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New Dmp Mutal Support Thread

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  • daysieblue
    daysieblue Posts: 406 Forumite
    Hi All

    Hope you are all well and having a good day :)

    TeeCee - Good luck with your MOT this morning, hope it doesn't inspire more tears later!

    Today I am having a bad day. I got to work this morning not really knowing if there was going to be enough money to process the payroll. (On top of all my other problems I work for a firm which is £250k over it's overdraft limit). Fortunately I think we could just scrape it, and as soon as it hits my bank account I'm transferring it out into my mortgage account, where it can sit for a couple of weeks, accruing interest until I need it at the end of the month. (First month of trying this, fingers crossed!)

    Just had a row with DH over DS, and initial reaction is to go and buy out all of Tesco's chocolate. Not good for either of my diets! Oh well. Maybe the day will get better :confused:

    db xx
    Official DFW Nerd Club - Member no. 360
    Thrilled to be member 21 of the "DMP mutal support club" LBM - 21.03.05
    Proud To Be Dealing With My Debts :T

    Trying SO hard to be O/S ;)
  • teecee152
    teecee152 Posts: 782 Forumite
    Part of the Furniture Combo Breaker
    Thanks db - I'm sure I can stay tear free today, yesterday just caught me at a low point,
    Hope everything goes well for you today !:D

    teecee xx
    DEBTS @ :idea: 1/1/07 - £25,800:eek: DEBT @ 04/05/11 - NIL
    FINALLY DEBT FREE - 4TH MAY 2011:j:j:j:j:j
    "PROUD TO HAVE DEALT WITH MY DEBTS"
    Official DMP mutal support club member no 2 *DFW NERD 351* :D
  • teecee152
    teecee152 Posts: 782 Forumite
    Part of the Furniture Combo Breaker
    daysieblue wrote: »
    Hi All

    Hope you are all well and having a good day :)

    TeeCee - Good luck with your MOT this morning, hope it doesn't inspire more tears later!

    Today I am having a bad day. I got to work this morning not really knowing if there was going to be enough money to process the payroll. (On top of all my other problems I work for a firm which is £250k over it's overdraft limit). Fortunately I think we could just scrape it, and as soon as it hits my bank account I'm transferring it out into my mortgage account, where it can sit for a couple of weeks, accruing interest until I need it at the end of the month. (First month of trying this, fingers crossed!)

    Just had a row with DH over DS, and initial reaction is to go and buy out all of Tesco's chocolate. Not good for either of my diets! Oh well. Maybe the day will get better :confused:

    db xx

    :EasterBun


    sending you some virtual chocolate!!
    It's much kinder on the hips!!!
    DEBTS @ :idea: 1/1/07 - £25,800:eek: DEBT @ 04/05/11 - NIL
    FINALLY DEBT FREE - 4TH MAY 2011:j:j:j:j:j
    "PROUD TO HAVE DEALT WITH MY DEBTS"
    Official DMP mutal support club member no 2 *DFW NERD 351* :D
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    Hi guys,

    Had to phone Egg yesterday because they are still adding on interest, they said they were very sorry and would refund February and March's charges :D
    No longer using this account for new posts from 2013
  • daysieblue
    daysieblue Posts: 406 Forumite
    Gemmzie wrote: »
    Hi guys,

    Had to phone Egg yesterday because they are still adding on interest, they said they were very sorry and would refund February and March's charges :D

    Congrats on getting that sorted Gemmzie, it's always a relief when the interest stops and you can see the balance coming down properly!
    Official DFW Nerd Club - Member no. 360
    Thrilled to be member 21 of the "DMP mutal support club" LBM - 21.03.05
    Proud To Be Dealing With My Debts :T

    Trying SO hard to be O/S ;)
  • daysieblue
    daysieblue Posts: 406 Forumite
    daysieblue wrote: »
    Today I am having a bad day. I got to work this morning not really knowing if there was going to be enough money to process the payroll. (On top of all my other problems I work for a firm which is £250k over it's overdraft limit).

    !!!!!!! Firm's bank have blocked the transfer, so at the moment, not being paid!!!!!!!!! :eek: :eek: :eek:
    Official DFW Nerd Club - Member no. 360
    Thrilled to be member 21 of the "DMP mutal support club" LBM - 21.03.05
    Proud To Be Dealing With My Debts :T

    Trying SO hard to be O/S ;)
  • scared_2
    scared_2 Posts: 38 Forumite
    Hi everyone

    Hope you all enjoying the lovely weather.

    I'm just trying to sort as much out as I can before I pop this bubba out (wishful thinking with the popping out) so might not here from me for a while unless I'm screaming my head off with nasty calls and letters. Every thing seems too quiet at moment!!!!

    I've heard a few of you talk about Quidco, just wondered what it is as trying really hard to budget. Also going to change my gas and elec is Uswitch the best place to tell me best deals???

    Had letter from Morgan Stanley yesterday to say that have excepted offer of £7.50 from cccs, but not sure if that means they have stopped interest!!!!! so will have to wait and see.

    CCCs said that if a creditor asks for a little more then what I offer then to still tell them no as they will only keep asking for more if I agree.

    Take care
    xxx
    Proud to be member 22 of the DMP support thread

    DMP starting 1st April with CCCS
    :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :rotfl:
  • daysieblue wrote: »
    !!!!!!! Firm's bank have blocked the transfer, so at the moment, not being paid!!!!!!!!! :eek: :eek: :eek:

    Daysieblue I hope they sort this for you - so frustrating working hard and not getting paid!! Keeping fingers crossed they proccess it!!

    Big hugs
    x
    I stopped smoking 25th June 2007
    STILL Never complacent but confident
    My debt is GOING DOWN!!!!
  • scared wrote: »
    Hi everyone

    Hope you all enjoying the lovely weather.

    I'm just trying to sort as much out as I can before I pop this bubba out (wishful thinking with the popping out) so might not here from me for a while unless I'm screaming my head off with nasty calls and letters. Every thing seems too quiet at moment!!!!

    I've heard a few of you talk about Quidco, just wondered what it is as trying really hard to budget. Also going to change my gas and elec is Uswitch the best place to tell me best deals???

    Had letter from Morgan Stanley yesterday to say that have excepted offer of £7.50 from cccs, but not sure if that means they have stopped interest!!!!! so will have to wait and see.

    CCCs said that if a creditor asks for a little more then what I offer then to still tell them no as they will only keep asking for more if I agree.

    Take care
    xxx

    Excellent news from ms scared. I want to change my gas and electric too but mse martin still has the red light on so holding for now! I registered for Quidco but don't understand how it works - I'll get there in the end! I'm sure one of the others are better to explain it for you! When are you due and is this your first (being nosey now!)? I have 4 aged between 19 and 4 :eek: but I love them to bits really! Enjoy the peace - I won't say enjoy the weather too cause its cloudy here now and going cold :mad: !!
    x
    I stopped smoking 25th June 2007
    STILL Never complacent but confident
    My debt is GOING DOWN!!!!
  • teecee152
    teecee152 Posts: 782 Forumite
    Part of the Furniture Combo Breaker
    daysieblue wrote: »
    !!!!!!! Firm's bank have blocked the transfer, so at the moment, not being paid!!!!!!!!! :eek: :eek: :eek:

    OH NO!!!!!!!!! thats awful - hope they sort it soon.
    DEBTS @ :idea: 1/1/07 - £25,800:eek: DEBT @ 04/05/11 - NIL
    FINALLY DEBT FREE - 4TH MAY 2011:j:j:j:j:j
    "PROUD TO HAVE DEALT WITH MY DEBTS"
    Official DMP mutal support club member no 2 *DFW NERD 351* :D
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