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The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

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  • Kerfuffle
    Kerfuffle Posts: 1,384 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Hi Loubie,

    We hired a car from Hertz when we came over to the UK for a visit. At the time of collecting the vehicle they tried to charge us more than the price that was agreed at the time of booking the rental. Fortunately hubby had printed off the confirmation so he was able to prove the price. They changed the price then asked us if we wanted to put the petrol in the car or let them do it when we dropped the car off. We initally said we'd let them do it but then as they were processing the bill they put the petrol amount through, and then charged VAT on top of the petrol in effect charging VAT on top of VAT, so we changed it and said we'd put the petrol in.

    Basically, my advice would be get everything in writing, fill the car yourself on return and keep all receipts.

    As to the pre-auth, most hotels over here put a pre-auth on the card in case of any incidentals (damages etc), as far as the car hire goes I wouldn't worry too much about it, just make sure when you pick up the vehicle and take it back that you and the dealer agree on what marks/scratches/dents are on the vehicle.

    You could even take photos of the car on your phone when you collect it and before you hand it back if it would put your mind at ease.
  • loubie_lou
    loubie_lou Posts: 1,368 Forumite
    Part of the Furniture Combo Breaker
    Kerfuffle wrote: »
    Hi Loubie,

    We hired a car from Hertz when we came over to the UK for a visit. At the time of collecting the vehicle they tried to charge us more than the price that was agreed at the time of booking the rental. Fortunately hubby had printed off the confirmation so he was able to prove the price. They changed the price then asked us if we wanted to put the petrol in the car or let them do it when we dropped the car off. We initally said we'd let them do it but then as they were processing the bill they put the petrol amount through, and then charged VAT on top of the petrol in effect charging VAT on top of VAT, so we changed it and said we'd put the petrol in.

    Basically, my advice would be get everything in writing, fill the car yourself on return and keep all receipts.

    As to the pre-auth, most hotels over here put a pre-auth on the card in case of any incidentals (damages etc), as far as the car hire goes I wouldn't worry too much about it, just make sure when you pick up the vehicle and take it back that you and the dealer agree on what marks/scratches/dents are on the vehicle.

    You could even take photos of the car on your phone when you collect it and before you hand it back if it would put your mind at ease.

    Thanks guys for helping to put my mind at rest! I am reading so many bad things about this company now (doh)
    In debt no more!
  • kc26
    kc26 Posts: 63 Forumite
    A quick update from me, hi to everyone sorry I haven't had time to catch up on all the posts I have been working flat out the last week don't know what a day off means these days but hey all in a good cause to clear my debts.

    Anyway managed to pay off £617.29 today and clear another creditor that is the 4th creditor to be cleared so far this year.:j

    My new totals are:


    #259 Total £4643.67/£12,636
    :DPay off ALL my debt by Xmas 2012 Challenge
    Paid Jan £1027.83/Feb £917.97/Mar £1353.67/Apr £1367.19
    #259 Total £4643.67/£12,636:D
    :eek:Lose 14lbs in 2012 9/14lbs:eek:
    :TJanuary Grocery Challenge £263.98/£300:T
    :)February Grocery Challenge £0/£300:)
  • camuk81
    camuk81 Posts: 1,559 Forumite
    Ninth Anniversary Combo Breaker
    mf0u1098 wrote: »
    I need you guys to tell me whether I am nuts or not...(wait until I explain Jakes-mum!!!:rotfl:)

    Soooooooooooooo.... I'm thinking of doing 2013kms in 2013 using only human power (so running, cycling, rowing and walking). This is 38.7kms per week (or just over 24miles per week) :eek: My friend has just asked if I want to get a mountain bike and we'll go out together as we can rack up a lot of miles on a bike as opposed to running/walking. I'd need to cap the number of kms on the bike though as, at an average beginners speed of 12mph, then I will hit my weekly target in just 2 hours and I want it to be a challenge!

    What do you guys think? Am I just nuts or do you think it's a good challenge??? xxx

    We have something similar at our karate club and at the minute its time stopping me.

    This is the post the female instructor put on "5 mile , 1,200 kicks , 1,200 punches, 750 press ups, 35 kata, 2 combat rounds This every day for the next week or so just so I can rest for a week after Ava' s birth"

    Plus read 5 books including the art of war and two others I can't remember other two are your own choice. Resit two black belt exams and do empathy days. Which include being blind for a day being disabled.

    The above post comes from a woman who is 7 months pregnant at this point! So in that respect you are perfectly sane!
  • camuk81
    camuk81 Posts: 1,559 Forumite
    Ninth Anniversary Combo Breaker
    edited 8 May 2012 at 9:28PM
    loubie_lou wrote: »
    Has anyone rented a car recently for a non business trip? Have you had to pay any extras when you got to the depot that you did not know about?

    I pre booked one to pick up Thursday and i've only just read the small print (silly me) and all I can see is taking deposits of several hundred pounds on a credit card in my name, non of which I have! I rang them up today just to be on the safe side and all they are going to do is pre authorise my debit card with some fuel deposit in case i dont fill up the car on my return.

    Doesn't stop me worrying though!

    I've had a few for personal or booked for work and I paid. No problems really. Make sure you go over the car when you hand it back and walk round doing a check before and after leaving it.
  • cj75
    cj75 Posts: 20 Forumite
    #165 - Paid £470

    Have decided to start declaring one of my CCs but will have to find out how much I've paid on it since started this.

    Have had another go with Ebaying, got 5 items with 1 being watched. Have put on 3 bras after reading the posts on here :-)

    I've also decided try payment a week by rounding down the bank account to nearest £5, but only started this last week so will see how it goes.
    Pay off all your debts by xmas 2013 #71 - £210.84 paid (BoM - £-100/130, CC1 (L) £-1831.58/1,866.00, o/d £30 + several others) - Debts paid in full 2013 x 1 :)
    2012 paid £1,162.32 paid & 2 debts paid in full

    No buying unnecessary toiletries and declutter during 2013!!!
  • lemonpopsicle
    lemonpopsicle Posts: 663 Forumite
    Part of the Furniture 500 Posts Combo Breaker Debt-free and Proud!
    Paid my £13 into the b.a from cashing in my coppers and then paid £15 off of cc, so a tiny £2 extra payment :)
    No. 069 £3877 / £7719 = 50.22%

    Still going in the right direction (SLOWLY) :wall:
    Life's little instructions- Treat everyone you meet like you want to be treated..Watch a sunrise at least once a year..Strive for excellence not perfection:j
    £2 SC no.70 £140/£350
    SPC no.73 SPC9 £248 SPC10 target £250
    DFBX12 No. 069 £7719 / £7719 DEBT FREE 30/11/12
    2013 mfw No.4 MORTGAGE FREE 5/8/13
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    Just realised that with my overpayments to the CC it hasn't taken the DD and I've been keeping back the money for it. I've just made a payment for that and a zapper cheque I paid in yesterday so another £150 spare in the bank. Unfortunately it has added £50 interest :mad:
    I could try a balance transfer but I want this shifted in a few months and so the interest is instead of transfer fees. £5797 left on this CC now :eek: Might have to chivvy the tax man along today :D Anyway the next payment is £100...

    #084 £8250 / £58000 :T
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • k30lly
    k30lly Posts: 118 Forumite
    Grr to the bank holiday processing times! I NEVER go over my overdraft and i did by 54p so am hoping there's no charge. Just annoyed i didnt check my account last night & realise same day :( so many stupid things to buy this week and my ppal hasn't come through yet. Bad start to the day!
    1% challenge - Started Feb 2014. Cap1 card £1,073.42
    1% = £10.73 0% so far
  • Bonglecat
    Bonglecat Posts: 220 Forumite
    Debt-free and Proud!
    Got into a bit of trouble over the weekend. I got so over excited and carried away with extreme couponing that I spent £120 at the supermarkets. At MrTs I spent £56 but on the plus side I did save £36 and it was mostly on washing powder and kitchen cleaning stuff so I have a small stockpile now. But it means I only have £27.45 to last until pay day, which is next Friday.

    Got plenty of food in so that shouldn't be a problem but DH does spend around £7.50 per day on cigarettes, what can I do???
    My Debt Free Diary LBM March 2010
    M&S Credit Card £0
    £2 Coin pot Holiday Savings £76
    [STRIKE]Debt Free by Christmas 2016 No 131 £9155.73/£9155.73 100%[/STRIKE] COMPLETELY DEBT FREE 20th DECEMBER 2016 :j
    Goals for 2017 Emergency Saving fund £2000.12p/£5000 :o
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