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The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

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Comments

  • You're within spitting distance tirlittan! :j:j
    In debt no more!
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Tirlittan you are so close. Well done
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • jakes-mum
    jakes-mum Posts: 4,642 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    starnac wrote: »
    Jakes-mum was there a particular reason you kept them separate? Really now I don't think it makes a difference as adding it to your total won't see the amount you owe go up so you may as well add it now and declare everything you pay off.

    You should be nearly there now shouldn't you? :j

    I kept them seperate as I couldnt bear to add £3k to my debt total on here and I knew I had most of it already to pay off it and would be rid by xmas anyway :o

    Ok, the decision has been made (which means I now get to make 2 payments a month :j:j) so new total isssssss:

    #16 £7256.89/£8806.89 82.4% and now im in line with my spreadsheet :D:D
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£1000
  • Had Barclaycard bill today.

    Had a spend this month of £85.78:(

    Made a payment of £184.78 but due to spend only paid off £99:mad:
    declaring

    No. 316 £99= Paid £1647.90/ £1947.90 = 84.59%
    I will clear this debt next month. Feel a bit down this month, knew I wouldn't clear it but planned on only owing £200 not £300

    Oh well onwards and upwards. Have a great weekend. Jemma have a fantastic holiday x
    [SIZE=2]SPC4 #1395 Aug 11 £135.75/£150
    SPC5 #1395 Shower fund used £13.60 31/7/12 Banked Farepack administrators cheque £301 19/10/12 £326.40 in the tin....TOTAL £641
    SPC6 #1395 Total £144.62
    SPC7 # 051 Banked so far £100 TOTAL £142[/SIZE]
    SPC8 #051 £46 :(SPC9 #51 £1091.34 :T:T
  • Feeling a bit better as just worked out with all the spends I have had on the barclaycard over the whole challenge have actually paid off

    No.316 £2537.63/£2837.63 = 89.42
    %

    Was feeling depressed that it had taken me sooooooooooooo long to pay off less than 2K

    My question is Jemma can I change my totals to reflect my payments or do you want me to stick to the origional amount?

    Hope this makes sense!:eek:
    [SIZE=2]SPC4 #1395 Aug 11 £135.75/£150
    SPC5 #1395 Shower fund used £13.60 31/7/12 Banked Farepack administrators cheque £301 19/10/12 £326.40 in the tin....TOTAL £641
    SPC6 #1395 Total £144.62
    SPC7 # 051 Banked so far £100 TOTAL £142[/SIZE]
    SPC8 #051 £46 :(SPC9 #51 £1091.34 :T:T
  • jakes-mum
    jakes-mum Posts: 4,642 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Mmmmmmmmm my house smells of stew :D having a very MSE day today, the kids are having the remainder of last nights lasagne with some roasties for tea (as they have school dinners ;)) DH and I are having Stew With Yorkshire Pudding (ok im having roasties not stew potatoes as they are yucky) and I made a banoffee pie with some bananas that were looking a bit past their prime and a tin of condensed milk I had in the cupboard. Needed some G/F biscuits but had a voucher for Mr W so got 3 boxes for freeeeeeeeeee :D
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£1000
  • Superheavy wrote: »
    I feel obliged to point out that I'm going nowhere. I check the thread most times when I log on, and it has been so much help for me in terms of clearing it all.

    Just want to see everyone else do the same thing now!

    I've said it before, but it still rings true, thanks Jemma and everyone on here who has been supportive over the last year. i doubt if I'd have cleared it so quickly without you guys.

    Next time you're all in mid Wales, the :beer: is on me.
    That could be a rash offer Superheavy, we pass through quite often on the way up to MIL and FIL's :D
    Life's little instructions- Treat everyone you meet like you want to be treated..Watch a sunrise at least once a year..Strive for excellence not perfection:j
    £2 SC no.70 £140/£350
    SPC no.73 SPC9 £248 SPC10 target £250
    DFBX12 No. 069 £7719 / £7719 DEBT FREE 30/11/12
    2013 mfw No.4 MORTGAGE FREE 5/8/13
  • Just wanted to add my congrats to Superheavy! Get yourself over to the Debtfree Roll of Honour and add your name with pride!!! :beer: <-- me toasting you with a glass of Ribena, which is the strongest stuff I drink these days-ha ha!
    'You've got to tell your money what to do or it will leave!' Dave Ramsey
  • Come on tirlittian ... sprint those last 25 days! Looks like there's quite a few starting to close on the finish line...come on guys!
    That could be a rash offer Superheavy, we pass through quite often on the way up to MIL and FIL's :D

    Okay, for everyone else the offer still stands, but for you, the beers are on me the first visit only!
    DFW - DEBT FREEEEEE!

    Total - 10762/10762 :)

    Every silver lining has its cloud.
  • mf0u1098 wrote: »
    :o:o:o:o Erm no, you've not missed it, I've just been a bit crap... I've been up the wall recently with trying to get some projects finished at work before I go on my hols on Saturday, not to mention trying to fit in going to the gym... I'm absolutely knackered! I have no internet access at the cottage where I'm staying so I must do all my updating tomorrow! (including getting you your own DFBX12 number! :D) I will hopefully still have mobile phone signal so I can at least lurk while I'm away... :p


    Don't worry about it, I'm in no rush. I just thught my posts might have been more work for you without my number and that I was overlooking it or something. Get yourself ready for your hols- that's what I'd be doing!!Enjoy enjoy :)
    OUT OF DEBT since 05/05/13!!!! Whoop Whoop!!! :T
    Goals = Learn to live a happy, frugal life / Offer accepted.....fingers crossed Feb 2014:j
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