Euro Car Parks - ticket and now Debt Recovery

give_them_FA

Anna_Nonymouse wrote: »

I'll see if I can find the earlier ones then, Coupon-Mad. I need to redact them though, right?

Give them F-A - I couldn't believe it!! I think they have included it as it contains the message: Doing nothing could make things worse. The lender could take legal action against you, and you could end up paying more in interest and charges.

It's like DRP are saying, "See, we're telling you the truth, even the OFT agrees with us". [EMAIL="Tw@ts."]Tw@ts.[/EMAIL]

I am serious, complain. If the leaflet they have sent talks about a "lender" the OFT may want to check whether they have a consumer credit licence.

Anna_Nonymouse

They do have a consumer credit number on their letterhead. I did have a look at the OFT website, but couldn't see anything about private parking charges/scams, so can't work out to whom to complain? <fickie>

Anna_Nonymouse

They do have one:
http://www2.crw.gov.uk/pr/Default.aspx

Nice to see all their guises listed

give_them_FA

Fair enough. Thought we might have got lucky with that one. Never mind, just keep laughing at them.

Coupon-mad

Anna_Nonymouse wrote: »

They do have one:
http://www2.crw.gov.uk/pr/Default.aspx

Nice to see all their guises listed

Debt collectors do usually try to have a CCA licence (except for 'Court Proceedings Ltd', I think there was a thread saying they didn't...).

Until the OFT revoke it!

Not seen anything about Debt Recovery Plus - clearly there have not enough OFT complaints about them then!!

But as for well-known PPCs' friend, Roxburghe's licence (and associated companies, HFO et al), this was under scrutiny by the OFT going back at least a year ago; the OFT were 'minded to revoke' their CCA licence:

http://www.credittoday.co.uk/article/8649/online-news/oft-threatens-roxburghes-licence

That seems to still be the case now, look for their name on this list dated 3 weeks ago:

http://www.oft.gov.uk/shared_oft/consumer-credit/enforcement-activity/CEA-MTR.pdf

This thread gives some info about the OFT's clout over dodgy DCAs and why it is 100% worth putting a complaint in writing each time:

https://forums.moneysavingexpert.com/discussion/3483621

And this one, in post #15 (please click thanks to 'fermi' on that thread), gives the address to write to about misleading DCA letters and phone calls:

https://forums.moneysavingexpert.com/discussion/3254530

If all the newbies on here complained to this address every time they had collected some threatograms & misleading phone calls/texts from the usual suspects passing themselves off as 'debt collectors' for PPCs, I reckon there would shortly be more names on that 'minded to revoke' list!

HTH

Anna_Nonymouse

Thanks again, lovely people, for all your advice and assistance.

Scanned and redacted all the forms today, uploaded to photobucket and sent Crabman the links to each. Hope it helps the next "me" who comes along needed a bit of reassurance.

HO87

A company does not need a CCA licence if they simply pursue the debts of "group" companies which, IIRC, is what applied in the cases of Court Proceedings Ltd and Ethical Debt Recovery Ltd or they pursue just B2B debts - though the latter explanation would not apply in the case of PPC invoices.

Anna_Nonymouse

NEW LETTER!! Just as I was saying I thought they had given up and gone away, I get a letter from Zenith.

Zenith are offering to settle for £75, as their other trading name DRP sold them the debt at a reduced rate. Isn't that kind of them?

Grrrrr!

give_them_FA

That is just SOOOOOO kind of them! £75? You should be offered more than that for the harassment, though. Tell them you won't settle for anything less than £250.

Anna_Nonymouse

Another one to scan in and share? So annoying. I love how they have written in bold:
It is our intention to collect this debt and pursue it to a legal conclusion if necessary

Come on then, bring it. All mouth and no trousers. Loving how JAMES WILKINS from Zenith has a IDENTICAL signature to Claire Robinson from DRP.