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Mortgage Free in 10 years

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  • megela
    megela Posts: 755 Forumite
    Ninth Anniversary
    Second job payday today - spent on niece & nephews birthday presents for next week.

    £10 voucher received from S&S - OPd
    Re-mortgaged 20/04/12 MTiT-T3 No.7
    Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
    Original Mortgage Free Date April 2032
    Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
    Total overpayments from 20/04/12: £8152.95
  • megela
    megela Posts: 755 Forumite
    Ninth Anniversary
    Try again - i just lost this once!:eek:

    £1.50 received from DT surveys - OPd.

    Online food shop done - new act with Sburys in DH name - £15 off £60 first order - spent £51, £24 transferred to holiday clothes pot.

    Just picked up a huge bag of cauli trimmings for free in local C00p for rabbits - very MSE!

    £39 spent on niece & nephew birthdays, another £18 on DHs birthday tomorrow & £12 on cards for the 9 birthdays we have coming up - I seeme to end up buying seperate cards from the girls and us - at least i went to the cheap card shop.

    Off to London overnight tomorrow - Eye & Aquarium tomorrow & Madame Tussauds on Sunday - all free on Merlin passes.

    Withdrawn £100 cash for meals & tube, hotel & train already paid for. Hope DH can stick to this budget although I expect not! He actually called me 'tight' the other day:rotfl:!!!

    Forecast to rain all weekend though:(
    Re-mortgaged 20/04/12 MTiT-T3 No.7
    Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
    Original Mortgage Free Date April 2032
    Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
    Total overpayments from 20/04/12: £8152.95
  • megela
    megela Posts: 755 Forumite
    Ninth Anniversary
    Oh what an expensive weekend!

    Managed to spent an additonal £125 over and above the £100 cash I'd already taken with us - but we had a lovely time - and it was DHs birthday (or at least that's what he kept telling me).

    I'll be taking it from savings so it doesn't impact on the month end balance too much, also this week and next week's second job payday will be left in to make up for this & all the birthdays we have at the minute.

    Normal payday due on Friday.
    Re-mortgaged 20/04/12 MTiT-T3 No.7
    Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
    Original Mortgage Free Date April 2032
    Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
    Total overpayments from 20/04/12: £8152.95
  • Muser1
    Muser1 Posts: 795 Forumite
    Glad you had a lovely time and Happy Birthday to you DH. xx
    Mortgage Jan 13 99260.00 87253 April 2017
    Emergency fund 700.00
  • megela
    megela Posts: 755 Forumite
    Ninth Anniversary
    Thank you Muser - I'll pass it on.

    Just received £15 from DT surveys and OPd.
    Re-mortgaged 20/04/12 MTiT-T3 No.7
    Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
    Original Mortgage Free Date April 2032
    Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
    Total overpayments from 20/04/12: £8152.95
  • megela
    megela Posts: 755 Forumite
    Ninth Anniversary
    2nd job payday today - left in current account towards all the family birthdays (8 in 14 days, including DH, DD1, 2 nieces, a nephew, BIL, goddaughter & granma) I've also got another niece due today - don't they realise there are anothern 50 weeks in the year:rotfl:.

    Just received £40 from 1poll and have OPd.

    Food shopping arriving shortly, had a £13 off £90 voucher, shopping came to £84, so next week needs to be nearer £70! Freezer is pretty well stocked so should be OK.

    C0nv£rs£ ordered for DD1 birthday & a playsuit she'd spotted in a mag as a surprise.

    Payday tomorrow - yay!!!
    Re-mortgaged 20/04/12 MTiT-T3 No.7
    Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
    Original Mortgage Free Date April 2032
    Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
    Total overpayments from 20/04/12: £8152.95
  • megela
    megela Posts: 755 Forumite
    Ninth Anniversary
    Payday :j

    £300 standard OP made - knocked another month off end date - now November 2030 - and offset interest should knock another off next week:j.

    £180 into holiday spending pot, £75 into xmas pot, £14.25 for cartax & £5 into goddaughters 21st pot.

    Not much planned this weekend, a tea party for nephews 3rd birthday, DH will have a remote control talking dumper truck to play with! if he can drag himself away from the TV & the Grand Prix!

    It's horrible grey, miserable and raining here - not nice for the weekend.:(
    Re-mortgaged 20/04/12 MTiT-T3 No.7
    Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
    Original Mortgage Free Date April 2032
    Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
    Total overpayments from 20/04/12: £8152.95
  • tomorrow should be much better weather!
    Friendly greeting!
  • Staffordia
    Staffordia Posts: 384 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    megela wrote: »

    It's horrible grey, miserable and raining here - not nice for the weekend.:(

    It is supposed to be nice over the weekend, typically I go back to work after being off this week
    Mortgage Free November 2018
    Early Retired June 2020
  • megela
    megela Posts: 755 Forumite
    Ninth Anniversary
    Thank you to my personal weather forecasters!

    It was drier on Sat and lovely & sunny on Sunday, bit overcast today though - although I'm at work now anyway.

    Relatively cheap weekend - £10 on extra groceries & whoopsies, have reduced this weeks budget by £10 to compensate. And £25 for a new Sky remote after DH had a temper tantrum with it and broke it:mad:.

    Need to go and buy some Polish Zloty today for DD1s trip to Poland, and wrap up pressies for her birthday tomorrow - 14:eek:.
    Re-mortgaged 20/04/12 MTiT-T3 No.7
    Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
    Original Mortgage Free Date April 2032
    Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
    Total overpayments from 20/04/12: £8152.95
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