad sometimes I dont have an OH.

    Great result on acceptances so quick.
    Hope the rest go as well.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • poohbear59
    poohbear59 Posts: 4,866 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Granny, I don't know if it will make you feel any better but Mr P usually has his head in the sand too. Grrr. Hugs to you :) Great news on predators
    business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
    'I had a black dog, his name was depression".
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Any more news Granny...I am willing your post to bring more great predator news :D
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    No news yet which is slightly frustrating but been less than a week so far. One that has agreed has written off £5.5k so £1k more than I thought. Just about to pay it and then do a signature update.

    Happy days :)
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Liking that updated sig Granny :)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    Glad that you are making progress with the predators. Boo to your OH's attitude.
    chev
    I want a job that is less than an hour driving away from my house! Are you listening universe?
  • LAM2011
    LAM2011 Posts: 1,432 Forumite
    PPI Party Pooper Debt-free and Proud!
    grannyx2 wrote: »
    Thanks for the visit Beanie, Lucky & Missrlr

    I've had a really good day today, no reason in particular but am feeling really happy & calm. No news yet, far too soon but what will be will be and I'm feeling positive

    Granny x

    Loved reading this - soo glad things are taking a positive turn for you. x
    grannyx2 wrote: »
    Thanks both x

    Had my first phone call from a predator today, I have 2 debts with them. One accepted my 22% offer of resettlement! other want £90 more which is no hardship. So pleased I went in with such a low amount to start. £6k debt written off for <£1,500. Result. Let's hope the other 7 debts go the same way.

    Granny x

    Excellent news - what a result - just shows if you dont ask you dont get.

    My OH now thinks we can spend my previous 'debt' money on rubbish and I am trying to tell him that he actually has cc debt that really needs tackling before any silly spending.
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Thanks Brizzle, Lam & Chev, (nice to see you Chev).

    I've just booked my flights to Oz, so excited I'm smiling from ear to ear. Went out for coffee with OH and told him how he was making me feel and how he was spoiling it for me. We had a long chat and he actually listened and now I've jumped on the positive outcome and booked them. If he changes his mind now, well tough.

    Oh I'm so happy, life is so going in the direction I want it to at the moment.

    Hope everyone else is having a good day too.

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
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