The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

starnac

Superheavy wrote: »

Thanks rubywhatashmoo and SeriousDFW because I've just been up early, and the money has left my bank account for what I hope will be the last time. I've been sitting on 98% for most of the month, so I am chuffed to say:

#123 - 10762 / 10762 - 100%

Okay, so now that the payment is out of the way, I've also squirrelled away my first £150 for next year, which has a stag do in Dublin, wedding in Mexico, then another wedding in September. I could also do with a house deposit too. No slacking is the message now!

Congratulations :j:j:j:beer::beer::T:T:T

fritterprincess

Hope you are all well!
Well I was starting to think that clearing my debts by Xmas was looking like only a dream, but I have had a bit of good news this week which is making this debt busting a little more possible.
I have recently remortgaged as my fixed rate deal was due to come to an end and was able to get 2.99% fixed for 5 yrs with HSBC. Well it completed last week, and I found out that I don't have to pay a mortgage payment for October, giving me £780 to pay another chunk off my overdraft. But when checking my balance last night I noticed that my last mortgage company have refunded septembers payment as the redemption figure didn't take the payment into consideration. I know that I've still got to make the payments one day, my my little two-month mortgage break couldnt have come at a better time!
I'm paid on Monday so I'll sort out my figures then, but that is still £1560 to pay off my overdraft. So excited!x

Kerfuffle

:j:j:j:j:j:j Congratulations! :j:j:j:j:j:j

Well done Superheavy :T:T:T:T:T:T:T:T:T:T:T:T

SpagBol

Superheavy wrote: »

Thanks rubywhatashmoo and SeriousDFW because I've just been up early, and the money has left my bank account for what I hope will be the last time. I've been sitting on 98% for most of the month, so I am chuffed to say:

#123 - 10762 / 10762 - 100%

Okay, so now that the payment is out of the way, I've also squirrelled away my first £150 for next year, which has a stag do in Dublin, wedding in Mexico, then another wedding in September. I could also do with a house deposit too. No slacking is the message now!

Well done Superheavy, so proud of you :beer::j:beer::j:T:T:T:T:T:beer::beer::beer::j:j:j:T:T:T:T

fritterprincess wrote: »

Hope you are all well!
Well I was starting to think that clearing my debts by Xmas was looking like only a dream, but I have had a bit of good news this week which is making this debt busting a little more possible.
I have recently remortgaged as my fixed rate deal was due to come to an end and was able to get 2.99% fixed for 5 yrs with HSBC. Well it completed last week, and I found out that I don't have to pay a mortgage payment for October, giving me £780 to pay another chunk off my overdraft. But when checking my balance last night I noticed that my last mortgage company have refunded septembers payment as the redemption figure didn't take the payment into consideration. I know that I've still got to make the payments one day, my my little two-month mortgage break couldnt have come at a better time!
I'm paid on Monday so I'll sort out my figures then, but that is still £1560 to pay off my overdraft. So excited!x

Fantastic news! I love it when you get the 2 months off council tax after xmas. I know I could reduce my payments and pay every month but I don't want to- it's a lovely treat every year! :rotfl:

SpagBol

Oops, forgot that I made a small payment today with DH's expenses payment:

#084 £12,410 / £58000 21.4%

:j

Also had some good news about freelance work from DH which should help pay for xmas and pay off a big chunk of OD :beer:

fritterprincess

SpagBol wrote: »

Fantastic news! I love it when you get the 2 months off council tax after xmas. I know I could reduce my payments and pay every month but I don't want to- it's a lovely treat every year! :rotfl:

I know what you mean! It's crazy how simple little things like two months off council tax can be so exciting! Glad I'm not the only sad creature round here!!

lemonpopsicle

Superheavy wrote: »

Thanks rubywhatashmoo and SeriousDFW because I've just been up early, and the money has left my bank account for what I hope will be the last time. I've been sitting on 98% for most of the month, so I am chuffed to say:

#123 - 10762 / 10762 - 100%

Okay, so now that the payment is out of the way, I've also squirrelled away my first £150 for next year, which has a stag do in Dublin, wedding in Mexico, then another wedding in September. I could also do with a house deposit too. No slacking is the message now!

Oh, da iawn Superheavy. Fab news, that's an awesome amount of debt you've paid off :beer:

Mrs_Addicted_to_Spending

Superheavy wrote: »

I thought about it, but was concerned you'd see the cluttered house behind the cluttered mind and start bossing me into selling everything! :eek:

It's not that I'm a hoarder, I just don't have time to deal with it. When I'm not working or freelancing, I've got to find time for beer-drinking, video game playing and reading Stephen King novels.

Too right - you've got to find time for FUN !!

Superheavy wrote: »

Thanks rubywhatashmoo and SeriousDFW because I've just been up early, and the money has left my bank account for what I hope will be the last time. I've been sitting on 98% for most of the month, so I am chuffed to say:

#123 - 10762 / 10762 - 100%

Okay, so now that the payment is out of the way, I've also squirrelled away my first £150 for next year, which has a stag do in Dublin, wedding in Mexico, then another wedding in September. I could also do with a house deposit too. No slacking is the message now!

That's fantastic news :j:beer: !!!!
and you're saving for things coming up too :A:A. I'm sure there must be a halo in your stuff somewhere .


You just have one more thing to do - change your signature and put a happy face on instead of the sad one :rotfl:.

Superheavy

Thanks all, I must say I'm chuffed and was actually fairly chipper at work too! I'm celebrating with two (count them - yes two!) bottles of beer tonight.

Mrs_Addicted_to_Spending wrote: »

You just have one more thing to do - change your signature and put a happy face on instead of the sad one :rotfl:.

Whoops - the figures are now up to date!

Miss_Frugal_Wannabe

Superheavy wrote: »

I've been sitting on 98% for most of the month, so I am chuffed to say:

#123 - 10762 / 10762 - 100%

Okay, so now that the payment is out of the way, I've also squirrelled away my first £150 for next year, which has a stag do in Dublin, wedding in Mexico, then another wedding in September. I could also do with a house deposit too. No slacking is the message now!

Woohoo!! Well done Superheavy!!!! So pleased for U!! :T:j