New Dmp Mutal Support Thread

Gemmzie

Hi guys, haven't been in here for a while - woah this thread has grown :eek:

Major problem, interest rates are due to go up 0.5% which means approx £170 increase on the mortgage. There's no more money!

And the fridge has died

ilovegreatdanes

hi all,
just been on fone for ages to-ing and fro-ing between cccs and marshall ward.cccs have been sending payments to general credit co(external debt co that somwe of m/ward debts go to)m/ward still have my debt so asked cccs to get a refund and freeze the payment to gcc,but april payment gone out so 2 refunds.
apparently i have to wait for m/w to sell my debt and that means at least 2 or 3 months more interest and charges while cccs keep my payments cos cccs dont deal with m/w in house debts and will only pay either gcc or nationalwide collections.i cant even pay m/w myself cos it goes against the plan.m/w said they would have accepted the payment arrangment but if it goes out to a debt collections firm, ill never get credit with them again but if cccs would pay them and keep it at m/w them one day i would have got the a/c up to date and saved alittle of my credit rep.not very good from cccs i thought they were meant to help you with the least damaging solution but i have to be further blacklisted before they can pay m/w,who wanted to help me more than the cccs.
hope you lot grasped all that tirade!!!! and it made sense.
anyway hope you are all having a better time of it.
btw, how long does it take them to update the post count cos im sure mine isnt correct but i wont be sad enough to check the exact no.
been on another thread cos they had lost ss(southern scouser) and id just like to say theres some very odd people frequenting this site(probably me included some might say!!!)

Valley's_girl

Hi Gemmzie
Must be a worry for you with the interest going up,could you try recycle for a fridge.
Ilovegreatdanes I hope things get sorted for you.
Neith well done on some of your creditors agreeing.
Ally xx

lonely_2

Hello everyone - haven't been on this thread for ages (well all of two days )

Have I missed anything? Anyone fancy giving me a synopsis?

onamission_2

can I join??

ilovegreatdanes

hi onamission,
welcome to our club.im sure theyll be along shortly to give you a number.
regards.x

Valley's_girl

Hi Onamission:hello:
You will get loads of great advice here. Everyone here is really friendly.
Take care
Ally xx

yellowmonkey

Hi.

smilealot Hello again. In a funny way I am sorry to hear from you. I was hoping you had won the lottery (even had my begging letter ready :rotfl: ). Only joking nice to hear from you again.

onamission Welcome to the gang. Good advice and help is here when needed.

neith Hugs to you :grouphug:

ilgd. Sorry to hear about your problems Hope everything turns around soon.

And to everyone who I have forgot Hello :hello:

Anyway no post for me today only another loan offer. Are these people thick or what :mad:

I woke up this morning and something was bothering me. Now I realise everbody has debt problems and to us they are all equal in their amount. What I was wondering is it worse to be in debt and between 20-40 years of age. Is it worse being in debt and between the age of 40-65?. From my own point of view i know i have a few years to pay off my debt and then not long after i will have to save for my retirement :eek:. I suppose it depends on individual circumstances but i was just wondering everyone's opinion.

Please dont think that i am trying to make someone's debt problem less than someone else's but it is one of those conudrums that is puzzling me today.

By the way what a result last night. COME ON !!!!


YM

Sea78

oh for pete's sake. Just typed an essay and then it appeared 3 times so i deleted one and they're all gone.

Grrrr.
Not having a great day - feeling very odd actually.

Hugs to Valley's Girl, neith, winkus, ILGD, gemmzie (get on freecycle for a fridge). Sorry things are not going all that well.

Just had HSBC on - !!!!!!s. She tried to get me to agree to a managed loan and then despite me saying no, looked into it and turns out the whole this isn't applicable because i pay too little! SO !!!! OFF THEN!! Sorry. She also said you need to sort this sooner rather than later. Didn't expect me to ask why? That actually stumpted her and she just said because it would be better.

Off to scream in the garden.

Sea xx

Sea78

Noone about?