Living for the Present...after all who doesn't love a gift!

poohbear59

Brilliant news on the freezer springing back to life
I wish my actifry would do the same but sadly it had the fire of death

I hope the problem with SC was sorted. They have been recommended to me but we are with Payplan at present making token payments.

debtfreewannabe321

Just popping in! All sorted with SC (I would recommend them too PB they've been fab with us) and BC definitely paid up :T

Free cinema today took my kids and my nephew and my mum and got us all in to see smurfs 2 and still have 2 tickets left using pizza tokens for dinner...I've spent some money, not a lot though and considering it's our main holiday away (how depressing lol) I think it will not rock the bank account too much (will tot it up later though! )

Ciao for now

pennywisepoundstupid

Pleased to hear bc is done and dusted, must be a huge relief.

kerri_dfw

* to the that tune by queen*
Dun :T, dun :T, dun :T, dun :T and another card bites the dust....dun :T, dun :T, dun :T, dun :T and another card bites the dust.
And another card bites and another card bites and another card bites the dust
:T :T :T

Hurray for no more BC, your on a roll Free cinema and pizza sounds awesome, glad you're enjoying your holiday x

debtfreewannabe321

I'm back from my mum's house and the heavens have opened this morning. It is chucking it down, so much for the heat wave we were meant to have? :eek:

Checked the bank this morning and not looking great :eek:. I spent money on food whilst at mum's house. She never has enough in, purely as she spends all her wages on paying rent since the bedroom tax was introduced I bought her £50 worth of tins/pasta/rice/non-perishable items from liDl and a new kettle from tatco. Also spent money on bits and bobs elsewhere for her that she needed (cat food, new washing line, cleaning things etc) so had to transfer £100 from my emergency funds to pay for it all. . Oh well, it kind of was an emergency she really didn't have any food in. I wish I had a big enough house to take her in! I have £30 left in the bank so I spent £70 on her, which I thought was pretty good :T she was so surprised too as I told her I was just popping out with my sister and we came back with lots of bags for her to unpack :rotfl: (worst bit of shopping in my opinion!)

Our payday is next Friday and I have £220 left from my pots :j:j £40 is from the petrol and £180 from food budget so food this month has so far come in at £420 :T not too bad, well i'm happy with it. I'll be even happier if I can get to next payday with £100 left still to go in my 'future fund'

Other money news: I bought DD a pair of clarks shoes for school for £5 second hand in her size :T they look nearly new :T. DS2 still needs some shoes, searched high and low but none to be found second hand in his size so will have to bite the bullet on that one and get new. May stretch that out to next weekend though so it can come from the September budget? Hmm i'll see....! Otherwise will use petrol money as i'm literally on empty on all other funds :rotfl: Everything else is bought now though for school. I get Child benefit on Monday so I am going to try and put £50 back in the emergency funds so it's only £50 I actually am short then.

DEBT news: Aqua have settled with the f&f :j:j . My SC hasn't been updated online yet though so can't see how the debts have come down yet with this months payment and the f&f that should have been paid now. It looks at the moment like we will have around £3-4k left if noone else settles? We'll see though....

SAVINGS: -£100 in the emergency fund as stated already. nothing else has changed BUT 'SHE' has not paid yet (shock anyone :eek:?) So when she pays the £200+ she owes I can use that to top up & add to pots

Soft play this afternoon will pay on my card (usually a tenner for 2 of them) and take my own snacks and drinks for them, will cost me a few quid in hot drinks probably for myself but i've got change in my purse I think. Would have done Zoo play-play as my ds2 calls it (zoo soft play) as it's free for us but we're meeting friends and they don't have zoo passes.

Hope everyone is well, i'm slowly catching up with you all :j

pennywisepoundstupid

That was a really kind thing you did for your mum, i believe in karma so something nice should happen to you now.

Good news about aqua :j

:mad: about money not being paid, but like you said no surprise really, really makes me mad that people think its ok to do this as though there needs are more important, have you thought anymore about getting rid and getting a new tenant?

kerri_dfw

Take a flask save the pennies DFW or treat yourself xx

Great news about Aqua, sounds like it's all going according to plan

debtfreewannabe321

pennywisepoundstupid wrote: »

That was a really kind thing you did for your mum, i believe in karma so something nice should happen to you now.

Good news about aqua :j

:mad: about money not being paid, but like you said no surprise really, really makes me mad that people think its ok to do this as though there needs are more important, have you thought anymore about getting rid and getting a new tenant?

:j definitely yipee to the aqua that was over a grand still that debt :T:j

Tenant wise I just find it so difficult to manage the house being 300+ miles away from it is no help I had my dad's friend sorting it out for me but he's no longer able to help. If I get a new tenant I will have to employ an agency to which I will have to pay 10% of my rent to plus all the extras. I know she's a rubbish one, but in all honesty i've had several now through agencies and they are just as bad and i'm still paying the agency when i'm getting no rent :mad: as most of the agencies are a good 20+miles from the house too so they aren't completely on the ball I don't think. Ideal scenario would be that a letting agent opens up in the town and i'd hire them in an instant (anything to make it a bit easier for me lol) but until she leaves or that happens I'm taking the easy route (for her it seems) and keeping her. :A Hopefully my good karma will sort her out :rotfl:

debtfreewannabe321

Cross-posted Kerri I haven't got a flask what sort of DFW'er am I!! lol. Will buy one I think soon as soft play in winter is no fun with no hot drinks x

pennywisepoundstupid

could you get one of those travel cups, think they are quite cheap to buy!!