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Return to Solvency

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  • missrlr
    missrlr Posts: 2,192 Forumite
    Hi Granny

    Sorry there were cross words but I do agree with you that effort is required. Can you get your bath and then suggest you both cook something really nice to eat this evening?

    Good your boss has a human side. Not so convinced about mine. However I will try to have an open mind

    Chin up m'dear
    Start info Dec11 :eek:
    H@lifax [STRIKE]£13813.45[/STRIKE] paid Sep14 paid 23 months early :T
    Mortgage [STRIKE]£206400[/STRIKE] :eek: £199750 Mortgage £112500
    B@rclays £[STRIKE]25000[/STRIKE] paid 4 years 5 months early. S@ntander £[STRIKE]9300[/STRIKE] paid 2 years 2 months early
    2013 8lb lost 2014 need to lose 14lb. Lost 4 so far!;)
  • Oh no :( I have one here who speaks to me like that sometimes. I ignore him then go about my business and act happy, it winds him up no end. He used to love it when i sat there sulking, crying or unhappy. Pfft.

    I hope you have some sun where you are tomorrow nothing like a bit of warmth to cheer you up xx
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • lucielle
    lucielle Posts: 11,518 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you have a better day.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    Difficult one. I'm not the one to give advice on relationships, I'm not in one and that was the best thing for my last relationship!

    I'm afraid OH is always going to revert to type, we all do. It's something you have to live with knowing. If you're prepared to put in lots of hard work things will be bearable. I'm sure he loves you and would be completely bereft without you.

    Perhaps you need to find something else to do away from him. Yoga, swimming, art class, maybe? Yes, it will cost some money, but debt saving isn't the issue here, sanity and happiness saving is. Somehow we may be able to think of a way to make him pay for it. After all he is the cause, an activity away from him is the medicine.

    Love to you granny

    Piqxx
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • amber03
    amber03 Posts: 1,360 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    My OH can act like yours, but if i act that way i get told off. When he has days like these (which are more than i like) i just ignore him and get on with it. I decided last year that if he did'nt want to do stuff that i did, then i would do it by myself, life is to short and i did'nt want to regret not doing stuff. So now i will go off walking, visiting the pictures or just going shopping, whilst he stays indoors.

    I must admit that when i do stuff or talk to him whilst he is in a "sulk" i know it bugs him that i just carry on as normal, think he thinks i should ponder to himor sit and sulk with him.

    As i said before.. Life is to short. Decide what you want to do and go doit.x
    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
  • Big hugs Granny, sorry things didn't quite go to plan and have continued to be strained with DH. You know I sympathise!

    I hope you found something to occupy your time today Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Thanks everyone, I had a bit of a grump on yesterday tbh, not quite sure why but it was over by mid afternoon. Well it was probably a feeling sorry for the financial situation I find myself in, having a pity fest really.

    Last weekend wasn't too bad, as I said it was ok until the words on Tuesday but as that was the actual celebratory day and the other celebratory days I have had recently weren't what I would wish for, I was hoping he'd make a special effort. Instead he reverted to type, as dear Piq said and that got to me more than usual.

    It wasn't just the IT comment, which I can see doesn't sound as bad as it felt at the time, there were other things prior to that and "IT" was the final straw tbh.

    Anyway, I'm over it now. I know he will never change and tbh I don't expect him to completely, I would just like him to be a bit more demonstrative of the way he feels about me.

    He admitted to feeling out of sorts himself yesterday after working nights. Today has been quite a nice day and tomorrow we have DGD2 and maybe DGD1 if there is no school, so should be a good day.

    2 more NSDs to add to the total.

    Hope you have all had a good weekend.

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    61516_10151320208165755_855026688_n.jpg
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    539848_545847408769321_366755073_n.jpg

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • poohbear59
    poohbear59 Posts: 4,866 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Sorry not to be around much Granny. I hope things are more settled at home. And that you have had a good day tomorrow with DGDs. Mine cheers me up no end. She only stops smiling when she is asleep. She even cheers Mr Pooh up.

    I love your photo of the triplets.
    business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
    'I had a black dog, his name was depression".
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