The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

floridafairy

At last i have an update :j

#112 4123/8241

just Over half way :beer:

jakes-mum

starnac wrote: »

J-M how can it be sneaky when there was no back pay in the first place

Well this is my thinking as well, though this was on top of the imaginary back pay :rotfl:

kerri_dfw wrote: »

*pokes head up from behind where the biscuits and back pay are hidden* what back pay Jakes-Mum? *munch, munch, munch.....scatters biscuit crumbs everywhere* wohahahaha

I have absolutely no idea what back pay your talking about or any hiding places it may have or may not have been hidden in . . .

Bonglecat wrote: »

Yes me too, but I did in fact manage to get one item for free. I got £1 coupon for any flash product and found Tesco had Flash sprays for £1. They've realised their "mistake" now and the coupon is no longer available but I've still got one left :j I have to say I get really nervous at the till in case I get into an argument about them, but so far so good.

As for DH and the smoking he's been at it since he was 14 and he's 47 now, at least a pack a day. He really needs to quit as it's affecting this health now. He's sort of mentioned something about quitting at Easter but so far nothings happened and I can't ask him because, apparently, that's putting pressure on and he's a grown man who known what he's doing!!?!?!? :mad: We would be over £200 per month better off if only he would.

The best ive done with couponing was a £50 odd shop for £12, soooo want that free shop! Watched an episode last night and she got $1160 worth of stuff AND they gave her £160 odd on a gift card because her coupons actually made her money :eek: If we actually managed that over here, no way would we get the money, they would just keep the excess.

DH is 42 and he was a smoker from his very early teens too, 20 a day, up to 60 on a weekend :eek:, had to put my foot down when they creeped over the £5 mark as I couldnt afford £40 odd a week plus beer money when I had (at the time) 1 kid to feed and a mortgage to pay. My favourite arguement everytime he sneaks back to it is 'validate it to me, argue why its more important that feeding your children and keeping them warm?'

starnac

jakes-mum wrote: »

Well this is my thinking as well, though this was on top of the imaginary back pay :rotfl:

Well in that case.......



The best ive done with couponing was a £50 odd shop for £12, soooo want that free shop! Watched an episode last night and she got $1160 worth of stuff AND they gave her £160 odd on a gift card because her coupons actually made her money :eek: If we actually managed that over here, no way would we get the money, they would just keep the excess.

True. There's no way they would give the cash over here

My favourite arguement everytime he sneaks back to it is 'validate it to me, argue why its more important that feeding your children and keeping them warm?'

Crafty. I'd probably use something like that too. That way it's "his" idea to give up :rotfl:

jakes-mum

Nope! its got to be done! I cant take it anymore! That 4k paid off is staring at me, so im declaring another £100 off DH's overdraft (only £300 to go now :j :j and havent actually been more than £100 in for months :j :j)

New total is: £4001.62/£8806.89 45.43% <--- oooo milestone! 45% :T:T

kerri_dfw

Yay well done Jakes-mum

My expenses have finally been paid, however the reference looks a little strange so I've replied to my expenses "please be patient" email inquiring as to why this has suddenly changed. I'm also in a huff with my manager as he still hasn't approved my expenses from last week so I'm not going to get those next week.

I don't think I can afford to take £50 off my OD not until the £280 expenses come in. So will you all forgive me if I live on the £95 I have after bills from this expense bill, and I shall remove £300 from my OD when the £280 comes in

fallenwiccan

Think I'm learning from you lot, just done the weekly shop for £46 and that included £13 on alcohol. Quite pleased with that. Had my list and stuck to it. Everything I wanted was on offer

BrandNewStart

Hi guys, nice to read all your posts this eve. I've just ventured onto some of the other MSE boards.... wow! There are some right nutters out there!

Think I will stay here where it's nice :j

jakes-mum

Sometimes being an ex employee of the local shop really has its advantages Just popped into Mr C and was chatting away to one of the lads I worked with, next thing I know hes got the reduced gun out and is reducing everything already in the reduced sections :j :j so I followed him round the store and got 4 extra large baps for 5p, 6 medium brown rolls for 1p, 10 slices of chicken and stuffing for 10p :eek:, my 2 naughty buys pack of 5 chocolate doughnuts 26p and pack of 6 lemon curd tarts 48p. Plus picked up 6 tins of Ambr0sia Custard on BOGOF 85p (ok not the cheapest but still not a bad price) and then 2 packs of 6 lollies for £1 each (not reduced but works out cheap enough each for puddings ), oh and dont forget my battery for the smoke alarm reduced to £1.72 :rotfl:

Then used me 10% off discount card so spent a grand total of £6.52 :rotfl:

SpagBol

jakes-mum wrote: »

New total is: £4001.62/£8806.89 45.43% <--- oooo milestone! 45% :T:T

Well done, what a fab percentage!! :T

fallenwiccan wrote: »

Think I'm learning from you lot, just done the weekly shop for £46 and that included £13 on alcohol. Quite pleased with that. Had my list and stuck to it. Everything I wanted was on offer

That's great, I need to decrease my food bills from next week. I'm inspired now to write a list and food plan for next week, ta :T:j

BrandNewStart wrote: »

Hi guys, nice to read all your posts this eve. I've just ventured onto some of the other MSE boards.... wow! There are some right nutters out there!

Think I will stay here where it's nice :j

Oooh do tell...:D

Superheavy

Hi Jakes-mum,

I know I'm probably a little late to the party on this one, but can I ask what 'the game' is? I've seen you refer to it so often I'd like to know if it's one I play myself, although in fairness I don't spend to buy items etc on free-to-play games like this one sounds.

After the small spend on a new car battery, my little Japanese friend now requires a new alternator and connections. North of £300....and I've just had to buy a new phone, and tax the damn thing too. Well, at least the tax was cheap.

Hope y'all are having better luck!