New Dmp Mutal Support Thread

teecee152

Hi amani forgot to say hello how rude of me!!!:o

amani_2

teecee152 wrote: »

Hi amani forgot to say hello how rude of me!!!:o

hi teecee

in_debt_again_but_dealing_with_it

Hi all
no news today - everything really quiet. Welcome lily-ella you're among non-judgemental friends!

:T "HAPPY ANNIVERSARY":T

Its our two month anniversary - where have the last eight weeks gone??? So many things have happened, much water under the bridge, many new friendships forged - etc, etc!!

Love and hugs to all.
IDA
xx

yellowmonkey

Hi.

onamission. When i first applied for a DMP with Payplan i only had a disposable income of £9. That was taking into account for me paying everything. I spoke to the advisor and was told that as my OH pays some of the food etc it would help if her income was included. This i did with my OH'S consent and was accepted for a DMP with Payplan. I do believe that you do need at least £100 disposable income per month the same as CCCS.

I do not know if your OH is willing to do the same or even if they are aware but this is how i got round the problem. Everbodys circumstances are different however so whatever you decide good luck.


ym

yellowmonkey

Greetings

Forgot to mention no post for me today :j :j

Got paid as well and as this is my first budgeting month as my DMP starts,like many others on here,1st May i have been quite good in putting money aside for car etc

I expect the fun will start when my creditor's recieve there offers from Payplan. Still I was at the world cup in France in Marseille 1998 and after that nothing can put the frighteners on me.

Hope you have all had a good day


ym

Sweety83

Hi everybody.

Smile Good joke I needed a laugh today.
lilly-ella I'm sure that £5 will be enough as a token payment. I have sent my letters today and have forgotton to put in a token payment so thanks for reminding me!

Sent my letters to my creditors today and all my information to CCCS also filed my moneyclaim against Alliance and Leicester (claimed successfully against HSBC last year but this time it seems far more stressful) and alliance and leicester bounced my council tax DD and charged me £34 for being £2 over my overdraft limit. So all in all I feel like i'm juggling about 1000 things all at once. Sorry for the rant but it's been a very stressful day.

The one thing that has made my day is (not only reading everyones posts on here and feeling stronger by the minute) my 20 month old daughter singing incy wincy spider to me with all the actions for the first time. It brought a tear to my eye, it was like watching her graduate from university or something, i felt so proud.

Apologies for the long post. I feel the need to ramble on.

Everybody take care and have a good weekend.

Sweety

teecee152

Sweety - Bet that made you beam with pride, they are gorgeous at that age!!

teecee152

rustybucket wrote: »

Did the unlawful bank charges letter to first direct, got an offer of nearly 1200 quid, about a 100 less than asked for. I'm going to take it and that amount will go off what I owe them. I did ask for a cheque so that I could pay it into payplan but they said they can't do that. Still at least thats a bit off my debt!

Brilliant news Rusty!!:T :T :j :j :T :T

lily-ella

Morning everyone! Thanks for all the welcomes guys Im sending my letters to creditors today each with a £5 token payment.

Sweety how cute! my dd was up at 2am singing her extended version of wheels on the bus, shes 2 and a half and has made up her own lyrics, it was too cute for me to shout GO BACK TO SLEEP ITS 2AM!

yellowmonkey

Hi.

Well i thought i was in for a quite day today. Did not expect the EARTHQUAKE :eek: :eek: :eek: . i live in SE Kent and, i can assure you, it is not something i would want to experience again.

Everbodys ok though and kids have just calmed down.

I can tell you now that the post coming does not scare me at all.

Off out now as the SKY news helicopter is outside.



ym