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The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

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  • OMG! :eek::eek::eek: Only 100 days until xmas!!!:eek::eek::eek: That's crazy! Must start to get organised!

    On a more positive note, hubby went to the car boot this morning and made £66. Not sure what we're going to use the money for yet, but he had said he'd like to do another one next week if the weather is ok. And we managed to sell his leather jacket on ebay, but only made about £5 on it after fees.

    Can't wait til next sat as we get tax credits and I can make an overpayment to my cc :D

    Would just like to say a MASSIVE THANK YOU to Jemma for keeping us all going!
    £2013 in 2013 £866.71/£2013
    DF by Xmas 2013 #027£841.28/£6000 (14.02%) 12/2
    DFD February 2015 £2,303.63/£19,520.26 (11.80%)
  • jakes-mum
    jakes-mum Posts: 4,642 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Helloooooooooooooooooo :wave:

    Still no payments made :( but got £100 sat in my purse for the CC after i finally took the money out of Paypal :)

    Sold DD's old bike on faceb0ok this morning so shes feeling veeeeeeeery flush with her £15 :eek: I asked if I was going to get any commision as I listed it and sold it, she said . . . . no :rotfl: ahh shes just like her mum, miserly to the end :D Even worse was I bought her a bigger bike off their yesterday for a £5er and I paid for it and didnt think to take the money out of the sale of her new bike :eek: I think ive been had! :rotfl:

    Been blackberry picking today so I can make some free puddings, we managed to fill 2 larg tubs to the brim :D so lots of pies for the family over the next couple of months :j :j

    We were very naughty yesterday and went out to dinner (spent £30 but didnt have starters or puddings :o) then DH went down the pub for a couple of hours and DD and I bought some sweeties and watched Willy Wonka :o
    Think ive overspent out of the bank as ive had to buy 2 new passports this month and Miss Lilys dancing bill has come in (£134!!! :eek: :eek: :eek:) really got to get back on the debt busting wagon as I feel like im running belong behind it at the minute and keep stopping to look in the shops :rotfl:

    Right better go sort out my blackberries :D
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£1000
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    mf0u1098 wrote: »
    ****pity party alert****

    As some of you may know, I've been trying to up my exercise and have been plagued with problems. My blood tests came back satisfactory so I put it down to dehydration and started upping my water intake before, during and after the gym plus taking electrolyte drinks. Anyway, last night I went back to the gym for the first time in over a week and it felt good to be back. I felt strong but took it easy and my heart rate was only 127bmp which is about 55-60% capacity. I did 8k on the bike slowly then 2k on the rowing machine. I was really chuffed with myself and thought I had turned a corner! We then went back on the bikes for another 8k but partway through I looked over at some people doing floor work with a medicine ball. I looked back at the screen on my bike and went completely dizzy. This wasn't just light headed, this was whole world spinning ant it wasn't stopping. I thought I was going to have to sit on the floor in the gym but luckily I made it to the changing rooms with my friend and it took ages before I could lift my head up. I drove home about 20mins later which I felt it was safe, feeling incredibly hacked off!!!!! I had a bit of a runny nose and sinus pain on Mon and Tues so took Sudafed tablets and it seemed to have gone. I'm wondering if it's still lingering a bit??? I'm just so sick of not being able to train...

    Isn't annoying when you've got the drive to do something but you can't cos something you can't control is stopping you?! I guess this is like your experiences with the OH when they haven't had their LBM and seem to be sabotaging all your good work.


    On a more positive note, I'm going on holiday to the Lakes on Saturday and I can't wait. I've been counting down the days till I get a break from work as it's been non stop for too long....!

    What are you all doing today??? xxx

    Do you know I've been having exactly the same problem? I have been very tired, I suffer with low BP anyway but have always felt well and kept active but lately couldn't face running and kept breaking out into a wierd hot/itchy sensation and going lightheaded during or after a run. I am going for tests too after a few weeks off my vitamins, in the mean time am healthing up and ditching alcohol :eek: to see if it improves my health. Added bonus is I save money :money: Ask your doctor to test for B12 if you see them again, I suspect I have a deficiency.
    jakes-mum wrote: »
    Helloooooooooooooooooo :wave:

    Still no payments made :( but got £100 sat in my purse for the CC after i finally took the money out of Paypal :)

    Sold DD's old bike on faceb0ok this morning so shes feeling veeeeeeeery flush with her £15 :eek: I asked if I was going to get any commision as I listed it and sold it, she said . . . . no :rotfl: ahh shes just like her mum, miserly to the end :D Even worse was I bought her a bigger bike off their yesterday for a £5er and I paid for it and didnt think to take the money out of the sale of her new bike :eek: I think ive been had! :rotfl:

    Been blackberry picking today so I can make some free puddings, we managed to fill 2 larg tubs to the brim :D so lots of pies for the family over the next couple of months :j :j

    We were very naughty yesterday and went out to dinner (spent £30 but didnt have starters or puddings :o) then DH went down the pub for a couple of hours and DD and I bought some sweeties and watched Willy Wonka :o
    Think ive overspent out of the bank as ive had to buy 2 new passports this month and Miss Lilys dancing bill has come in (£134!!! :eek: :eek: :eek:) really got to get back on the debt busting wagon as I feel like im running belong behind it at the minute and keep stopping to look in the shops :rotfl:

    Right better go sort out my blackberries :D

    We went out for dinner yesterday so I'll join you in the naughty club :D Well done on the £100 for the CC :T
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • just popping by to say hi to everyone.

    hello new and old.

    im rather excited i have a new laptop. hubby treated me and its fab.

    ive been working extra shifts at my second job which is going really well and i get paid from my regular job on wednesday so i cant wait to make my monthly payment and for it to count this time. last month it was wiped out with credit card spends.

    i have a few ideas for xmas presents already but havent bought anything yet. will make a start next time im in norwich - maybe in a month or so.

    feeling very positive at the moment at the prospect of being debt free this year. very many thanks jemma x
  • Ah Jemma - how frustrating it is when you have the willpower to do something and you can't :eek:. I absolutely hate being ill cos it's so annoying not to be able to carry on as normal. Hope you're feeling better soon *hugs*.
    SpagBol wrote: »
    Do you know I've been having exactly the same problem? I have been very tired, I suffer with low BP anyway but have always felt well and kept active but lately couldn't face running and kept breaking out into a wierd hot/itchy sensation and going lightheaded during or after a run. I am going for tests too after a few weeks off my vitamins, in the mean time am healthing up and ditching alcohol :eek: to see if it improves my health. Added bonus is I save money :money: Ask your doctor to test for B12 if you see them again, I suspect I have a deficiency.



    We went out for dinner yesterday so I'll join you in the naughty club :D Well done on the £100 for the CC :T

    How weird. My DH has been having lightheadness and tiredness the last couple of weeks. I reckoned that he might be B12 and folic acid deficient because of his health problems and yesterday got him to take supplements for folic acid and B12 (so I think I'm a doctor now :D!). Amazingly after 2 weeks of feeling like this, within 6 hours of taking supplements, the lightheadness had gone :).


    Sounds like you've had a good time Jake's Mum - don't feel too guilty - you've got to have some fun :beer:.
    Pay debt in 2012 #278 £2347/£5364
    Sealed Pot 5 #1713 £78.57 //Crazy Clothes Challenge #97 £79.49/£100
    Grocery Challenge:
    Feb £359/£360 Mar £390/£450 Apr £335/£320
    May £330/£320 Jun £455/£400 Jul £321/£320
    Aug £399/£370 Sep £345/£300 Oct £421/£400 Nov £0/£320
  • just popping by to say hi to everyone.

    hello new and old.

    im rather excited i have a new laptop. hubby treated me and its fab.

    ive been working extra shifts at my second job which is going really well and i get paid from my regular job on wednesday so i cant wait to make my monthly payment and for it to count this time. last month it was wiped out with credit card spends.

    i have a few ideas for xmas presents already but havent bought anything yet. will make a start next time im in norwich - maybe in a month or so.

    feeling very positive at the moment at the prospect of being debt free this year. very many thanks jemma x

    How lovely :j!
    Pay debt in 2012 #278 £2347/£5364
    Sealed Pot 5 #1713 £78.57 //Crazy Clothes Challenge #97 £79.49/£100
    Grocery Challenge:
    Feb £359/£360 Mar £390/£450 Apr £335/£320
    May £330/£320 Jun £455/£400 Jul £321/£320
    Aug £399/£370 Sep £345/£300 Oct £421/£400 Nov £0/£320
  • lemonpopsicle
    lemonpopsicle Posts: 663 Forumite
    Part of the Furniture 500 Posts Combo Breaker Debt-free and Proud!
    edited 17 September 2012 at 12:44AM
    Made a playpal payment to NR loan today, so new figs are
    No.069 £6853 / £7719 = 88.78% :j
    Payday in a weeks time :) Onwards and upwards fellow DFBX12' s
    Life's little instructions- Treat everyone you meet like you want to be treated..Watch a sunrise at least once a year..Strive for excellence not perfection:j
    £2 SC no.70 £140/£350
    SPC no.73 SPC9 £248 SPC10 target £250
    DFBX12 No. 069 £7719 / £7719 DEBT FREE 30/11/12
    2013 mfw No.4 MORTGAGE FREE 5/8/13
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    edited 17 September 2012 at 7:31AM
    So close Lemonpop!! :T

    So...inspired by afordmylife...what are we all doing for MSE xmas presents? :money: Our budget for each other and both kids is £200. That's all stockings etc. too. We have 15 other presents to buy just with parents, siblings and grandparents and I'd like to keep that to a minimum, I was thinking of hitting the £ shop and making stuff to do hampers but some inspiration would be good...especially for mens bits!!

    I've bought my cards and some stocking bits already :T
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • Monday morning again, possible crazy week this week and then I'm hopefully off next week (discussed it with manager but only just put the holiday request in) and it's payday next week. Thank god for that. Not long to go everyone :)
    HSBC CC - £3000 / £3000
    Halifax CC - £1032.77 / £1032.77
    Mortgage currently at [STRIKE]£82,299.71[/STRIKE] £76,017.62 would love to overpay
  • jakes-mum
    jakes-mum Posts: 4,642 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    SpagBol wrote: »
    So...inspired by afordmylife...what are we all doing for MSE xmas presents? :money: Our budget for each other and both kids is £200. That's all stockings etc. too. We have 15 other presents to buy just with parents, siblings and grandparents and I'd like to keep that to a minimum, I was thinking of hitting the £ shop and making stuff to do hampers but some inspiration would be good...especially for mens bits!!

    I've bought my cards and some stocking bits already :T

    Winning it all!!!! :rotfl: :rotfl: Im doing veeeeeeeery well with my free christmas challenge, have still spent nowt and both kids tree prezzies are done, made a good start on stockings, Nana, Mum, MIL, niece are done, DH and Nephew are half done, need something for dad, FIL, Sister and BIL :j

    Entering competitions non stop at the minute due to Jemmas 100 day announcement :eek: ill be so upset if I have to buy something :eek: I was so upset last year when I went £6 over my £100 budget for everyone :o DH told me I was an idiot :rotfl:
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£1000
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