New Dmp Mutal Support Thread

Ex-Spendaholic

Morning all

Seems that some of you are having an awful time. Hope it gets better soon. :grouphug:

Joe you'll get a letter soon thanking you for returning the documents and including a list of your creditors, what you owe and what they have offered.

It's good that you enclosed token payments. I didn't do that and I now regret it.

Hellifax are ringing me again. :mad: I haven't answered as I'm in work. :eek: :eek:

Ex-Spendaholic

Just took a call from Hellifax. :mad: The girl said "oh you are supposed to be on hold aren't you". I said eh yeah. She said "oh sorry about that I'm not supposed to be calling you". I asked if any decision had been taken and she said no it was still on hold. :eek: Hopefully they'll give me peace again for a few days now.

teecee152

Hi all!!

Nothing much going on in my world today.
Feel a bit more positive after speaking to CCCS yesterday. Still haven't heard anything from creditors yet, Dreading that bit :eek:
Hope everyone's well and trying to stay positive.

speak later :hello:
teecee xx

teecee152

EX - Good luck with Hellifax!

in_debt_again_but_dealing_with_it

This waiting game really is a pain, I've had no confirmation from HSBC I guess they're hoping I'll go with the managed loan!!! On the positive side I've got a part time job, had interview yesterday and they called me last night - which is great news although it will make little difference financially as the reduction to tax credit and childcare will almost cancel it out - but it's good to feel useful again. When I gave up work in Sept (having always worked) to do the degree I thought it would be great and I have been busy, busy watching This Morning, busy watching Loose Women etc etc (ha,ha) really missed the motivation of work(??!), so now back to work I go and a degree and 3 kids and oh at home - hope I don't live to regret it!! Hope you all have a bit of positive news today. Have a good one.
x

teecee152

IDAAS - Congratulations on your new job!!!:beer:

teecee xx

franny

I started my DMP this month with the CCCS and "touch wood" I have had no scares yet.

MBNA and EGG have written to me whinging that I have cancelled their direct debits but no news on DMP yet.

Capital One wrote to me asking for me to pay what is overdarwn on my a/c, I phone them up and they said that they have accepted my DMP payments. woo hoo - well, they are only getting £10 pm less than before.

HSBC keep ringing me, probably to tell me that my a/c is overdrawn.

Haven't heard a peek for the Co-op yet so might give them a ring to see whats going on.

Good luck everyone, we are all in this together.

Ex-Spendaholic

Good afternoon everyone and it is a good one for me. :j :j :T :beer:

Came home to some mail:

Egg :A have accepted the DMP but will review after 6 months. As long as they get their first payment by 1 April (they'll get it from CCCS on 25 March) they will freeze interest and charges. :j :j :j

Next have also accepted and frozen interest. :j

So story so far:

Accepted:

Cahoot (my biggest creditor)
Egg
Next
Argos

Awaiting:

Hellifax :mad: (they are the scariest for me)
Barclaycard (their original correspondence was encouraging)
GE x 2 (statement from them today saying they have passed to their debt department) :mad:
Studio (not a single utterance from them so far. Owe them £200 which isn't that much on the grand scale of things.

Hope the rest of you get some good news today.

Ex-Spendaholic

Congratulations to IDAAS on her new job. :beer: :T

Welcome to the club Franny.

Ex-Spendaholic

Oh and I got my password from CCCS. I have already logged in. :j If you choose to pay by SO or DD then you can opt not to have paper statements. I'm going to do that. I could do without the depressing you owe x amount of pounds letter once a month. I'll just look at it online. Plus it is daft paying £2.20 a month to the PO.

As you can see I'm easily pleased today. :rotfl: