We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Living for the Present...after all who doesn't love a gift!
Options
Comments
-
Today I am on a roll.....and when I say roll, if you were to see all the mess i've made this morning you would actually think I had rolled everywhere :doh:I've managed to knock over my tea TWICE, knock my DD's smoothie over (this is not fun to get out of beige carpet _pale_) and i've also made DD cry by standing on her foot oh and by making her read a book (so that's twice in an hour). I also got tea all over the kleeneze catalogue which came through the door yesterday, which happens to be my friend's new business
not looking forward to telling her ...i think I might put a small order in just to make it look better that I trashed her magazine
:wall:....I'm now considering going back to bed :whistle:
On the up side, after all we must always look for the silver liningi've sold a pair of old wellies for £2 and also received a letter saying I still have some shares :T which i'd totally forgotten about (see told you I was terrible with remembering things). P.s talking of silver linings, has anyone seen the silver linings playbook (i think that's what it is called?), it's very good ...umm anyway, shares, I have £176.2867 with them (i'm no mathematician but how do they work out the .2867? Surely they would just round up to .29p???) So I will add this to my saving for the future funds :T, I would add it to the emergency but it's quite a long process to get it out so I can't see how it would be any good in a real emergency :rotfl:. This now means I have my future fund off to a start, woop :j
Yesterday was a NSD, DH gave me the £3 back I gave him. And today it's raining cats and dogs so a DVD day me thinks. Plus I made the £2, so we're up £5 rather than down :T
I'm so glad I did all my washing yesterday too, can't see much getting done now until the weather has dried up :eek: hope everyone is having a drier and sunnier and more interesting Saturday than us! :rotfl:MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
0 -
Our day will pretty much be the same as yours but hopefully minus the knocking over of liquid and upset DD lol. Weather is pants here too. Off to see whats in freezer that i can do for dinner as OH out this weekend doing a charity event so its just me and the kids.
Good news on the shares:)Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
Debt £2547.60 / £2547.600 -
Sounds like a very productive day round at yours DFW!!! Oopppsss to DD's foot, book reading, tea and smoothie spillages!!!!
Yay to the shares that fab! and how did the 2nd load of dishwashing do? xxMummytogirls x0 -
Hey dfw,
I have just finished reading BOTH your diaries!!! What a journey you've been on! When I started reading, your DS was 1 or 2 I think, & now he's off to school! I've read all your ups & downs and comings & goings, and wanted to tell you, I am so proud of you!
What happens now with the remaining money SC have of yours? How much do they still have? I am so pleased you will soon be DF, you deserve it! Do you have a long term plan for your property in Wales? Are you going back to work?
Sorry for all the questions, it's been a fair old read!
XxxMBNA = £4,000 / Next = £925 (approx. tbc on 19/8)
Tesco = £2,910.11 / Smile overdraft = £500
Bank of Scotland = £2,782.830 -
Great news about the car tax and the debt figure reduction. Our forecast was for rain today so I held off doing any washing........and we haven't had a drop!! Grrrr.
xxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
mummytogirls wrote: »Sounds like a very productive day round at yours DFW!!! Oopppsss to DD's foot, book reading, tea and smoothie spillages!!!!
Yay to the shares that fab! and how did the 2nd load of dishwashing do? xx
2nd load was great! I used 1 teaspoon!!! and around 3 tablespoons of vinegar and everything came out sparkly! Am going to try 2 tbls of vinegar next with same amount of washing powder and see how much I can get it down before it starts looking too dirty :rotfl:scottishspendaholic wrote: »Hey dfw,
I have just finished reading BOTH your diaries!!! What a journey you've been on! When I started reading, your DS was 1 or 2 I think, & now he's off to school! I've read all your ups & downs and comings & goings, and wanted to tell you, I am so proud of you!
What happens now with the remaining money SC have of yours? How much do they still have? I am so pleased you will soon be DF, you deserve it! Do you have a long term plan for your property in Wales? Are you going back to work?
Sorry for all the questions, it's been a fair old read!
Xxx:rotfl:I can't believe DS2 is off to school i'm dreading it
he's my baby still! Do you know I was thinking the exact same yesterday about the money SC still has. I was trying to work out how much they have left but I didn't have a very clear head on and couldn't work it out
will log on to their system later and have another go :rotfl:...as for the property in Wales I want rid of it as soon as I can. 300 miles is just too far for me to have an active interest in keeping it. And where I eventually want to settle will mean it's even further away. At present though it's in negative equity (as I guess a lot of our houses are) so can't get rid of it unless I want to add to my debt (no way!) As for work I have a part-time childminding/babysitting thing starting next week :T so until kids are settled in school that will do for a money earner and once they have settled properly I will start to look i think. But the thing is I don't feel settled here and I desperately want to move back to my childhood home (in Lincolnshire) and until I do I just keep putting off things like getting a job as I feel it's another noose around my neck holding me back
when in reality it would probably help. I don't think much sense sometimes though:o:rotfl: I hope you'll stick around
:D
Alice_in_Poorland wrote: »Great news about the car tax and the debt figure reduction. Our forecast was for rain today so I held off doing any washing........and we haven't had a drop!! Grrrr.
xxMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
0 -
Our day will pretty much be the same as yours but hopefully minus the knocking over of liquid and upset DD lol. Weather is pants here too. Off to see whats in freezer that i can do for dinner as OH out this weekend doing a charity event so its just me and the kids.
Good news on the shares:)
God can you believe it DS2 knocked over his pink lemonade all over the carpet and as i jumped up to clean it I knocked over another cup of something and a bowl of bombay mix :eek::eek::eek::rotfl::rotfl::rotfl: yesterday was not a good day for our carpet :eek::eek::rotfl:MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
0 -
[STRIKE]Morning! [/STRIKE] <---- scrap that it's actually afternoon now :eek::rotfl:....today DS1 was up and about at 7am having a shower :eek: this was a big :eek: as he usually doesn't surface until 12pm at least :rotfl: ya know what with him being nearly 15 and all :cool: ...turns out he has whatever I had yesterday and whatever ds2 had at my mum's house. Temperature, feeling boiling and a massive headache! I had it yesterday and just felt 'ughhh' all day. But you know what it's like we just carry on but ds1 has protested this morning that he must have something different as he feels like he's going to drop dead :eek:(:rotfl:)
Anyway onto other matters, I have had a good old spend up today, as I routinely do just as things are looking up :doh: on the upside I got 40% off peacocks today --->http://www.hotukdeals.com/deals/peacocks-free-delivery-20-off-1639439. Click here first though ---> https://www.paypal.co.uk/shopping/ ..and I bought DS1 some jeans & a onsie for his birthday. Myself a rain coat as I don't have one and some knickers minus the holes and plus some elastic :rotfl:. I also ordered some bits from Matalan as I had a 20% off voucher.. With discounts I spent £85 between the two shops and got lots to show for it so not all bad. AND I deleted the 4 dresses I put in my basket, just cos they was pretty, like.
:T. I also ordered a birthday card from M&S for 60p using this ----> http://www.hotukdeals.com/deals/2-99-off-m-s-personalised-greeting-card-2-99-0-60-postage-with-freecard1-code-0-1639923 I personalised an 18th birthday one to make it a 15th birthday
and paid 60p for it :T ds1 is nearly finished for his birthday now :T I will give him the onesie and put cash in his envelope :T. No other spends to confess too, promise
My head has cleared a bit from yesterday and i'm sure that was what was making me spill everything (gotta blame something, right?) as I felt dizzy and un-centred all day!
Going to tidy up the house today whilst DH takes kids to the zoo and maybe make a cake. I slept much better last night so feeling a bit more like a person today rather than a zombie :rotfl::) hope everyone is well :jMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
0 -
Oh forgot to say DH made some Pink Lemonade yesterday that I referred to just now...He bought sparkling water, strawberries and lemons and blended up the strawberries and lemons and added to the sparkling water with a bit of sugar. It tastes yummy and much better for me than cola to which I've a bit of an addiction come the afternoon when my energy slumps! Will get him to write the recipe down so I can make it when he goes away with work next month :TMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
0 -
Wow you are doing really well with debt etc.
You seem to be very committed and it is falling very quickly. I remember my youngest starting school feels like a lifetime ago lol.sealed pot challenge 099
2013 £365 in total
2014 ???? Target £400
debt 1 [STRIKE]6753[/STRIKE] [STRIKE]6386[/STRIKE] 0000 debt 2 [STRIKE]4973[/STRIKE] [STRIKE]4731[/STRIKE] 0000 debt 3 [STRIKE]3673[/STRIKE] 0000 debt 4 [STRIKE]2400[/STRIKE] [STRIKE]2239[/STRIKE] 0000
OH debt [STRIKE]3800[/STRIKE]2780
Bank of Mum [STRIKE]£2750[/STRIKE] 20000
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.3K Mortgages, Homes & Bills
- 177K Life & Family
- 257.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards