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The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

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  • SpagBol
    SpagBol Posts: 1,371 Forumite
    OK Kerri you can keep your number too :D

    You are both near the beginning so that's ok...I am #084 so I had better allocate myself another one just in case we don't get 84 people...although why does that even matter?!? I'm going to stay #084 then! :T
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    Just opened the post and realised that I have two DD's that will be coming out on 31st Dec that will take me to over £18k :T so not by Xmas but in 2012 that will be over 31% :j
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • Haven't read properly but I'm in for next year!! Gutted I fell off the wagon and can't get back on it yet.... but I'm going to get it paid!!
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
  • I'm just waiting for some bits to clear on the CC after booking flights for people and spending the weekend in Germany (overspent by a lot) and then I can declare my final total for DFBX12 and my new starting total for DFBX13! It's double what my current stats stand at :(
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
  • Hi all,

    Well, this is my last post of 2012, unless by some miracle I find some money!

    So here goes:

    Member #27 £7,782.30/£22,922.39 (33.95%)

    I figured very early on that I wouldn't be able to clear all my debt, but I don't think without this board I would have cleared as much as I did.

    Roll on Debt Free by Christmas 2013! :j
    :DDEBT FREE SINCE 25.07.14! :D
    Debt at Highest (November 2010) - circa £40k
  • his_missus
    his_missus Posts: 3,363 Forumite
    Debt-free and Proud!
    Morning all!

    The CC bill arrived yesterday - I am way out on what I think I owe on it (according to my sig) and what I do owe :( My CC debt currently stands at £3360 :eek: As I was planning on paying off £500 a month I might just be debt free by summer.

    Going to hide in a corner now and feel sorry for myself:o
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Aw please don't feel bad His Missus, just think it's not going to get any worse than that and you are doing something about it. Have you cut it up yet? Or given it to the OH to hide? Taken it off things like Am4zon so you can't spend on it? *hugs*
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • Hi guys,
    I would like to stay of course, love this thread and wouldn't want it to change too much :D I would also like to keep my number please Spagbol, I think I am number #6.
    I have arranged some good financial planning for next year, all DDs now come out of a separate account, I have upped them all again so that they are paying a good chunk into the debt and I am also going to pay off any extra bits that I can. Rent arrears are almost done, so the snowball effect can start to happen with the other debt, the way I am going 5 debts will be finished before 2013 is out and then it just leaves OD and bad Ccard number 1 to clear, which will be the hard slog :eek:
    Don't turn a slip up into a give up:D
    *NSD Challenge Nov 0/10* *£10 a day challenge Nov £0/£300*
    No buying unnecessary toiletries challenge-in it for the long haul
    :D

  • Oooooh and I can declare a whopping £170 paid off from one ccard as I had done this through a balance transfer and had to wait until after the closing statement to see how much it was minus a little interest :T

    Don't turn a slip up into a give up:D
    *NSD Challenge Nov 0/10* *£10 a day challenge Nov £0/£300*
    No buying unnecessary toiletries challenge-in it for the long haul
    :D

  • im definitely in next year and im not fussed what number i have at all. excited. get paid tomorrow and can then see what my new amount will be. i started 2012 owing £4,500. lets see how much i start 2013 owing lol x
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