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refund from myloan.co.uk??

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  • imoneyop
    imoneyop Posts: 970 Forumite
    idiot2012 wrote: »
    Nope. I just thought it would be a safe thing to do, to avoid lots of money leaving my account?

    The really safe thing to do would be to close your bank account, change your name and emigrate - but just like cancelling your cards that would be overkill.

    As I said before, if by some miracle money is taken from your account, you ring the bank and speak to the fraud department. They have to refund the money as soon as you tell them it is a fraudulent transaction. Far less inconvenience than being stuck without a quick means of getting cash for days on end while you wait for the new card to turn up.
  • idiot2012
    idiot2012 Posts: 9 Forumite
    Lol.
    That sounds a good idea.
    thanks for all your help.
  • gb12345
    gb12345 Posts: 3,055 Forumite
    imoneyop wrote: »
    Am I close??????

    Probably, but if he's looking for a loan, how will he afford the £20k legal costs?

    Unless he is currently on the phone to Amigo and mummy and daddy will be acting as guarantors?
    imoneyop wrote: »
    If you're going to waste £20,000 on a fruitless crusade then you're either a troll or an idiot.

    I'd be tempted to go for to latter - seems to stupid to be a troll, although the trolling quality has gone downhill these days.
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Looks like the poster who posted the comment and making his life hell has had that post removed.
  • gb12345
    gb12345 Posts: 3,055 Forumite
    DCFC79 wrote: »
    Looks like the poster who posted the comment and making his life hell has had that post removed.

    Must have happened while I was quoting imoneyop.:rotfl:

    Probably due to the liebelous comment he made.
  • silverfoxbryan
    silverfoxbryan Posts: 1 Newbie
    edited 9 June 2013 at 9:48AM
    Vaj7 wrote: »
    hi, does anybody know how to get a refund from these guys. they have taken £69.99 from my account without my consent. anybody have dealings with them? many thanks for your help

    vik
    my partner applied, filling the online form the form asks for bank details, if your lucky enough to get the loan they need this info. when she clicked the link and saw there was a fee off £69.99. she closed the page thinking that was the end,? no such luck the following Monday £69.99 TAKEN FROM HER BANK. after many phone calls and filling a stop form and been told to ask for a refund ,that will take thirty days ?.she thought trouble over, NO SUCH LUCK the following week mon 3rd to Friday two other payments taken out without permission one for 1£ the other £16.99 for film hire, not great amount, had to stop the card at the bank, my loans are not happy keeping your money and promise you it back after thirty days, they want to watch films she paid for while they count all the 69 pounds other mugs have paid.:mad:
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I very much doubt if they have been renting from Netflix using your partner's details.

    It's probably from another site where she has banged in her card details, for some promise of a free trial or other.
  • 27col
    27col Posts: 6,554 Forumite
    The moral of the story is "Don't put your details on line".
    They don't require them so that they can transfer a loan to your account, they require them so they can transfer your money to themselves.
    I can afford anything that I want.
    Just so long as I don't want much.
  • I have just been researching this and if you register on your mobile there is no I formation on the first page stating that of you enter your card details they will be used for a transaction fee. They ask for card details
    Under the guise of which account do you want you want you're money to be paid into. Very bad company making a quick buck on people who are struggling financially.
  • Apples2
    Apples2 Posts: 6,442 Forumite
    I have just been researching this and if you register on your mobile there is no I formation on the first page stating that of you enter your card details they will be used for a transaction fee. They ask for card details
    Under the guise of which account do you want you want you're money to be paid into. Very bad company making a quick buck on people who are struggling financially.
    Information is within the terms and conditions. I got this without entering a single piece of information.
    5. Fees
    We charge a fee for providing a service of acting as a finance broker. We specify the fee as part of our communications with You. If You do not enter into a loan offered by lender or financier within the 6 months that we act for You. We will refund the fee less than the £5 brokerage fee provided for by the Consumer Credit Act
    1974. Refunds must be requested in writing to avoid repayments being sent to a wrong address. To facilitate Us processing payments and repayments You authorise Us to retain your charge, credit and debit card details. With regards to payments set up by debit or credit card we will attempt to take £69.99 when you make your application
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