The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

Mrs_Addicted_to_Spending

seriousDFW wrote: »

Miss Frugal - Thanks - you're right and I am going to get focused and really give the next few months a final push. I'm going to put a pile of ebayable things tomorrow as a start! I'm hoping with that and a bit of Quidco money coming our way, we might just make it.

Mrs Addicted - I can understand your frustration but I guess when things like job changes happen, you just have to readjust and keep going. Life does throw changes at us. However, you have a very justifiable reason to not make it. If I don't make it, it will be purely down to not working at it hard enough, which is why I think I will be a bit disappointed in myself. However, I keep thinking, if I'm sat around on Christmas day knowing I've got £500 in debts, it's a long way better than last Christmas when I was sitting on over £10k. I think I need perspective.

I just feel bad because there are so many on here who have worked so phenomenally hard to get rid of their debts, and I could have done so much more.

You mustn't feel bad. Just to echo what everyone else is saying - just tackling your debts is brilliant and if you really only have £500 left this Christmas after starting the year with a £10K debt then that's amazing. You should be proud of yourself .

lemonpopsicle wrote: »

Well done everyone who's made payments and also well done to others who haven't managed any - you're still reading and taking inspiration, we will get there
A little bit of good news about DS1 GCSE Biology exam result. The school had his coursework remarked and in addition to the 6 marks they 'forgot' to award he also got an additional 10 taking his coursework from a D to a B, and his final GCSE to a solid A :j Soooo chuffed for him, also chuffed that we didn't have to pay the £150 for a coursework remark :money:

Fab, fab, fab - so pleased for you and your son after all that hassle :j.

HelenPie

jakes-mum wrote: »

A lovely payment made to Mr Branson Today of £125 (only £800 of your money left to go young man then you can take the walk of shame out of my purse :j :j)

I paid off my V CC a couple of months ago but it's the only card I have in my new married name so I must confess that it's still in my purse :o I must change my name elsewhere so I can drop the sentimental attachments :rotfl::rotfl:

jakes-mum

HelenPie wrote: »

I paid off my V CC a couple of months ago but it's the only card I have in my new married name so I must confess that it's still in my purse :o I must change my name elsewhere so I can drop the sentimental attachments :rotfl::rotfl:

Well in reality, it isnt even my card Its 'himselfs' and it lives in the cupboard with the cups Im actually 'technically' debt free as all my cards and the loan is paid, havent said that to DH though as I dont think he'd take very kindly to being told all the reamining debt is in his name :rotfl:

affordmylife

im seriously hacked off today. got paid. paid massive chunk to cc. cc only moved downwards by a miniscule amount. this happened last month and i have been totally careful and hardly spent a penny. i have no idea what is happening.

im working really hard at my second job (havent yet been paid from there properly) and i seem to be getting no where.

i really really thought i would be at 66% today and i cant even declare anything.

its a bloody shame. i hope that by the end of the month something changes cos im getting pretty fed up xx

SpagBol

Hi all, just checking in to say well done to all and I'm reading all the posts but my laptop cable has broken so I'm on my phone and it's not the mist phone compatible forum so I'll be brief!! I've ordered a new cable on eBay hopefully it'll be here by payday on Tuesday. I really miss my spreadsheet!!:rotfl:

Miss_Frugal_Wannabe

Been making payments here and there over the past few days and I can't believe how it is adding up.

£167.61/£2516.11

Going to get my house organised this weekend and try my hand at some of the tips from the Old Style pages and get my butt in gear to get some items onto ebay....hopefully I'm not just full of good intentions!

PS Have I missed my number or am I not looking in the right place? I've been looking in the first few posts.

lemonpopsicle

Miss_Frugal_Wannabe wrote: »

Been making payments here and there over the past few days and I can't believe how it is adding up.

£167.61/£2516.11

Going to get my house organised this weekend and try my hand at some of the tips from the Old Style pages and get my butt in gear to get some items onto ebay....hopefully I'm not just full of good intentions!

PS Have I missed my number or am I not looking in the right place? I've been looking in the first few posts.

The wonderful Jemma will be along soon to give you your own brand spanking new number- but you 're making great progress without it

lemonpopsicle

affordmylife wrote: »

im seriously hacked off today. got paid. paid massive chunk to cc. cc only moved downwards by a miniscule amount. this happened last month and i have been totally careful and hardly spent a penny. i have no idea what is happening.

im working really hard at my second job (havent yet been paid from there properly) and i seem to be getting no where.

i really really thought i would be at 66% today and i cant even declare anything.

its a bloody shame. i hope that by the end of the month something changes cos im getting pretty fed up xx

Aw AML you're doing really well, chin up and keep chipping away at it- at least it's going down (even if by a miniscule amount). Much better than going up :eek:Once you get paid from your second job that'll make a big difference.

mrsyallop

Quick update from me today
5535.97 / 8327.54 #238 mrsyallop

Superheavy

Is it wrong that I am so completely and utterly psyched about tomorrow. I'll be getting up extra early, seeing those wages in my account, and making that last payment over on to my credit card. Then I'll have hit my target for the year.

I will be floating through my day at work tomorrow. It's like Christmas. Except without the wrapping paper and gorging on food and drink.