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New Dmp Mutal Support Thread

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Comments

  • Hi Sea
    Found our thread on page 4!!!! whats going on!!!! Sorry to hear about HSBC they really are jokers!! Hope you feel better and more positive soon hon!!
    Hi to everyone else. Everyone seems really busy, its my dd 5th bday on Monday and bless her in assembly yesterday teacher said two famous people born on 23rd April, one is St George does anyone know who the other is and she shouted out "its me, its me!!", didn't have the heart to tell her its actually William Shakespeare! Busy preparing for an invasion of 4-5 year olds on Saturday, although if I don't get the invitations done there will be noone here!! So just flitting in and out tonights.
    Take care love and hugs to all!!
    IDA
    xx
    I stopped smoking 25th June 2007
    STILL Never complacent but confident
    My debt is GOING DOWN!!!!
  • hunteress
    hunteress Posts: 136 Forumite
    evening all welcome to newbie (cant remember name sorry):grouphug: :grouphug: :grouphug: :grouphug: :grouphug: :grouphug:
    hgs for all who need them
    oh valley girl if you with hold your number and ring a call centre they cant access your number i work in a call centre and its impossible to do that. hope that helps with ringing creditors :)
    :grouphug: Member #5 of the DMP Mutual Support Club :grouphug:
  • teecee152
    teecee152 Posts: 782 Forumite
    Part of the Furniture Combo Breaker
    HI EVERYONE:hello:
    Welcome onamission you are in the right place,well done on facing your debts.

    Hope everyone is ok, I haven't been on much lately as I have been so busy with college work but got loads done the other night so now should be ableto devote more time to all of you lovely people.

    Nothing much going on for me except a statement from cap 1 showing my new balance and its more than I thought so actually my debt has increased since DMP:mad:

    Was a bit p!$$ed of when I got the statement but not feeling too bad now!!!

    How is everyone it seems like ages since I've had a proper chat with you all.

    smile - Good to have you back, glad your trip went well!!:D

    Speak Soon Take Care
    DEBTS @ :idea: 1/1/07 - £25,800:eek: DEBT @ 04/05/11 - NIL
    FINALLY DEBT FREE - 4TH MAY 2011:j:j:j:j:j
    "PROUD TO HAVE DEALT WITH MY DEBTS"
    Official DMP mutal support club member no 2 *DFW NERD 351* :D
  • :) Morning all
    The weather is gorgeous again. Hope everyone is well.
    Huntress thanks for that I have sent them a letter telling them to contact me by letter only, that is good to know if they insist I call them I will withold my number.
    Sea sorry that hsbc are being a pain for you.
    Have a good day.
    Ally xxx
    Official DMP Mutual Support Club Member No 30
  • hi all,
    hope you are all well as came be.thanks for your support yesterday.got the final reminder today for the marshall ward and really feel like paying something towards the debt.can you believe that!!!!
    anyway i look like waiting for the debt to transfer and see who gets it, then when i win the lottery ill ask for a f+f and see how much discount they will give me......
    will look in later.this threads getting sooooo big that i have to write the no of the page i last read before i go so i can catch up next time so i dont miss anything.
    regards and good luck to all.xx
    People bring great joy into our lives..some by arriving, others by leaving.im trying to be one of the former, so please bear with :)

    LOVE ME, LOVE MY NEWFOUNDLAND.:A
  • yellowmonkey
    yellowmonkey Posts: 7,052 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hi.

    Not a lot to report today.

    No nasty post and a lovely sunny day.

    Mind you we are slipping. Page 5 today. Hopefully this will bump us up a bit.

    YM
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    I could kill my parents. They are so :mad: inducing when it comes to money. It needs to be drummed into them - you are skint, beyond skint. Sky is not a priority and neither is a fridge which is the right colour/size/without a handle

    Grrrrrrrrrrrrrrrrrrrrrrr
    No longer using this account for new posts from 2013
  • Crokeria
    Crokeria Posts: 28 Forumite
    Hi guys, quick question. Have just mailed everything off to CCS, have sent the Notification of DMP to all my creditors. The bank (First Direct) has called...do I call them back? I'm unsure how much CCS deal with my creditors or how much I am supposed to do..? When I get nasty letters/calls should I ignore them, direct them to CCS...or what?? Thanks. Was feeling brave about my DMP but now I'm worried. Scared actually.
  • neith
    neith Posts: 45 Forumite
    Hello crokeria,

    Don't worry you are in the right place the people on here are the best!! I am only just starting my dmp but have found that if I do get a call (which is unusual as I have asked all my creditors to write) I phone them straight back and say "the cccs are dealing with my financial affairs and my client number is xxxxxxx please would you wait for them to contact you? They have been fairly good after this little quote,
    (except Nationwide and MBNA)!!!:mad:

    Its a rollercoaster some days you can take on the world and others you want to crawl under a stone but we all have these feelings and what is great about this site/thread is the amazing support we give eachother:T :T

    Take Care

    Nxx
  • Hi Crokeria
    Its up to you whether you take the phonecalls but if you do don't get drawn into a conversation just explain you are in a DMP with CCCS, quote your CCCS reference number and tell them they will be dealing with it. It is scary at the beginning (mine started 1st March and HSBC still refuse to recognise it) but remember you are in control and you are doing the right thing. Hope that helps.
    Hi to all, hope everone is well - can't believe how quiet our club is at the moment!
    Love and hugs
    IDA
    xx
    PS: Anyone read about the single mum taking the Hellifax to court for harrassment from all the calls/letters regarding her overdraft. Comes to court sometime in May the outcome should be very interesting!
    I stopped smoking 25th June 2007
    STILL Never complacent but confident
    My debt is GOING DOWN!!!!
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