The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

SpagBol

Avogirly wrote: »

Hi, long term lurker here......

I'd really like to join this challenge, but, alas, my debt is still too big for me to have it all paid off by the end of 2012. However, I would so love to be rid of my Next account and half of my loan by the end of this year. It's a huge challenge for me, but would be achievable if I really focused my mind on it. Do you think it would be possible for me to join you.....?

What do you need from me to get the ball rolling!?! My overall total is £21,175.54. But I would like to pay off £6534.22 by christmas.

Many thanks in advance and I'm really excited about joining you all.

Welcome Avogirly:T

Have a mooch around the first few posts for an idea of the amounts people are setting and the challenges and sub challenges that people are doing- there are lots of handy hints there. Join in and chat as psychopathbubble says too

psychopathbabble

Avogirly wrote: »

I see you are running at Hylands, that's not far from me. Good luck!

Come join in! I was running at the gym, but haven't been for weeks now as I've lost all my mojo. Am hoping to run it but we will see!

If you want an achievable target... maybe work out how much you can realistically pay off, then add a bit more to give yourself a bit of work (quidc0, fleabay, carboots etc)

jakes-mum

Hello Avogirly :wave:

You can set your target where ever you feel comfortable, we dont insist on actually 'paying off by xmas' here as for some it really isnt feasable without selling your home/car/body (delete as appropriate ) not that id get much for my body . . doubt even medical science would want it :rotfl:

Tell us all your payment/oh/children gossip as we are a nosey bunch You'll regularly see rants about my DH and *the game*, oh and of course post any money saving ideas like *coughs* kerri's home made knickers

But most of all enjoy paying your creditors, we dont care if its a £1 or £1000, we'll still celebrate every payment with you

psychopathbabble

jakes-mum wrote: »

You'll regularly see rants about my DH and *the game*

just to be clear *the game* does not mean pr0stituti0n :rotfl::rotfl::rotfl:

jakes-mum

psychopathbabble wrote: »

just to be clear *the game* does not mean pr0stituti0n :rotfl::rotfl::rotfl:

I get the feeling that I lower the tone quite often due to the fact that needed clarifying :rotfl::rotfl:

psychopathbabble

jakes-mum wrote: »

I get the feeling that I lower the tone quite often due to the fact that needed clarifying :rotfl::rotfl:

I know what you were talking about and *the game* combined with knickers and selling your body just made me think it needed clarifying I think it says a lot about where my mind lives...

mf0u1098

psychopathbabble wrote: »

I know what you were talking about and *the game* combined with knickers and selling your body just made me think it needed clarifying I think it says a lot about where my mind lives...

:rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:

Thanks both of you for nearly spitting my drink all over my laptop!!!

kerri_dfw

Psycho I think that shows us something about the inside of your head not ours I still need to make a gusset for those knickers actually. But todays task is to make a nice little handbag and a neck scarf I've given up trying to knit, I keep doing my ribbing the wrong way round grr.

I just need to find some cheap size 10, 12, 14 knickers so I can make patterns from them then I can sell them at the craft fair

Avogirly

Oh my goodness......what have I roped myself into here.........:eek::D:eek:

And I thought you were all a saintly bunch!!!:A

Thank to all, this is the most welcome any group has given me.

What can I tell you about me. Well, I work for my family business, which I love love love. I currently live with my fiancee, who I love love love, and I'm just starting to plan our wedding, busy busy busy!!!

Avogirly

psychopathbabble wrote: »

Come join in! I was running at the gym, but haven't been for weeks now as I've lost all my mojo. Am hoping to run it but we will see!

I'm actually going to run a half marathon in September, so I may take you up on that offer!

In other, money saving news, I have paid £1 off my Next account and also had a refund to my bank account of £79.95 for a jacket I bought but was later told it was out of stock.