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The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

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  • SpagBol
    SpagBol Posts: 1,371 Forumite
    jakes-mum wrote: »
    I just had an image of you walking down the aisle in a wedding dress with every seat on your side having a laptop sat on it with each of us attending via skype :rotfl:my imagination even worries me at times :eek:

    :rotfl::rotfl::rotfl: Love it!
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    I'm going a little bit bonkers waiting for payday. I'm still staring at spreadsheets and roaming around the house looking for things to sell...I have an item on g'tree that should sell for about £200 this week but it still isn't TODAY:mad:

    Does anyone else feel like this or is it just me and I need to chill out?!! I have two jobs so I like the two paydays and then DH's payday makes 3 but then there is a period of about 2.5 weeks (i.e. now for another 7 days :eek:) that I just can't settle waiting to pay the next card off. I'm also twitchy about when I will get my tax rebate, tax office say in June or July :eek:

    {must get a grip, must get a grip}

    Well done on your payments everyone :j
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • SpagBol wrote: »
    I'm going a little bit bonkers waiting for payday. I'm still staring at spreadsheets and roaming around the house looking for things to sell...I have an item on g'tree that should sell for about £200 this week but it still isn't TODAY:mad:

    Does anyone else feel like this or is it just me and I need to chill out?!! I have two jobs so I like the two paydays and then DH's payday makes 3 but then there is a period of about 2.5 weeks (i.e. now for another 7 days :eek:) that I just can't settle waiting to pay the next card off. I'm also twitchy about when I will get my tax rebate, tax office say in June or July :eek:

    {must get a grip, must get a grip}

    Well done on your payments everyone :j


    I'm exactly the same! Except that I've spent a bit of money this month on things I didn't 'need' but 'wanted'. Not loads though. I did empty all my pots into my debts so now have to refill them at the end of the month :o Every penny is a prisoner :D
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
  • Good luck Jemma!!

    Jakes-mum love it!!
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    I can't remember if I've said it or not but Good Luck Jemma :)
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    I'm exactly the same! Except that I've spent a bit of money this month on things I didn't 'need' but 'wanted'. Not loads though. I did empty all my pots into my debts so now have to refill them at the end of the month :o Every penny is a prisoner :D

    Phew, glad it isn't just me! It means I'm determined to pay it off I suppose, it just feels like I'm wishing my life away for the next payday :o

    DH is doing a carboot on Sunday and we'll get some money from g'tree and eb@y, I'm also expecting some cheques from z@pper and mm@gpie but I've also got outgoings before next week....and I am sooooo impatient!!! :eek:
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • Avogirly
    Avogirly Posts: 751 Forumite
    Part of the Furniture
    Hi, long term lurker here......

    I'd really like to join this challenge, but, alas, my debt is still too big for me to have it all paid off by the end of 2012. However, I would so love to be rid of my Next account and half of my loan by the end of this year. It's a huge challenge for me, but would be achievable if I really focused my mind on it. Do you think it would be possible for me to join you.....?

    What do you need from me to get the ball rolling!?! My overall total is £21,175.54. But I would like to pay off £6534.22 by christmas.

    Many thanks in advance and I'm really excited about joining you all.
    October make £10/day currently £11.02
  • SpagBol wrote: »
    Phew, glad it isn't just me! It means I'm determined to pay it off I suppose, it just feels like I'm wishing my life away for the next payday :o

    DH is doing a carboot on Sunday and we'll get some money from g'tree and eb@y, I'm also expecting some cheques from z@pper and mm@gpie but I've also got outgoings before next week....and I am sooooo impatient!!! :eek:

    I go through phases and right now I'm in that phase... really want to do a car boot on sunday but not sure if i've got enough stuff together as it costs £12 here for a stall!
    And while we are kinda wishing our lives away from one payday to the next, it also means we can start living more as soon as that debt is gone :D
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
  • Avogirly wrote: »
    Hi, long term lurker here......

    I'd really like to join this challenge, but, alas, my debt is still too big for me to have it all paid off by the end of 2012. However, I would so love to be rid of my Next account and half of my loan by the end of this year. It's a huge challenge for me, but would be achievable if I really focused my mind on it. Do you think it would be possible for me to join you.....?

    What do you need from me to get the ball rolling!?! My overall total is £21,175.54. But I would like to pay off £6534.22 by christmas.

    Many thanks in advance and I'm really excited about joining you all.


    That is no problem :) In fact, I'd set your target but secretly aim for more! When Jemma next updates, she will give you a number but you can post and chat and join in anyway. :j
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
  • Avogirly
    Avogirly Posts: 751 Forumite
    Part of the Furniture
    That is no problem :) In fact, I'd set your target but secretly aim for more! When Jemma next updates, she will give you a number but you can post and chat and join in anyway. :j

    Thanks, it's difficult to know how much of a target to set, but in years past, I seem to set them so high that I fail and then feel like giving up! So, I shall try my very hardest to get as much paid off as possible and hopefully it will be higher than my target.

    I see you are running at Hylands, that's not far from me. Good luck! :D
    October make £10/day currently £11.02
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