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Mortgage Free in 10 years

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Comments

  • megela
    megela Posts: 755 Forumite
    Ninth Anniversary
    Mortgage interest has been added - £262.39, an offset saving of £82.23.

    Mortgage balance is now permanently under £100K - £99974.00:j:j:j

    Run 2 of week 4 completed last night - I really ache this morning.

    DD2s baking session yesterday went a bit wrong - she found the recipes she wanted, I gave her £10 to buy ingredients, she spent the lot, and bought seets etc as well! Then she insisted they could do it themselves and burnt the cookies onto 2 baking sheets which I had to throw away:mad:. Still they had a good time.

    DD1 is at work with me today and for the next 2 days. She's earning money and I'd rather that than her sitting at home on 'faceache' and watching tv.
    Re-mortgaged 20/04/12 MTiT-T3 No.7
    Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
    Original Mortgage Free Date April 2032
    Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
    Total overpayments from 20/04/12: £8152.95
  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    Congrats on being sub £100K !!!!:j:j:j
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
  • megela
    megela Posts: 755 Forumite
    Ninth Anniversary
    Thanks Froggy!

    2nd job payday today as it was a bigger one as I was covering holiday last week. £130 moved to windows fund & £28 for a playsuit for DD1.

    Her bedroom is painted and woodwork stained - going to have a go tonight at what DH calls 'nailing up the wallpaper'!

    Did run 3 of week 4 last night, think I'm going to be stuck at this level for a while as the next level seems a huge jump as I'm still struggling here.
    Re-mortgaged 20/04/12 MTiT-T3 No.7
    Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
    Original Mortgage Free Date April 2032
    Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
    Total overpayments from 20/04/12: £8152.95
  • megela
    megela Posts: 755 Forumite
    Ninth Anniversary
    £20 *rg0s vouchers received from VO & OPd.
    Re-mortgaged 20/04/12 MTiT-T3 No.7
    Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
    Original Mortgage Free Date April 2032
    Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
    Total overpayments from 20/04/12: £8152.95
  • megela
    megela Posts: 755 Forumite
    Ninth Anniversary
    £1.13 received from £co and OPd.

    Online food shop done - £65, £10 withdrawn in cash towards camping trip this weekend, along with another £55.

    Off camping this weekend with friends who have a daughter the same age as DD2, and taking a friend of DD1 so she's not left out. It's rained this morning but sun is trying to come out now - hopefully it'll stay out. Nothing worse than camping in the rain. We're going to a farm park so there's plenty to occupy the kids.

    Managed to wallpaper DD1s room last night - not bad for a first attempt - pretty chuffed with myself.
    Re-mortgaged 20/04/12 MTiT-T3 No.7
    Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
    Original Mortgage Free Date April 2032
    Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
    Total overpayments from 20/04/12: £8152.95
  • shala_moo
    shala_moo Posts: 3,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    megela wrote: »
    Mortgage interest has been added - £262.39, an offset saving of £82.23.

    Mortgage balance is now permanently under £100K - £99974.00:j:j:j

    Sorry just catching up...

    Congratulations :j:beer::T:dance:wonderful news...
    Mortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.


  • megela
    megela Posts: 755 Forumite
    Ninth Anniversary
    Thanks Shala-moo.

    Camping weekend was great fun, but we're all absolutely shattered.

    Had my new cream logburner fitted yesterday and it's looks fab - so pleased. Need to list the big black beastly one on fleabay.

    Spent £36.50 on school uniform etc for DD2 yesterday, will need to come from 2nd job payday this week which should be quite large as I covered holiday again last week. Also have N£xt bill to pay of £37.50.

    Went to gym last night and did an extra (4th) run of week 4, I'm a bit scared of moving up to week 5 as it seems quite a big jump. From a total of 16mins running to 26!
    Re-mortgaged 20/04/12 MTiT-T3 No.7
    Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
    Original Mortgage Free Date April 2032
    Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
    Total overpayments from 20/04/12: £8152.95
  • misscousinitt
    misscousinitt Posts: 3,655 Forumite
    Tenth Anniversary 1,000 Posts Mortgage-free Glee!
    Hi Megela

    Sorry I missed your birthday - I hope you had a great day.

    Well done on being sub £100k - that's absolutely fantastic.

    I've still got more of your diary to catch up with - but just popping by to say Hi!

    MCI
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • megela
    megela Posts: 755 Forumite
    Ninth Anniversary
    Lovely to see you back MCI - hope you're OK.

    £50 received from ugov today and £1.50 from DT panel - both OPd.

    2nd job payday, part used to pay next bill of £37.50 & new school stuff for DD2. £100 saved towards windows.

    Builder called in this morning - quote for plastering, new skirting, 2 new doors, new front bay windows, and knock out rear bay to make french doors - £3365. Also £1082 to supply and fit new flooring. Less than I thought - but still:eek:.

    Did 1st run of week 5 last night, must be confused as it was only 3 x 5 min running after all.

    Need to pay for accidental holiday to York today as well.
    Re-mortgaged 20/04/12 MTiT-T3 No.7
    Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
    Original Mortgage Free Date April 2032
    Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
    Total overpayments from 20/04/12: £8152.95
  • misscousinitt
    misscousinitt Posts: 3,655 Forumite
    Tenth Anniversary 1,000 Posts Mortgage-free Glee!
    I like York - we had a very nice weekend there a few years ago - ust go back sometime.

    Exciting (but expensive) times with the building work - it will be so nice when its done.

    MCI
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
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