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Return to Solvency

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  • Baldybear
    Baldybear Posts: 1,719 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Ditto everyone above happy hols and happy birthday :D
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • beanielou
    beanielou Posts: 95,616 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy holibobs & a happy happy birthday.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Happy Birthday dearest Granny and enjoy every second of that holiday!

    Very exciting hearing how you may be managing to escape to something new...fingers crossed the figures works out in your favour
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • poohbear59
    poohbear59 Posts: 4,866 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    :bdaycake:Happy Birthday Granny and have a super holiday.

    Hoping your back pain eases soon too x
    business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
    'I had a black dog, his name was depression".
  • patanne
    patanne Posts: 1,286 Forumite
    delurking again - unexplained back pain to me = stress. I have a whisky here that will sort it & hope you will join me (mines a double). I use my back as a barometer for tasks that I have to do. I visit mum 4 days a week (care home) & if I think about that before I get up then I get up to back ache. I guess you can tell that today was not one of her better days as I came back with back ache. I have found a semi cure for it (other than the whisky which is not a good long term plan). I have a wii & play things like bursting balloons with my posterior, so I am off to hit balls that add up to ten. Have a lovely birthday and holiday! :beer: sorry couldn't find one with a whisky glass instead of beer.
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Thanks all

    Holiday and birthday was lovely, I was thoroughly spoilt by both OH and the resort

    Arrived home on Friday to present from DD on the doorstep, soaking wet, looked like it had been there all week. Complaint made to RM

    Had cards from DS for Mothers Day with visit from little people which was nice and totally unexpected

    Operation planned for next Thursday, finish work on Fri, probably for ever as redundancy is definitely sounding more appealing and complications of working at new office are more bothersome

    Today had an appointment for minor procedure at Day surgery unit. Feeling sore and emotional but happy all going ahead. Last step is ring on Wed to check they have a bed for me (fingers, toes etc crossed)

    Booked in for facial and manicure/pedicure tomorrow pm Quite looking forward to that

    Looked into courses for Sept or Jan, depending on health by then.

    Booked speed awareness course, £85, only to now be told error in system shows last offence and subsequent course 2 weeks shy of 3 years and therefore I can't do the course so will have £100 fine and points instead. Was a bit worried may not be well enough to do course anyway, so may be for the best

    Decided I need to focus on health rather than debt but will be popping in now and then and thinking of you all

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • satchmo1
    satchmo1 Posts: 3,227 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Oh Granny how you have been missed! Great to hear you had a lovely holiday and birthday.


    Please update us often on how you are, whether or not there's any debt-busting-talk.


    I'm currently "twizzying". A family word that means turning unproductively in circles. I have started to: clean the freezer (a little task), tidy spices cupboard (a big task), sort out plastic boxes (a tedious task), find mattress protectors (an easy task). I am supposed to be wrapping and boxing up glasses, and sorting out what kitchen-ware to pack and what needs to be on hand.


    Hugs
    Satchmo xx
    What would you get if all you got was what you were thankful for?
  • So pleased to hear everything sounding so positive (soggy parcels aside). Please stick around, Lord knows my diary is little to do with debt busting, so yours doesn't need to be either :cool:. Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • Granny pleased to hear you've had a lovely birthday and holiday. I still remember the nightmare that was your birthday last year.

    Concentrating on your health should definitely be a priority. If you haven't got your health it doesn't matter how much or how little money you have. I have everything crossed that your op goes ahead.
    Diary: Conquering Debts Once and For All
    CC1 Jan 2012 $875.32 / CLEARED
    CC2 Jan 2012 $5,883.33 / June 2014 CLEARED
    Mortgage Jan 2012 $382,997.08 / Sept 2014 $367,775.37
    Business Loans Feb 2012 $48,407.52 / Sept 2014 $5,289.09

    Ex mortgage - 89.07% debt paid
  • Baldybear
    Baldybear Posts: 1,719 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good morning, another echoing everyones sentiments above, my diary is mainly about hossies :) So glad your holiday went well and there is a final date for you op, lots of love :D
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
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