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Mortgage Free in 10 years

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  • megela
    megela Posts: 755 Forumite
    Ninth Anniversary
    Challenged DD1 to do the food shopping online this week - she managed it under budget - £68, but made a few mistakes with offers going out of date, could've been about £4 less. Still she did well.

    Managed to put up blind and curtains in DD1s bedroom. Her handmade curtains she made almost by herself look absolutely fab - she's so chuffed with herself. Also attached bookcase to wall so she can start loading it up.

    DH has gone down to London this morning to collect some goods for work he bought on £bay. Right in the centre close to Houses of Parliament and his satnav stopped working! Had to direct him in with google maps from home, only every road I tried to send him down was 1way or pedestrian - Great fun!

    Planning to make up her double loft bed when he gets back, it's all laid out and I've read the instructions.

    If weather cheers up tomorrow planning to go and see the jousting at Warwick Castle with merlin passes.

    Have a good weekend everyone!
    Re-mortgaged 20/04/12 MTiT-T3 No.7
    Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
    Original Mortgage Free Date April 2032
    Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
    Total overpayments from 20/04/12: £8152.95
  • Well done DD1 :T

    Jousting sounds fun - hope the weather clears up for you
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • newgirly
    newgirly Posts: 9,349 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Hi megala, just wanted to congratulate you on getting under £100k fantastic :T
    MFW 67 - Finally mortgage free! 💙😁
  • megela
    megela Posts: 755 Forumite
    Ninth Anniversary
    Thanks Newgirly

    £3.13 OPd from £co.

    Holiday tickets have arrived! & spent £267 on euros. I also have £500 saved up for onboard, but really don't like the idea on spending on a cruise card and settling up at the end - I prefer to know exactly how much we've spent. I know I shall worry about it all holiday.
    Re-mortgaged 20/04/12 MTiT-T3 No.7
    Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
    Original Mortgage Free Date April 2032
    Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
    Total overpayments from 20/04/12: £8152.95
  • megela
    megela Posts: 755 Forumite
    Ninth Anniversary
    Well done DD1 :T

    Thanks MWC - even better when she made them from a £10 duvet cover & £12 lining material. She's making cushions & bunting from the pillowcases & leftovers.
    Re-mortgaged 20/04/12 MTiT-T3 No.7
    Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
    Original Mortgage Free Date April 2032
    Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
    Total overpayments from 20/04/12: £8152.95
  • megela
    megela Posts: 755 Forumite
    Ninth Anniversary
    Just got to £39.90 on 1poll and suddenly all surveys bar 1 5p one disappearred - surprise surprise. This happened last time. Wonder how long I need to wait to get another survey?:mad:
    Re-mortgaged 20/04/12 MTiT-T3 No.7
    Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
    Original Mortgage Free Date April 2032
    Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
    Total overpayments from 20/04/12: £8152.95
  • streethack
    streethack Posts: 155 Forumite
    Part of the Furniture Combo Breaker
    Must feel great reaching the under £100,000 mile stone, well done :)
    Original mortgage £158,000 over 25 years, end date 2036 :eek:
    Predicted utopia date 2021 15 years early :beer:
    Current mortgage £52,928

    2016 Over-payments to date: £5000 :j
    Total OPs since starting £79,806
  • megela
    megela Posts: 755 Forumite
    Ninth Anniversary
    Thanks Streethack - it's been lovely having so many visitors this weekend.
    Just reached payout on 1poll :j. 3rd time this year.
    Lovely day out yesterday, but so busy. Glad we didnt pay the £69 for day entry, as you'd have struggled to see very much. We watched the jousting twice and the trebuchet being launched. had lunch there £18 & an icecream £7.50, parking was £6. But it was nice to spent the day out with the girls.

    Didn't take too long to put DD1s bed together, but we need to somehow take 3-4" off the legs as she can't sit up in bed! It'll have to wait until we've been on holiday though. Need to go today to buy a double fitted sheet and duvet.
    Re-mortgaged 20/04/12 MTiT-T3 No.7
    Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
    Original Mortgage Free Date April 2032
    Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
    Total overpayments from 20/04/12: £8152.95
  • megela
    megela Posts: 755 Forumite
    Ninth Anniversary
    2nd job payday today - all left in current account to pay for £40 spent in *$da & £10 in Dunh£lm on Monday. Along with £15 cash witthdrawn today, this will leave current account at -£3.26 for end of month.

    More important news though - my 14yo DD passed her double science GCSE - so proud of her :T(and it'll cost me £55 for the pandora bracelet I promised her!)
    Re-mortgaged 20/04/12 MTiT-T3 No.7
    Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
    Original Mortgage Free Date April 2032
    Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
    Total overpayments from 20/04/12: £8152.95
  • misscousinitt
    misscousinitt Posts: 3,655 Forumite
    Tenth Anniversary 1,000 Posts Mortgage-free Glee!
    Well done to your DD - that's fabulous.

    Once she has her Pandora Bracelet there are some nice charms you can get, but there is another company that I have had a couple of charms off and they have a good selection and are much cheaper (about £8-£15 each). If you want the details, I can send them to you.

    MCI
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
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