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Living for the Present...after all who doesn't love a gift!

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  • The freezer lives to see another day :j:j:j_party__party__party_:dance::dance::dance::dance::dance:( It was the fuse in the wall that needed changing!) Emergency funds remain untouched :j:j
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Not a nsd though unfortunately! Had to go to a%da and get a top up shop. I wanted to pop to the farm shop but it's in the other direction and I already was going to A$da for the clothes i'd ordered. Bah, £54 spent in there on practically nothing :( ! I got some YS'd stuff though so saved a few quid :) and we've lots of salad and fresh stuff now :)

    Curry for dinner tonight, Roast pork for dinner tomorrow and then i'm going to mum's house on Monday for a few days! It turns out I can bring the dog & DH now as her dog she was fostering has been re-homed but I think I will just leave arrangements as they are. Dog doesn't like the car and is also looking quite traumatised after the few days at dad's house (he's such a homebody like me lol) and DH wanted to do some bits here so i'll take kids by myself still. I've the printed off cinema tickets & pizza express vouchers at the ready :) will google to see where the nearest ones are to mum and that is one day taken care of :)
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • slm6002
    slm6002 Posts: 4,388 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Glad the trip to your dads was not too expensive and another yay to freezer now working :)

    Have a lovely time at your mums
    Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
    Debt £2547.60 / £2547.60
  • Fab news re the freezer/emergency funds.

    Have a lovely time away Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • Thank you all :kisses: today I have to pack again for tomorrow. I think I'm getting old, I hate to be away from my bed and 'stuff' so am not even excited about going yet :eek: am sure I'll be ok once there :o

    I spent last night reading some diaries on here I do love a bit of inspiration and motivation to keep me on the straight and narrow :) and the closer I get to debt freedom the closer I also get to thinking about what I can spend or should I say waste our money on :rotfl: definitely need to stick around here I think so all the motivation rubs off on me to carry on saving :p
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Glad trip to dad's wasn't as expensive as you thought

    :dance: to freezer fuse :D

    Enjoy your time at mum's

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • FAb news about the freezer :j:j
  • Uh-oh BC are playing games by the looks of it. Dh opened his mail today (better late than never I guess) and it has a large payment showing on there from SC which should have been take as a f&f offer but they've taken the sum paid off the balance and are now asking for the rest?? I was told by SC that they had settled but seems not?? Will get dh to call them tomorrow and see what the crack is with that, am not very happy about it though!
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • slm6002
    slm6002 Posts: 4,388 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    oh no i hope SC have something to prove it was f&f payment and it can be sorted. Its prob just one dept at BC not knowing what the other dept is doing. I find this happens a lot!
    Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
    Debt £2547.60 / £2547.60
  • I hope so too slm :)

    A NSD today, hubby cooked a pork roast and took the kids out for an hour. I've done sfa today :o have not been sleeping very well though so super tired during the day lately.

    Debts still unchanged from sig. £5880.

    Savings- emergency funds £814.35 (been rounding down every day) which is 13.6% towards the 6k i'd like ;) . Rental contingency is at 12.8%- £385/3000 :) baby steps and all!
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
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