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The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!
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Would it be easier to just keep numbers as they are.... but just list people that declare they want to be involved?Became Mrs Scotland 16.01.16
Became homeowners 26.02.16
Baby girl arrived 27.10.16
Baby boy arrived 16.09.2018
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Can I have a grumble please? (totally undebt related but im narked and your all my mates
)
Posted a thread on the christmas forum (my other haunt), was just a light hearted, run up to christmas thread about a convo DH and I had yesterday over my christmas present. DH wont buy certain things as he deems them 'house' items so thus not a 'gift' (its a long list that includes kitchen items/clothes/snow globes :eek:/terramundi's . . . ).
Anyway It was just a bit of fun and had people commenting with ideas and responding with why it was not acceptable in DH's eyes and then there it was, the response that seems to appear on every single 'what shall I buy/ask for for christmas' thread
'why don't you tell him to donate it to your 'favourite' charity and stop adding to your possessions'
Im sorry but what business is it of anyone elses what I do or dont give to charity? and why is it no-one is allowed to get a gift anymore? why does every donation to charity suddenly mean going without yourself?
Everytime I see that sentence it makes me think 'how the hell do you know how many possessions someone has in their life? maybe just maybe (as in our case) they have had a very tough year and that £50 for a gift has been saved for over the entire year specifically for a christmas present. I dont have alot of possessions (and most of the ones we did have I sold for that poxy debt), I dont have a wardrobe full of clothes or a brand new car so why the *expletive* should I give up my one christmas present because some forum user thinks every gift giving moment should be donated!
There are 365 days in the year, 363 of them can quite easily be about donating to charity, why can we no longer have a selfish moment on the 2 days of the year that are about gift giving?
I dont care that it sounds selfish, but I would like a gift on christmas day from my husband and he would like to give me a gift. If I had started a thread that said 'I dont want anything, what can I tell people who wish to buy me a gift, to get me?' then that comment would have been welcomed, but I didnt, I said at the beginning I had lots of ideas its just DH has a quirk about what he considers a 'gift' and what is 'buying for the house'
:eek: ooo that turned into a bit of a rant didnt itSorry everyone
SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£10000 -
Hope you feel better for your rant J-M, I'm not surprised you were annoyed. Hope you told the poster so too. By the way, what's a terramundi????
Kerri - I don't really use the CC, only occasionally at the end of the month if I've not budgetted well. I tend to pay off what I've put on that month as well as my payment but I guess I've not taken that into consideration or the interest I pay. I just come on here and subtract what I've paid off from my signature.0 -
his_missus wrote: »Hope you feel better for your rant J-M, I'm not surprised you were annoyed. Hope you told the poster so too. By the way, what's a terramundi????
I do feel better now :rotfl: and I did give her a few choice words along the lines of 'I give enough to charity I dont think I need to give my 1 christmas present as well'
A terramundi is a ceramic money box that you supposedly have to smash to get the money out (though patience and a knife work perfectly) I have a tiny one my son bought me last year but would love a full sized one as well
SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£10000 -
Hi everyone,
Sorry if I've missed it but when the new thread is up could I please join? Our DFD is looking likely to be the end of 2013 so I'd really like to join in & get some motivation to ensure that happens & I don't go wasting money on pointless things instead!:idea:Debt at July 2012: £12,862.57 :eek:
:dance:Current Debt: £0 :j
100% paid off!
:think: Savings Goal for November 2016: £5000 :cool:Current Savings: £1176.24 _party_
23.52% Saved!0 -
I do feel better now :rotfl: and I did give her a few choice words along the lines of 'I give enough to charity I dont think I need to give my 1 christmas present as well'
A terramundi is a ceramic money box that you supposedly have to smash to get the money out (though patience and a knife work perfectly) I have a tiny one my son bought me last year but would love a full sized one as well
Ohhhhhhhhhh... I thought maybe it was some tagine-like cooking pot thingy:rotfl:0 -
psychopathbabble wrote: »Would it be easier to just keep numbers as they are.... but just list people that declare they want to be involved?
Since my last post it seems that people either want to keep their number or aren't too bothered in which case it will be easier to just keep our present numbers and newbies be given a brand new shiney number. You never know, anybody who joined last year and never visited again might just resurface in the new year.
<<Kerfuffle rushes off to find some Brasso>>0 -
Since my last post it seems that people either want to keep their number or aren't too bothered in which case it will be easier to just keep our present numbers and newbies be given a brand new shiney number. You never know, anybody who joined last year and never visited again might just resurface in the new year.
<<Kerfuffle rushes off to find some Brasso>>
The problem I can forsee is...I won't know whether someone is in or out until after I allocate other numbers so we will have to start at the end (as in the next newbie will be number 200-and-something) and the people that don't want to join next year but don't come on to tell me will still have their number. I think I will give a certain amnesty time for people to claim their current number then will start reallocating them.DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:0 -
In fact...you all have until 23rd December to let me know if you'd like to keep your number. I will try and sort out the new thread too at the weekend...please bear with me!
Jemma let me know your handy hints! Am I bonkers to take this on? :rotfl:DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:0 -
The problem I can forsee is...I won't know whether someone is in or out until after I allocate other numbers so we will have to start at the end (as in the next newbie will be number 200-and-something) and the people that don't want to join next year but don't come on to tell me will still have their number. I think I will give a certain amnesty time for people to claim their current number then will start reallocating them.
If I were you I'd start again, once you've started the new thread and linked the post here, people can start posting on the new thread and you can allocate numbers as and when people post. Otherwise I think it's going to start getting confusing. To be honest, it's confusing the hell out of me already£2013 in 2013 £866.71/£2013
DF by Xmas 2013 #027£841.28/£6000 (14.02%) 12/2
DFD February 2015 £2,303.63/£19,520.26 (11.80%)0
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