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New Dmp Mutal Support Thread

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  • hunteress
    hunteress Posts: 136 Forumite
    hi all
    kelly and ida that is harrassment next time they ring ask for a contact name and tell them you are reporting them i did this with funding co-operation and have had no calls since (keeps fingers crossed behind back :) )

    and has everyone else had a good easter?
    i was at work today but when they are paying me £18 an hour cant really say no
    nsd as well as lift to and from work
    im getting a little worried about EX as well now:confused:
    :grouphug: Member #5 of the DMP Mutual Support Club :grouphug:
  • smilealot
    smilealot Posts: 586 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Edit: Decided to delete my self-indulgent whinging!

    Speak soon,

    smilealot :rolleyes2
    Member #4 of the DMP Mutual Support Club - DFW Nerd #335
    Debt at March 2007: £26,728.32
    Current debt: £0
  • smilealot
    smilealot Posts: 586 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    This post from another thread just made me burst into tears. By someone called ZTD. Wanted to share it with you guys....


    Choose Debt. Choose a job. Choose a career. Choose a credit score. Choose a credit limit. Choose the picture on your card.

    Choose a family. Choose a !!!!!!! big television, choose washing machines, cars, compact disc players and electrical tin openers. Choose an overdraft.

    Choose good health, low cholesterol, and dental insurance. Choose interest only mortgage repayments. Choose a starter home. Choose minimum payments.

    Choose your friends. Choose leisurewear and matching luggage. Choose a three-piece suite on hire purchase in a range of !!!!!!! fabrics. Choose a consolidation loan.

    Choose a bigger television, faster cars and DVD players and more electrical tin openers. Choose another consolidation loan.

    Choose when you get refused for a loan. Choose when you get demands for instant repayment. Choose defaults.

    Choose constant phonecalls from 8am-11pm. Choose "agents" visiting your home while you're away and telling your neighbours. Choose the court for your CCJ. Choose the court for your bankruptcy. Choose the B&B your family will have to move into when you lose your home.


    But no. You chose not to choose debt. You chose something else.


    You chose peace-of-mind when the phone rings. You chose an easy feeling in your heart when opening the post. You chose to never be in the situation where you felt you'd be better off dead.

    You chose to be debt-free.
    Member #4 of the DMP Mutual Support Club - DFW Nerd #335
    Debt at March 2007: £26,728.32
    Current debt: £0
  • Joek_2
    Joek_2 Posts: 315 Forumite
    Smile...whatever happens, you've chosen to deal with your debts.

    It will be fine, and at the end of it all, you're gonna be debt free. I know you are, just as I know I'm gonna be.

    It's just going to take a wee while.

    And I know you've been feeling down today, you're definitely not the usual chirpy bird you usually are. Hey, that's okay. It's what I'm here for anyway!

    I guarentee I'll try to make things a bit better if I can...

    Although at the moment, I've run out of easter eggs and there's nothing sweet in the house. I might have to eat some more toothpaste (mmm).

    Anyway, that was just a quickie to let you know I care!

    And with that, I must away into my bed...early start tomorrow.

    But I'll be there tomorrow, don't you worry :)
    Chuffed to be member 11 on the DMP mutual support thread.

    Unanimously voted 'Quotation King' by members of the club. Woo-Hoo:D

    Lost my 2 star virginity to smilealot and teecee. And no other two could have been better!
  • smilealot
    smilealot Posts: 586 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Thanks Joek :beer: It was the most enjoyable quickie I've ever been subject to (would've been better if teecee had been around too, of course) :rotfl:

    For once it's not really the debt stuff that's really getting me down. I'm sure it will all be fine though, and if it's not, at least I'll get a free boob job and a nice payout from my insurance company to help clear my debts :laugh:

    On to more chirpy matters, I'm going to parcel up all the Ebay stuff I've sold over the weekend :j

    Sleep well Joek :grouphug:

    P.S. Well done to you and IDA on the CCCS/Payplan debate thread. I was a silent observer. I am a keen debator, but get a bit carried away when it gets heated and people don't know me well enough for that yet!!

    P.P.S. No news from Ex or Sea yet :undecided
    Member #4 of the DMP Mutual Support Club - DFW Nerd #335
    Debt at March 2007: £26,728.32
    Current debt: £0
  • yellowmonkey
    yellowmonkey Posts: 7,052 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hi.

    Smilealot

    Sounds like something is troubling you. Whatever it is I hope it has a happy conclusion.:grouphug:

    Thats all really just wanted to let you know that we are here for you.

    Speak to you all later.


    YM
  • yellowmonkey
    yellowmonkey Posts: 7,052 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hi :hello:

    Hope you are all having a good day.

    No post so far but I have been busy cleaning the oven,bleaching the sink and baby oiling my stainless steel toaster ( try it, it comes up a treat )

    Roll on work tonight so I can have a rest :rotfl:

    Speak soon

    YM
  • lonely_2
    lonely_2 Posts: 343 Forumite
    Hello everyone. Hope you had a good bank hols.

    No phone calls, no letters, nothing at all from the creditors in almost two weeks. What's going on?? It's scaring me ;)
    I'm moving on up now,
    Out of the darkness,
    My life shines on, my life shines on, my life shines on ;)
    Member of Payplan since March 2007 (realistic debt free date May 2011):T
    No 17 of the Mutual Support Club and proud of it :p
  • yellowmonkey
    yellowmonkey Posts: 7,052 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hi

    lonely.

    As they say no news is good news. Same for me really no nasty calls or letters YET!.

    Logged on to my bank today and at least all of my token payment cheques have been cashed. Least they cannot say they have not been notified of my problems.


    YM
  • newlywed
    newlywed Posts: 8,255 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi everyone,
    Got my new cheque book and Visa debit card (and its not an electron card so that's a bonus!!).

    Also got my new mobile PAYG sim card so I can try and give everyone and updated contact number (for a switched off phone!!) :D

    Have written asking for PPI to be taken off my loan - will be posting that today - hopefully the answer will be yes.

    Cancelled all the DD's that have come out of my old account. Now need to get wages transferred. Then I can send everything off to CCCS and get the DMP rolling.
    working on clearing the clutterDo I want the stuff or the space?
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