The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

choclover

SpagBol wrote: »

Jemma let me know your handy hints! Am I bonkers to take this on? :rotfl:

I think you're an :A

suzitiger

Spagbol, I will have what ever number you give me if it makes life easier :-) I'd be up for helping you run the thread aswell, probably by just doing updates though, the maths side scares me a bit hahaha!

SpagBol

choclover wrote: »

If I were you I'd start again, once you've started the new thread and linked the post here, people can start posting on the new thread and you can allocate numbers as and when people post. Otherwise I think it's going to start getting confusing. To be honest, it's confusing the hell out of me already

Do you know what, I am so disorganised and confused in general people in real life would laugh if they knew I was "organising" this. In reality the numbers don't matter as we'll all just have to update ourselves anyway and I'll be crap at maintaining the front page :rotfl::rotfl:

But I will give it a damn good go and smooth thread operation or not we will kick the butt of all this debt! Yeah! :j

SpagBol

suzitiger wrote: »

Spagbol, I will have what ever number you give me if it makes life easier :-) I'd be up for helping you run the thread aswell, probably by just doing updates though, the maths side scares me a bit hahaha!

Thanks Suzitiger :A

HelenPie

SpagBol wrote: »

In fact...you all have until 23rd December to let me know if you'd like to keep your number. I will try and sort out the new thread too at the weekend...please bear with me!

Jemma let me know your handy hints! Am I bonkers to take this on? :rotfl:

I'm still in but don't mind about my number either way. It seems only a few people are attached to their numbers and these have been quite low numbers, from what I've seen, so maybe easiest to start again and you should quickly be able to fill in around them...

kerri_dfw

jakes-mum wrote: »

Can I have a grumble please? (totally undebt related but im narked and your all my mates )

Posted a thread on the christmas forum (my other haunt), was just a light hearted, run up to christmas thread about a convo DH and I had yesterday over my christmas present. DH wont buy certain things as he deems them 'house' items so thus not a 'gift' (its a long list that includes kitchen items/clothes/snow globes :eek:/terramundi's . . . ).

Anyway It was just a bit of fun and had people commenting with ideas and responding with why it was not acceptable in DH's eyes and then there it was, the response that seems to appear on every single 'what shall I buy/ask for for christmas' thread

'why don't you tell him to donate it to your 'favourite' charity and stop adding to your possessions'

Im sorry but what business is it of anyone elses what I do or dont give to charity? and why is it no-one is allowed to get a gift anymore? why does every donation to charity suddenly mean going without yourself?

Everytime I see that sentence it makes me think 'how the hell do you know how many possessions someone has in their life? maybe just maybe (as in our case) they have had a very tough year and that £50 for a gift has been saved for over the entire year specifically for a christmas present. I dont have alot of possessions (and most of the ones we did have I sold for that poxy debt), I dont have a wardrobe full of clothes or a brand new car so why the *expletive* should I give up my one christmas present because some forum user thinks every gift giving moment should be donated!

There are 365 days in the year, 363 of them can quite easily be about donating to charity, why can we no longer have a selfish moment on the 2 days of the year that are about gift giving?

I dont care that it sounds selfish, but I would like a gift on christmas day from my husband and he would like to give me a gift. If I had started a thread that said 'I dont want anything, what can I tell people who wish to buy me a gift, to get me?' then that comment would have been welcomed, but I didnt, I said at the beginning I had lots of ideas its just DH has a quirk about what he considers a 'gift' and what is 'buying for the house'

:eek: ooo that turned into a bit of a rant didnt it Sorry everyone

Wow! I'd have told them to get stuffed to be honest. If they're so bothered about charity then they should sell their house, give all their money away and go to work in Africa or somewhere because I bet they're using a computer that cost them over £100 to purchase in the first place. I can't stand hypocrites like that.

his_missus wrote: »

Hope you feel better for your rant J-M, I'm not surprised you were annoyed. Hope you told the poster so too. By the way, what's a terramundi????

Kerri - I don't really use the CC, only occasionally at the end of the month if I've not budgetted well. I tend to pay off what I've put on that month as well as my payment but I guess I've not taken that into consideration or the interest I pay. I just come on here and subtract what I've paid off from my signature.

Do you keep a spending diary so you can have realistic budgets? This is something I really need to work on in 2013!

Does anyone know of any good budgeting software?

Oh and I'm starting 2013 challenge with £0 / £2759.49

recurrent-ostrich

I don't mind what number I have really.

Kerfuffle

SpagBol wrote: »

The problem I can forsee is...I won't know whether someone is in or out until after I allocate other numbers so we will have to start at the end (as in the next newbie will be number 200-and-something) and the people that don't want to join next year but don't come on to tell me will still have their number. I think I will give a certain amnesty time for people to claim their current number then will start reallocating them.

This is what I was trying to say :rotfl:, with the newbies start at the end.

SpagBol wrote: »

Do you know what, I am so disorganised and confused in general people in real life would laugh if they knew I was "organising" this. In reality the numbers don't matter as we'll all just have to update ourselves anyway and I'll be crap at maintaining the front page :rotfl::rotfl:

But I will give it a damn good go and smooth thread operation or not we will kick the butt of all this debt! Yeah! :j

True, the numbers don't really matter, only if you're updating the front page, and for me that really doesn't matter.

So basically I agree with everybody :rotfl:and I'll just wait until I'm told what to do

For what it's worth, I think you're an :A too.

kerri_dfw

I've just been super duper efficient and setup standing orders from my current account to my savings accounts for the "big spends" that happen in the year, contact lenses, dentist, car insurance, car tax, presents, etc I suddenly feel like a grown up.

Kerfuffle

SpagBol wrote: »

Do you know what, I am so disorganised and confused in general people in real life would laugh if they knew I was "organising" this. In reality the numbers don't matter as we'll all just have to update ourselves anyway and I'll be crap at maintaining the front page :rotfl::rotfl:

But I will give it a damn good go and smooth thread operation or not we will kick the butt of all this debt! Yeah! :j

And this is what it's all about really at then end of the day.

A few bumps along the way won't matter, and what's that saying " those who care won't matter, and those that matter won't care" or sumfink.