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Living for the Present...after all who doesn't love a gift!

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  • I am hoping my tenant is a good one, I dont want one with a naughty cat and an aversion to paying bills!
    Trying to shift that debt!
  • Skint I hope your tenant is a good one too, i'd never wish all the troubles i've had on anyone :eek:!

    Done the banking this morning :) had £40 in there extra and got all excited :j then realised that the dd that was due out hadn't gone out yet! Hoping it goes out soon so I don't forget about it and accidentally spend it :o. I was going to do a shop today but my dad has asked if we can go over from Wednesday till end of week. Only a few days but I will go I think. I could do with a mini break from washing, hoovering, cleaning, pulling a 4 & 5 year old apart :eek: so I won't bother with the food and instead today might be another NSD :) I say 'might' as I do need to pop to the pharmacy for my prescription so will need to pay for my 3 monthly prescription charges at some point ...!

    DH popped home last night - with a dishwasher :j so I also need to buy some things to get it running including a hose....may leave it now until after i've been to dad's house though.... it's an old b0sch dishwasher and looks to be on it's last legs tbh but it will do for now and cost us nothing so for that i'm thankful :) and DH's mum have him some money to cover his train ticket so we should be where we were before he went, money-wise! He should also be home today with ds1.

    I've hung a wash out this morning as it was ready for me when I woke up. It's only taken me 1 year to figure out how to use the timer :):o I guess I should be thankful the 'new' dishwasher has only 3 settings :cool::rotfl:

    No change on the savings/debt front today. Everything is the same. DD for SC went out this morning so another hundred off the debt but it won't show on their end for a few weeks yet. Once all the f&f's have been sorted out I will look at upping my payments for the last few debts we might have left, but would like to see how many we have before I do anything. Best news ever could be that we have none and are DF in time for Christmas & 2014 :) wouldn't that be grand!

    Ta-ta for now :A
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Morning DFW,

    Going to your dads sounds like a plan... not only will you save on the above you mentioned but gas and electric aswell with you not being there!!!

    Yay to the DW! Do you have one at the minute? I love mine, could serioulsy not do without it! Will your washing stuff work in it or will you have to buy some?

    xx
    Mummytogirls x

  • poohbear59
    poohbear59 Posts: 4,866 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Great news on the DWasher!

    And what a lovely thought , to be debt free by Christmas. I hope you manage to achieve it.

    having read about problems with rent I am happier now that we went down the holiday let route but I need much better planning than last year to get us through the Winter months.
    business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
    'I had a black dog, his name was depression".
  • ooh sounds great,debt free by the new year, like Brizzled!
    Trying to shift that debt!
  • An extra special Christmas then :T Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • slm6002
    slm6002 Posts: 4,390 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    That really would be great to be debt free by the new year. one of our debts is £43 and i am desperate to get rid of that one but know they dont like us doing it - may give them a call and see
    Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
    Debt £2547.60 / £2547.60
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Pooh - I've just purchased a soap dispenser thing that goes on the wall for conditioner, shower gel and shampoo as fed up of the OH using an entire bottle of shower gel every two weeks...that'll teach him!

    Yay to DFbNY that'll be fantastic :)
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • Hello !

    I dropped my netbook down the stairs yesterday :o luckily it's still working but it's a bit dodgy sounding! I'm so clumsy :(

    Spendy day. ..unfortunately couldn't be avoided 2 pairs of shoes and one pair of wellies AND they weren't even school related, bahhumbug! Kids have been moaning for weeks about shoes pinching them and me in money saving mode tuned out to it, until dd toes poked through her old pair yesterday! Oops! So she's a new sparkly pink pair in a size and a half bigger than the last ones now :o ds2 was only half a size bigger so I just bought him some cheap summery ones for now. Think I will get them measured for school ones again in a couple of weeks!

    Spent all day cleaning, ironing, washing and running around! So tired too ss didn't sleep well last night, up side to that was I saw the meteor shower :) 2am
    seemed to be the 'happening' time for it lol ....dh has just brought me a glass of eine so going to have that and pray it's easier to sleep tonight! Will catch up with you all when I can as off to dad's house tomorrow :)
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Enjoy your time at your dads x
    Trying to shift that debt!
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