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Return to Solvency

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Comments

  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    564620_560960923925443_878011149_n.jpg

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • missrlr
    missrlr Posts: 2,192 Forumite
    Hey Granny glad you are happier and upbeat I think the DGC will be just fine and you will undoubtably achieve your aim of being a delightful granny as you are clearly well en route with this now!

    Well done to you both for the 16th anniversary. Not a mean feat at all!

    Speak soon!
    Start info Dec11 :eek:
    H@lifax [STRIKE]£13813.45[/STRIKE] paid Sep14 paid 23 months early :T
    Mortgage [STRIKE]£206400[/STRIKE] :eek: £199750 Mortgage £112500
    B@rclays £[STRIKE]25000[/STRIKE] paid 4 years 5 months early. S@ntander £[STRIKE]9300[/STRIKE] paid 2 years 2 months early
    2013 8lb lost 2014 need to lose 14lb. Lost 4 so far!;)
  • I'm sure you will have the same relationship with your DGD's that I have with my Grandma! It certainly sounds like you are their biggest fan and I don't doubt they are yours too.

    Happy anniversary Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Thank you both, it's not until next week but I'll take all the well wishes I can get. It has been a hard feat at times I must say, with many people who know us both often expressing that I deserve a medal, (which includes his DM and sisters).

    Had another nsd today so 3 so far - not bad for the 4th of the month. :D

    Only half day left in work this week, (and that is from home) and then I am off until Wed. HE is back next week and I have meetings arranged for Wed & Thurs, (one of which HE may decide to audit) so will be in the office both days if not Fri as well.

    Hope all is well with you all and you have a good weekend.

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    69444_10151824120744688_1469828565_n.jpg

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • lucielle
    lucielle Posts: 11,518 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Pass me the bottle!
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Just a quick message while I wait for OH to come home from work, shower, eat, pack and then we're off on our weekend away. I have done all of the above, well except left of course because that would be silly without his wallet :D

    I had a lengthy conversation with my not so favourite bank this morning about the missing payment to Mr T. If you remember I reported this missing in January to Mr T and in February to H^lif^x and have still not heard anything about it.

    Mr T state they have not received the money. H say they have.

    Mr T want proof that it was paid, to which account/sort code/reference number and that it was not returned as failed payment.

    H cannot give me this proof other than to ask me to send Mr T my bank statements for December through to date, which still will not show the destination of the payment. I do not want to send them my statements, they are not entitled to see the full activity in my bank account. Perhaps I should move all my SOs to my other account and start paying just them from there. Doesn't resolve this problem.

    H cannot give me details of the account number and sort code as I have since changed the SO to their new account details. Mr T will not accept my verbal notification of acc details/reference number without such evidence from H.

    I am in a complete quandary as to how to resolve this. It may only be £26 but as you all know every penny counts these days. It is so frustrating.

    That will teach me not to print out a list of standing orders before I make any changes.

    Anyway, I'm not going to think about money for a couple of days, although I am hoping for a few NSDs as I'll have OHs wallet with me all weekend :D

    I coloured my hair this morning using £3 box of dye, (it looks lovely). I've glued on false nails as mine are rather bitty and short. I've packed more than I need to take, including presents for anniversary. OH has just pulled up so I'm going to chivvy him along so we can leave at a reasonable time.

    Back late Tuesday so won't be back online before Wednesday earliest. Hope all are well and you have a good weekend.

    Lots of love as always

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    I'm leaving this for any visitors, please help yourselves and don't forget to wash the glasses and throw away the bottles when you leave.

    Granny x

    Wine%20Bottles.jpg
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • lucielle
    lucielle Posts: 11,518 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Oooh lucky me I'm first here! hic
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Hi granny, I know you've already gone........but hope you have a fab time.xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
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