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Mortgage Free in 10 years
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Just made OP of £12.50 due to spending on M&S giftcard.
Had a really unproductive weekend due to DH and I both having awful colds. Managed to take DD1s bed apart and reduce height by 4" on Saturday. Lookds much better and she can now sit up in bed!
Went to local Scarecrow festival yesterday afternoon which was really nice. Only spent about £10 on rides and games so really cheap weekend.
Food shop went over budget by £5 and I had to get what I'd forgotten in local shop, so no transfer to holiday clothes pot this week.
Feel even worse this morning as BIL decided to ring the house phone at 5am instead of DHs mobile. Absolutely :mad: as he hasn't even apologised yet:mad:.Re-mortgaged 20/04/12 MTiT-T3 No.7Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
Original Mortgage Free Date April 2032
Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
Total overpayments from 20/04/12: £8152.950 -
Oh megela, sorry you are feeling under the weather.
Phone calls at that time of the morning really don't help. Not the same I know, but someone text me at 12.30 last night and I was none too pleased.
Hope you feel better soon.
Take Care.
MCI
xMortgage Free x 1 03.11.2012 - House rented out Feb 2016
Mortgage No 2: £82, 595.61 (31.08.2019)
OP's to Date £8500
Renovation Fund:£511.39;
Nectar Points Balance: approx £30 (31.08.2019)0 -
Hi MCI, feeling much better now thanks, but never did get an apology for the early morning alarm call!:mad:
Withdrew £40 cash yesterday for both girls scout subs, and booked a Trav£l0dg£ for the weekend after next to visit Legoland & Thorpe Park on the merlin passes. Really should've booked this when we first discussed it as it was only £28 then:mad:. Never mind still quite a cheap weekend away - tomorrows 2nd job payday will have to pay for it.Re-mortgaged 20/04/12 MTiT-T3 No.7Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
Original Mortgage Free Date April 2032
Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
Total overpayments from 20/04/12: £8152.950 -
Have a great time at the theme parks Megala, we have been a bit naughty this year and not used the passes as much as we could.MFW 67 - Finally mortgage free! 💙😁0
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Hi Newgirly, we've only bought them for the year so we're trying to make the most of them and visit as many as we can - not sure we're going to fit Alton Towers in though as the girls just have so much on at the weekends at the minute.
£81 spent on Roller Disco party for DD2s birthday next month, she's had a smaller party for the last few years, but this is the last year she's at primary school so she wanted a bigger party to invite everyone.
Went to order wallpaper at Next but they've discontinued the one I wanted that I only had a sample of a month ago. Back to trying to convince DH of another one:mad:.Re-mortgaged 20/04/12 MTiT-T3 No.7Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
Original Mortgage Free Date April 2032
Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
Total overpayments from 20/04/12: £8152.950 -
We used the passes a lot more last year but even with less use they have more than paid for themselves , not sure i Will re new next year though. We are off to AT at Halloween again this year, we need to try the smilerMFW 67 - Finally mortgage free! 💙😁0
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Hi Newgirly, we're not really into the BIG rides, just feel I have to fit it all in before they expire. Not sure we're going to make Alton Towers though even though it's only a day trip from here.
Online food shop came to £68.37, so £6 transferred to holiday clothes pot which now stands at -£105.45. Soon be gone - about the same time as the mortgage at that rate!
£125 paid to local Gang Show that both girls take part in for adverts in programme & scene sponsorship. Well worth it as both girls enjoy it so much. Paid for personally but advertised DHs business.
£20 spent on fancy ceiling rose for dining room but it still sits in its box along with the white paint for doing the ceilings. Can't get DH motivated to decorate the lounge/diner, and we're away next weekend.
Had our first fire in new log burner, really pleased. Just be nice to have a cosy decorated lounge to sit in with it!Re-mortgaged 20/04/12 MTiT-T3 No.7Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
Original Mortgage Free Date April 2032
Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
Total overpayments from 20/04/12: £8152.950 -
oohh a log burner! was considering one of those for my dining room, but not sure...will have to see what bonus' appear this year!
MCIMortgage Free x 1 03.11.2012 - House rented out Feb 2016
Mortgage No 2: £82, 595.61 (31.08.2019)
OP's to Date £8500
Renovation Fund:£511.39;
Nectar Points Balance: approx £30 (31.08.2019)0 -
The new log burner is one of these http://http://www.ukstoves.co.uk/product/8kW_Lilyking_659_Cream_Enamel_Multi_Fuel_Stove
It replaced a huge black monster whose doors didn't shut properly. Isn't she pretty?
A massive £2 OPd from a survey payout.
Car passed its MOT yesterday, £45 and now need to do tax online - £175 - but this is saved up for.
DH just asked me what we were doing for breakfast when we are away at the weekend. He suggested taking instant porridge & cereal bars. If I'd've suggested that he'd've called me tight. Maybe he's finally learning!!!
Went back to the gym last night - first time for a month. Went back to week 3 of Couch to 5K.Re-mortgaged 20/04/12 MTiT-T3 No.7Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
Original Mortgage Free Date April 2032
Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
Total overpayments from 20/04/12: £8152.950 -
£40 finally received from 1poll and OPd.
Working at 2nd job extra today as when I popped in yesterday she'd been working all day after being at hospital all night and hadn't wanted to bother me! Extra for next week to go towards credit card bill.Re-mortgaged 20/04/12 MTiT-T3 No.7Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
Original Mortgage Free Date April 2032
Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
Total overpayments from 20/04/12: £8152.950
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