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The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

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  • when are we declaring our new starting totals etc etc? :)
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
  • jakes-mum
    jakes-mum Posts: 4,640 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Well I think your all :A and everyone deserves a big christmassy :kisses3: :D

    But im still hanging on to my number in a vice like grip :rotfl: (I dont like change, can you tell :rotfl:)

    Oooo Kerri, it did make me growl, havent seen a single 'what to buy' thread in the last 2 years that hasnt had someone post that sentence. Probably doesnt help that Miss Lily has been sick twice today and insisted on sleeping on me all day, im full of head cold as well, but I did think 'ive had a bloomin carp year all things considering and you havent got a bloomin clue who I am or what life has decided to throw at me, so bog off with your pretentious, snide comment' (did manage to refrain from saying it though :D)

    Havent been back to the thread since as it really took the fun out of it :( it really was just supposed to be a bit of a giggle (and hopefully some more and more rediculous ideas of what he could have bought me)
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£1000
  • his_missus
    his_missus Posts: 3,363 Forumite
    Debt-free and Proud!
    Spag bol, of course you're bonkers - I think we all are on this thread aren't we? :D

    Kerri, I have tried a spending diary but tbh I only tend to spend once a week on my shopping (really need to get this back on track!) and the occasional birthday pressie/celebration. I've cut back on clothes this year (though not as much as I'd like to have done) and we don't go out much (through choice rather than due to money) We have treated ourselves a bit too much this year though with weekends away and have splurged a bit on Xmas (despite saying we wouldn't)

    Fresh start for me in the New Year :D
  • Hi Spag,
    I don't mind what you want to do about the numbers but it might be easier for you to keep them allocated to the same people and just add newbies on the end. This is what the £2 savers club and the sealed pot club do as far as I know.
    Fleabay sale means I have £215 in my safety pot :j

    Oh and J-M I hope you can decide on something really nice for yourself you deserve it :beer:
    Life's little instructions- Treat everyone you meet like you want to be treated..Watch a sunrise at least once a year..Strive for excellence not perfection:j
    £2 SC no.70 £140/£350
    SPC no.73 SPC9 £248 SPC10 target £250
    DFBX12 No. 069 £7719 / £7719 DEBT FREE 30/11/12
    2013 mfw No.4 MORTGAGE FREE 5/8/13
  • Kerfuffle
    Kerfuffle Posts: 1,384 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    edited 18 December 2012 at 6:43PM
    jakes-mum wrote: »
    Well I think your all :A and everyone deserves a big christmassy :kisses3: :D

    But im still hanging on to my number in a vice like grip :rotfl: (I dont like change, can you tell :rotfl:)

    Oooo Kerri, it did make me growl, havent seen a single 'what to buy' thread in the last 2 years that hasnt had someone post that sentence. Probably doesnt help that Miss Lily has been sick twice today and insisted on sleeping on me all day, im full of head cold as well, but I did think 'ive had a bloomin carp year all things considering and you havent got a bloomin clue who I am or what life has decided to throw at me, so bog off with your pretentious, snide comment' (did manage to refrain from saying it though :D)

    Havent been back to the thread since as it really took the fun out of it :( it really was just supposed to be a bit of a giggle (and hopefully some more and more ridiculous ideas of what he could have bought me)

    I've just had a peek at the thread, the offensive Miss H hasn't said anymore and nobody has 'liked' the comment so there's no support. There are some pressie suggestions you may want to see ;). I think maybe your hubby is saying no to everything to try and steer you away from guessing what he's already got you.:cool:

    Sometimes humour and giggles just get lost in the written word, sad, but a fact.:(

    Edited:

    Oops it's not 'not "liked", it's not 'thanked'. Get me, I'm getting all my social networking sites mixed up :rotfl:
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    I've had a PPI acknowledgement from C@P 1...and I know I had it because they told me over the phone...but they will only write to me again after 10 weeks!!! :eek:
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    when are we declaring our new starting totals etc etc? :)

    I reckon I'll have started a new thread by the 23rd so will post on here when ready for a declaration. Declare for 2012 on this one until Xmas day :xmastree:
    his_missus wrote: »
    Spag bol, of course you're bonkers - I think we all are on this thread aren't we? :D

    Very true! :rotfl::rotfl:
    Hi Spag,
    I don't mind what you want to do about the numbers but it might be easier for you to keep them allocated to the same people and just add newbies on the end. This is what the £2 savers club and the sealed pot club do as far as I know.
    Fleabay sale means I have £215 in my safety pot :j

    Oh and J-M I hope you can decide on something really nice for yourself you deserve it :beer:

    Yes that might be the best way to do it...decisions decisions...

    Well done on the fleabay sale :T

    J-M what is your shortlist for presents?
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • jakes-mum
    jakes-mum Posts: 4,640 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Kerfuffle wrote: »
    I've just had a peek at the thread, the offensive Miss H hasn't said anymore and nobody has 'liked' the comment so there's no support. There are some pressie suggestions you may want to see ;). I think maybe your hubby is saying no to everything to try and steer you away from guessing what he's already got you.:cool:

    Sometimes humour and giggles just get lost in the written word, sad, but a fact.:(

    Edited:

    Oops it's not 'not "liked", it's not 'thanked'. Get me, I'm getting all my social networking sites mixed up :rotfl:

    Look at you getting all technical and 'with it' :D:rotfl::D. (I tried to be 'with it' but lost my way and somehow ended up 'past it' instead :rotfl:)

    I shall go back and have a peek as it was started just to cheer myself up, Miss Lily has just been sick again bless her, so looks like im in for a bad night, shes managed a whole rich tea biscuit for her tea and is now watching bubble guppies but I can see the eyes drooping just a little bit.
    SpagBol wrote: »

    J-M what is your shortlist for presents?

    Lol the problem is that everything on my short list is not giftworthy in the eyes of DH, not even hair straightners :eek: because having a hair cut isnt a luxury so neither is anything to keep it looking nice :rotfl:.

    My list comprised of:

    A new electric knife as mine broke
    Hair Straightners as only have a carp cheap pair from argos that make my hair greasy :eek:
    Some clothes
    Some new saucepans (Ok I knew I wouldnt get away with this one!)
    Some new small ceramic dishes as all mine are cracked now
    A musical christmas scene to go with my collection
    A terramundi money box
    Some new knickers :rotfl:

    According to DH all of the above are items for he house and thus are not acceptable for a husband to buy his wife for christmas!
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£1000
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    OMG totally irrelevant but had to get this off my chest....my children are being so annoying at the moment!! I hate end-of-term-itis but glad it always happens so I know they go back to being nice when they aren't so tired!! I always forget and wonder why they are being so awful then remember they always act up in the last week of term.

    Arrgghh!! :eek::mad::eek::mad:
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    jakes-mum wrote: »
    Look at you getting all technical and 'with it' :D:rotfl::D. (I tried to be 'with it' but lost my way and somehow ended up 'past it' instead :rotfl:)

    I shall go back and have a peek as it was started just to cheer myself up, Miss Lily has just been sick again bless her, so looks like im in for a bad night, shes managed a whole rich tea biscuit for her tea and is now watching bubble guppies but I can see the eyes drooping just a little bit.



    Lol the problem is that everything on my short list is not giftworthy in the eyes of DH, not even hair straightners :eek: because having a hair cut isnt a luxury so neither is anything to keep it looking nice :rotfl:.

    My list comprised of:

    A new electric knife as mine broke
    Hair Straightners as only have a carp cheap pair from argos that make my hair greasy :eek:
    Some clothes
    Some new saucepans (Ok I knew I wouldnt get away with this one!)
    Some new small ceramic dishes as all mine are cracked now
    A musical christmas scene to go with my collection
    A terramundi money box
    Some new knickers :rotfl:

    According to DH all of the above are items for he house and thus are not acceptable for a husband to buy his wife for christmas!

    Jakes mum just tell him that everything he wants is unsuitable too, he'll soon get the picture :rotfl::rotfl:
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
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