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Mortgage Free in 10 years
Comments
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£2.98 OP from £co payment.
2nd job payment was left in current account - AGAIN!
Food shop done - £61.21 + £5.50 at local shop + £10 delivery plan. So slightly over budget of £75
Booked camping at park the other side of town (£20) for DH and DD2, and friends with their boys for tomorrow night. I won't be going this time but enjoying quiet time at home by myself. DD1 is going away for the week tomorrow with her friend.
We are going to end the month slightly in overdraft of about £30 - I'm just going to carry this forward into August - must start trying to save 2nd job money!
Going to miss coming on to read everyones updates over the weekend - just when I have time to myself to fo it as well!
Hope everyone has a lovely weekend.Re-mortgaged 20/04/12 MTiT-T3 No.7Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
Original Mortgage Free Date April 2032
Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
Total overpayments from 20/04/12: £8152.950 -
Having a nightmare day - firstly DD2s friend doesn't arrive as arranged at 10.30am, I ring at 11, they've forgotton and will come now.
We took a picnic to country park, friend gets a large graze on back from being pushed off play equipment. Later she gets sand in her eye from a toddler throwing sand about.
And just now she's been stung by a wasp! Turns out there is a wasp nest in playhouse, cue visit to a$da and £5 on wasp spray.
She's going home in 1hr 20mins - can she do anything else? It quite puts me off having friends over!Re-mortgaged 20/04/12 MTiT-T3 No.7Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
Original Mortgage Free Date April 2032
Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
Total overpayments from 20/04/12: £8152.950 -
Ooooh we're back online - just in time as DH & DD2 have just left on their camping trip, which has cost me another £10 for an airbed and £20 cash 'just in case'. Part of next weeks 2nd job is going to be needed to bring current account back to zero for beg of August.
Builder should be arriving Monday am to start with DD1s bedroom while she is away, then it's all hand on deck to finish it before we go away in 4 weeks.
Completed run 1 of week 3 yesterday, planning to go swimming tomorrow morning, and for a bike ride tomorrow evening. Having a rest day today!
Hopefully we don't get the torrential rain forecast, especially while they're camping!:rotfl:Re-mortgaged 20/04/12 MTiT-T3 No.7Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
Original Mortgage Free Date April 2032
Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
Total overpayments from 20/04/12: £8152.950 -
Just a quick visit as snowed under at work this week.
Payday - £300 Standard OPd made and knocked another month off - now September 2030.
£180 to holiday pot, £75 to xmas, £14.25 to car tax & £5 to goddaughters fund.
Builder is in doing up DD1s bedroom and it's 4 weeks yesterday until we go on holiday!Re-mortgaged 20/04/12 MTiT-T3 No.7Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
Original Mortgage Free Date April 2032
Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
Total overpayments from 20/04/12: £8152.950 -
Working today covering holiday at 2nd job, and it's my birthday! There should be a law against working on your birthday!
£11.30 OP made from money received from Pbase surveys.
Waiting for DH to come home so we can go out for dinner.Re-mortgaged 20/04/12 MTiT-T3 No.7Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
Original Mortgage Free Date April 2032
Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
Total overpayments from 20/04/12: £8152.950 -
Happy birthday - enjoy your dinnerI’m a Senior Forum Ambassador and I support the Forum Team on the Pensions, Annuities & Retirement Planning, Loans
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All views are my own and not the official line of MoneySavingExpert.0 -
:bdaycake: Happy birthday , hope you had a great dayMFW 67 - Finally mortgage free! 💙😁0
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Thank you Newgirly & Mallygirl, I had a lovely day, even though I had to work.
Dinner was lovely, although rather strange as DD1 is away, and I am missing her.
Second job payday today, all £87.41 has been put in windows fund at last!
£1 received from gfk and OPd, & £7.84 from 1poll+.
Did 3rd run of 3rd week yesterday, with new trainers on. Made my calves ache more than the really old ones. Hope they settle down.
DD1s bedroom has a new window and doorframe, plasterer in today, and new skirting going in tomorrow. Then need to get on with decorating it.Re-mortgaged 20/04/12 MTiT-T3 No.7Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
Original Mortgage Free Date April 2032
Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
Total overpayments from 20/04/12: £8152.950 -
And another £10 OP with a voucher received from S&SRe-mortgaged 20/04/12 MTiT-T3 No.7Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
Original Mortgage Free Date April 2032
Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
Total overpayments from 20/04/12: £8152.950 -
£16 T£sc0 clubcard vouchers received and OPd
£677 standard payment has been made and mortgage balance is under £100k - £99711.61! But.... the interest hasn't been added yet - hopefully it will be under £290 and I'll stay under £100k. Fingers crossed. Wasn't expecting it until the end of this month.
Online food shop was done over the weekend, and they haven't taken off my £5 voucher, so complaint put in this morning. With the new shoes for DH I had come in £4 under budget so transferred that to hol clothes pot which is now -£84.35.
Run 1 of Week 4 completed on saturday morning.
Had planned to take DD2 to country park with friend today but its raining so I think a day of baking instead.
Also discovered yesterday I need to cover 2nd job for a second week which has messed up my plans this week. Still it's all extra money in the pot.Re-mortgaged 20/04/12 MTiT-T3 No.7Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
Original Mortgage Free Date April 2032
Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
Total overpayments from 20/04/12: £8152.950
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