New Dmp Mutal Support Thread

95kelly

ExSpend, I am so glad that youve had a great day, i bet that has put your mind at ease for the time being, Only a few to conquer now!!!!
I hope to hear from some more soon, as the waiting is just awful!!!
Welcome to Franny!!
Had an ok day so far, no phonecalls and only one letter from HSBC saying they are going to take my overdraft away as from the 27th March!!
But not really bothered about that though!
XX

franny

Thanks for the welcome

It's nice to be part of your club

teecee152

Hi everyone !!

Welcome Franny,

EX - well done with getting most of them to agree, hope everyone has the same result!

I'm not feeling so great today, had a bit of a cry earlier, you know how it is when it suddenly dawns on you that you've been a complete idiot and now it's gonna take take more than ten years to get out of the hole you dug for yourself and your family.

Got a letter from cap 1 today saying my account was in arrears (like I didn't know!!) I rang and explained about DMP and they were really nice, said they would freeze account and not add any interest for 28 days pending paperwork from CCCS. Only problem is the paperwork was sent to them on 12th feb!!!
Rang CCCS and they said creditors often say this and not to worry! said they would send it again.
I just feel like i'm taking 2 steps forward and 6 steps back and it's really getting to me,see know i'm crying again.

Hope everyones well
teecee

Ex-Spendaholic

Hi Teecee :grouphug:

Sorry you have had such a bad day. I've had a couple of those recently but today made it so much better. I'm hoping you get a good day tomorrow. Hang in there. We'll all get through this.

95kelly

How everyones day been today??
x x

Sea78

HI

Ok here - I spent a bit of money I didn't really mean to but it's ok as have budgets for the spends! I bought ds some new shoes as he's grow a whole size in 4 weeks (omg) and so that was £26. He looks so much mroe comfy now though! I also bought a collegue who lost her baby a little ornament that was in the sale that is an angel with a little inscription on it.
For me (a rariety as I usually only ever buy myself food or drink!) I spent £5.51 (eeek) on cute little note pads and writing paper. I know, completely frivalous (sp?) but I'll take it out of the present budget as it is a present of sorts, for me! It's made me smile, and will continue to do so whenever I use it

I rang CCCS about the problems logging in - he had no poblem and hey presto 5 mins later I could do it! I also asked about the no letters/ phone calls thing and he said not to worry - it's likely in I don't hear in the next month or so that they might have accepted and then in a few more months if I do hear then I should ring them and remind them I'm with CCCS and ona DMP. He said HSBC were stupid as they were only robbing themselves really and would soon realise this.

Teecee - I'm sorry you've had a bad day - big hugs to you.

Sea xx

Ex-Spendaholic

Sea, don't feel guilty at spending money. You have to do it sometimes. Sounds like you have been to Clarks. If so you could sell the pair your son has just grown out of on Ebay. It seems Clarkes shoes do ok on there. Wish I'd known that years ago.

Looks like we have all been ringing CCCS recently. Good to hear you have got your login sorted out.

95kelly

How long did it take to get your password cause i havent got one yet?
Just be good to look at the stuff online!
xx

Ex-Spendaholic

I made my first payment on 28 Feb and the password came today.

Mrs_Weasley

Hi, have been with payplan for 2 years am i allowed to post on here it seems better for my and oh circumstances, soz don't know if that comes across properly:o